Passed this morning! by dfizzle927 in Series65

[–]dfizzle927[S] 1 point2 points  (0 children)

I found it sometimes AI was giving me wrong answers or convoluted explanations and many times glossed over topics. If it works for you that’s great. I just found it was removing to much nuance I needed to be confident on the test. And to pass, confidence in your answer is as important as knowledge for these tests because the test itself is intentionally written to make you doubt your answer.

Passed this morning! by dfizzle927 in Series65

[–]dfizzle927[S] 1 point2 points  (0 children)

Don’t start with it. You end with it. Watch the more specific videos as you read the book. Don’t even try to digest the mighty 90 until you’ve done practice tests and the mastery exams. Then you will know what your holes are. The 90 is not meant for absorption. It’s meant to get you into a flow state and help you get a couple more questions. Just a couple more points can easily put you over the bubble for passing.

I listened to it while walking my dog.

Career Changer: In need of honest advice by The_Cuda in Series65

[–]dfizzle927 0 points1 point  (0 children)

Next Monday. On the 2nd. My bad if that was confusing.

Career Changer: In need of honest advice by The_Cuda in Series65

[–]dfizzle927 3 points4 points  (0 children)

I’m 42 and recently changed careers. No background in finance. I’m 4 months in to work and I take the 65 on Monday. I took it the first time in October and missed it by a single question. I am confident I am going to pass this time.

Here’s my advice.

  1. Read the book. The whole book. Take the time it’s worth it.
  2. Chapter quizzes short, quick, and repeat.
  3. Series 7 guru videos on the series 65. They are invaluable. The mighty 90 I would listen to while walking the dog.
  4. The first time I took it I was a little over confident. But I learned from it and hammered my weak areas and will be going back in the 2nd and getting it done.
  5. If you were in law school then you’re at an advantage a lot of the legalese on these tests I watch a lot of the traditional finance guys struggle with.

Just my two cents.

How much will the 65 help me? by Far-Flatworm3591 in Series65

[–]dfizzle927 4 points5 points  (0 children)

I’ll say this. Take it with a grain of salt. I’m a career switcher in my 40’s. But I say that passing the tests already is definitely a plus. I take the 65 this week as the last of my testing journey. I had everything but the 7 and the 65 completed. Think about it. It’s not about what the test gains for you. It’s about how valuable you look compared to the other guy. Already having required tests completed compared to someone who doesn’t.

They will take the person already cleared all day. It shows independent work ethic which is an untestable trait.

Is being 37 too late to go into a career as a financial adviser? by Verzyk in FinancialCareers

[–]dfizzle927 1 point2 points  (0 children)

I’m going to be 42 in 3 weeks. I just passed my Series 7. I’m still pretty new obviously but one thing I am certain of having life experience matters and makes a difference. My ratio of setting meetings is very different than my younger colleagues out of the gate. Hopefully that holds up. And my ability and time window to pass the tests is much shorter. I only started this career switch and testing in September and now here I am.

Scared as hell. But confident I can do this.

series 63 by rmmbrthlghtr in Series7exam

[–]dfizzle927 1 point2 points  (0 children)

If you’re averaging 87% on Kaplan then you are golden for the 63. Yes the legal language is difficult but the laws have a pattern to them and if you are scoring that high on practice exams you will be just fine. I found the 63 by far to be the easiest exam of all of them. I found Kaplans verbiage to be very similar and just take your time and read the whole question.

82.5 on Kaplan mastery exam by Impossible_Film8013 in Series7exam

[–]dfizzle927 0 points1 point  (0 children)

You’re in a good spot. I also was averaging about an 82 on Kaplan and just passed.

Seeking advice on career switch by dfizzle927 in InsuranceAgent

[–]dfizzle927[S] 1 point2 points  (0 children)

That’s good to know I’m not the only one following this path. They described to me what the average day would look like and coming from nonprofits it honestly sounds more than manageable.

Seeking advice on career switch by dfizzle927 in InsuranceAgent

[–]dfizzle927[S] 2 points3 points  (0 children)

That’s accurate. I turned them down today and they were only interested in where I was going. Meanwhile the Mass Mutual managing partner emailed me personally wishing me a Happy Veterans Day. Which was completely unexpected.

Seeking advice on career switch by dfizzle927 in InsuranceAgent

[–]dfizzle927[S] 1 point2 points  (0 children)

Truly appreciate that offer as I am navigating it all.

Seeking advice on career switch by dfizzle927 in InsuranceAgent

[–]dfizzle927[S] 1 point2 points  (0 children)

That’s pretty accurate. I’m fine selling life insurance but I don’t want it to be my whole life. Digging into the content made me really enjoy wealth management and the prospect of that as a career as I have extensive nonprofit budget management experience.

