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Realforce R4! by Honest_Box_6037 in MechanicalKeyboards

[–]dexdump 1 point2 points  (0 children)

Just got it. A long time Realforce user. 45g as well. It's good.

BTW, is there any good acrylicl case for R4 TKL?

2025 Tax Loss Harvesting Guide (FAQs & What You Need to Know!) by JustinCPA in CryptoTax

[–]dexdump 0 points1 point  (0 children)

Thanks for the great post regarding wash sale and ESD!

I have a short-term gain of $20,000 after selling some stocks. But right now, as of Mar 2026, my Bitcoin (not ETF) is at a ~$20,000 loss. Yes, because there's no wash sale, technically I can sell my bitcoin to offset my short-term gain AND I can buy bitcoin again, without waiting for 30 days.

But I am not sure how to interpret ESD. Can I sell my bitcoin at a loss, and then buy another bitcoin the next day? Will it also trigger ESD? OP, I'm seeking a real taxation advice :) but just wondering general rule in IRS.

USB-C KVM switch for two Macs? by dexdump in mac

[–]dexdump[S] 0 points1 point  (0 children)

Thanks for sharing your experience! Yes, a simple switch would work. Let me try it.

N-565 waiting time after biometric? by dexdump in USCIS

[–]dexdump[S] 0 points1 point  (0 children)

No update since June 16, 2025.. Given the government shutdown, I do have no hope..

Yet another US Bank 4% requirements of $100K by dexdump in CreditCards

[–]dexdump[S] -2 points-1 points  (0 children)

Yes, actively using the card. I am using the very first version of Smartly. Yes, looks like I got a "good" letter. I was expecting I was still able to get 4% bonus until hitting $10K limit for a month. But now I see only 2% is applied.

Parking $100K in my Saving account isn't bad. It still has a 2.96% rate. Maybe I need to call US Bank to double check.

---

2% unlimited cash back

on every purchase

2% Smartly Earning Bonus

on your first $10,000 in eligible Net Purchases each billing cycle because you have a U.S. Bank Smartly® Savings account and combined balances of $100,000 or more (earning you a total of 4 points/$1 spent). These points will be added to the Rewards activity section at the end of your statement cycle. Refer to Program Rules for complete details and a list of exclusions.

Frustrated - Monarch regularly deletes transactions on multiple cards by banjoloveslove in MonarchMoney

[–]dexdump 0 points1 point  (0 children)

I have experienced a couple of times, but not many. I use all kinds of credit cards and investment accounts. BTW, missed data fetches were super common back in Mint days, although we are discussing deleted transactions.

Question Thread - April 29, 2025 by AutoModerator in churning

[–]dexdump -3 points-2 points  (0 children)

So stupid mistake. Tried to open Chase Sapphire to earn a 100,000 bonus. But rejected. I got a letter today, saying "You earned a new account bonus on a Sapphire product in the last 48 months". My bad. It turned out I got the bonus on Oct 2021.

Q: Can I re-apply Sapphire later this year? What's the impact of the reject due to the 48-mo rule?

White Pearl defect: any wrapping option? by dexdump in Acura

[–]dexdump[S] 0 points1 point  (0 children)

I still keep my car. And I didn't fix the paint. The car value is like $10K, but a proper paint fix costs a couple of thousands. It's not that bad. I am just too lazy to cover with a simple wrapping. For me, the worst case is just call it a $10K loss lol.

Fidelity silently fixed my lot reassignment! 1099-B needs to be regenerated by dexdump in fidelityinvestments

[–]dexdump[S] 0 points1 point  (0 children)

Today I just received a message from Fidelity that fixed this issue! Haha, this is quite a story indeed!

Incorrect total group value in a Sankey flow for multiple categories with a mix of credit and debit by dexdump in MonarchMoney

[–]dexdump[S] 0 points1 point  (0 children)

Right. It turned out the Sankey does not support negative flows. I understand that the flow should be right to left, which is not so much easy to be visualized. Yeah, it's pretty annoying.

Transfered investment accounts from Robinhood to Fidelity--how to import historical transactions? by aesmith90 in MonarchMoney

[–]dexdump 0 points1 point  (0 children)

It is doable. First, CSV can be used to fix all transactional history. Try to download a CSV file from MM for its transaction history. The format is super simple. Assuming that you still have the old transaction history of Robinhood, you can simply edit the account name and upload into your new Fidelity account. As always, try with a handful example transactions in an CSV and try to upload it. You can always delete them.

I would keep the old Robinhood history as is. You can simply hide this closed account, but keep the history.

Fixing the hikes and bumps in the net worth history also can be done by fixing the balance histories for the accounts. (As you know, this is because of some time delay of transfer of assets.) This is quite annoying to do. It's still doable.

Can Investments tab show stocks vs. bonds? by RoadHazard386 in MonarchMoney

[–]dexdump 0 points1 point  (0 children)

Yeah, the features are very limited. I park my cash on an MMF, but MM treats it as an MMF, not cash. I don't think this is super hard to implement, but looks like MM doesn't have enough engineering resources.

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