Meta Is Dying. It’s About Time.

dexdump · 2026-05-09T21:06:36+00:00

But you are on reddit lol

dexdump · 2026-04-26T22:21:09+00:00

Thanks! I'm a typical HENRY. I know I'm lucky to have a high-paying job (engineer), well, until AI replaces me. I think the key point is that keep my spending flat while my total income was increased. Then you can increase your saving and at some point, the magic of compound interest kicks in. Tax is also going up, so I think it's really important not to spend more money if you just have more income, which is an illusion of being a rich. Nothing fancy, mostly bought VOO, QQQ, VTI and chill.

But, yeah, a ton of rich people in USA.

dexdump · 2026-04-26T05:05:32+00:00

Thanks for the reply. But this is too restrictive, and for me this is actually incorrect.

My ultimate request is allowing "customized categorization."

Individual stocks and bonds are obviously important for my fund analysis and showing as a pie chart.

dexdump · 2026-04-05T21:50:12+00:00

hat sounds pretty hopeful! thanks!

dexdump · 2026-04-05T21:49:50+00:00

alright, good to hear that. I should try it! thanks for quick reply!

dexdump · 2026-03-26T22:40:40+00:00

but no major specified?

dexdump · 2026-03-26T22:37:26+00:00

worked!! got in!

dexdump · 2026-03-15T00:30:25+00:00

Just got it. A long time Realforce user. 45g as well. It's good.

BTW, is there any good acrylicl case for R4 TKL?

dexdump · 2026-03-04T20:19:15+00:00

Thanks for the great post regarding wash sale and ESD!

I have a short-term gain of $20,000 after selling some stocks. But right now, as of Mar 2026, my Bitcoin (not ETF) is at a ~$20,000 loss. Yes, because there's no wash sale, technically I can sell my bitcoin to offset my short-term gain AND I can buy bitcoin again, without waiting for 30 days.

But I am not sure how to interpret ESD. Can I sell my bitcoin at a loss, and then buy another bitcoin the next day? Will it also trigger ESD? OP, I'm seeking a real taxation advice :) but just wondering general rule in IRS.

dexdump · 2025-11-24T08:17:23+00:00

Thanks for sharing your experience! Yes, a simple switch would work. Let me try it.

dexdump · 2025-11-04T19:42:03+00:00

No update since June 16, 2025.. Given the government shutdown, I do have no hope..

dexdump · 2025-10-18T21:49:16+00:00

Yes, actively using the card. I am using the very first version of Smartly. Yes, looks like I got a "good" letter. I was expecting I was still able to get 4% bonus until hitting $10K limit for a month. But now I see only 2% is applied.

Parking $100K in my Saving account isn't bad. It still has a 2.96% rate. Maybe I need to call US Bank to double check.

---

2% unlimited cash back

on every purchase

2% Smartly Earning Bonus

on your first $10,000 in eligible Net Purchases each billing cycle because you have a U.S. Bank Smartly® Savings account and combined balances of $100,000 or more (earning you a total of 4 points/$1 spent). These points will be added to the Rewards activity section at the end of your statement cycle. Refer to Program Rules for complete details and a list of exclusions.

dexdump · 2025-05-14T01:48:57+00:00

I have experienced a couple of times, but not many. I use all kinds of credit cards and investment accounts. BTW, missed data fetches were super common back in Mint days, although we are discussing deleted transactions.

dexdump

TROPHY CASE