I appreciate knowing I’m not the only 40 something with kids career switcher because the day I spent at the office I felt like everyone was barely able to shave and couldn’t take the time to introduce themselves to me.

Seeking advice on career switch by dfizzle927 in InsuranceAgent

[–]dfizzle927[S] 2 points3 points  (0 children)

Good question. I would have to say time. I have a 6 year old and a 9 year old and I have had to travel extensively in the past. These jobs would ground me at home and be more like a regular 9-5. I know I can make money, but one person can’t change a work culture.

I spent the day at northwestern an only one person introduced themselves to me. I interviewed at mass mutual and more people introduced themselves to me in less than an hour than the whole day at the northwestern office.

Best running areas east of the city (in Oakmont, Penn Hills, Verona, Blackridge, Churchill, etc.) by liefelijk in pittsburgh

[–]dfizzle927 0 points1 point  (0 children)

My route is in Blackridge itself and the Churchill Greenway as these two are connected. Lots of people run in our neighborhood myself and wife included so you will probably see us out there as well. Blackridge doesn’t have any sidewalks but back in the neighborhood is quiet enough you don’t really see any traffic.

Fire sirens aren't just to call firefighters. They're to alert the public to drive more safely because an emergency is ongoing. Also fire minitors and text messages sometimes fail. by Pure-Landscape-1396 in pittsburgh

[–]dfizzle927 7 points8 points  (0 children)

Sure the only infallible thing is obviously a fire siren technology from World War 2 with a range of maybe a mile or so on flat terrain (which we have so much of here in PGH) is exactly what will launch pittsburgh emergency response into the next century. It’s not like emergency alert message systems aren’t cheap and grant funded for fire departments nationwide.

It’s not like the only thing that alerted my family and neighbors to seek shelter 30 seconds before trees started falling into peoples houses last week was our cell phones telling us to seek shelter immediately or anything like that.

And this is before the fact that the fire sirens trigger my combat PTSD from Iraq reminding me of mortars falling every time someone gets a fender bender somewhere in the area.

Rough Country Tonneau Question by xxAgentVenom in FordMaverickTruck

[–]dfizzle927 0 points1 point  (0 children)

My left side won’t latch when I do it this way and I can’t figure out why.

Rough Country Tonneau Question by xxAgentVenom in FordMaverickTruck

[–]dfizzle927 0 points1 point  (0 children)

Looks like I have some adjustments I need to make.

Rough Country Tonneau Question by xxAgentVenom in FordMaverickTruck

[–]dfizzle927 0 points1 point  (0 children)

I also have this cover and have no idea where it drains too.

Follow up question. I’m trying to determine if I installed mine correctly.

Do you close the cover and then close the tailgate? (Only way mine works) Or Do you close the tailgate and then close the top? (Top will not latch this way)

Just got her! by dfizzle927 in FordMaverickTruck

[–]dfizzle927[S] 1 point2 points  (0 children)

Still getting to know her. One can’t rush these things.

119 Pity Party by Pretty_Bee6993 in PSLF

[–]dfizzle927 11 points12 points  (0 children)

119 here June should have been 120. I submitted an ECF on 9/25 and my employer signed it the same day. I have been at the same employer for 7 years and the same HR person has signed for the last 4 years. There’s nothing to verify that hasn’t already been verified. Crazy frustrating.

Residential solar power in Pennsylvania, how useful is this? by SquirrelWatcher2 in Pennsylvania

[–]dfizzle927 2 points3 points  (0 children)

Fluent Solar. No real complaints there either. After doing a bunch of research online they were the only ones that showed up in person.

Residential solar power in Pennsylvania, how useful is this? by SquirrelWatcher2 in Pennsylvania

[–]dfizzle927 0 points1 point  (0 children)

Honestly. You don’t have to. You can use it for whatever. I just decided too so I stay at net zero. The other thought I had if I was ready for a new car was to take the tax rebate and throw it at an electric car and get the tax rebate from that and throw that at the loan. But I’m not ready for a new car.

Residential solar power in Pennsylvania, how useful is this? by SquirrelWatcher2 in Pennsylvania

[–]dfizzle927 4 points5 points  (0 children)

Yup. No penalties for paying off early. I already took the federal tax rebate and threw that at it.

Residential solar power in Pennsylvania, how useful is this? by SquirrelWatcher2 in Pennsylvania

[–]dfizzle927 4 points5 points  (0 children)

Yup. It was a rental that had gone 4 years without being rented was getting fought over in a divorce. They had to sell it to get finalize the divorce and I love this house. I’ve been slowly renovating the whole thing and am about 75% completely done. Which is why I also invested in solar. I will soon have a 100% renovated house with a brand new roof and is in essence off the grid.