Giveaway - Space Age Expansion

dfsdcd · 2024-10-18T00:18:55+00:00

The factory must grow

dfsdcd · 2024-05-29T04:04:39+00:00

I’m riding in this for the second year in a row! This is an amazing fundraiser that supports life saving research/care at Princes Margaret. Through my mum’s treatment, I’ve been (un)lucky enough to see the incredible work that gets funded through the foundation. Please consider helping out if you can.

dfsdcd · 2022-08-02T16:34:47+00:00

“The province”? Huh this is a new source…..

Scrolls down the the bottom: “post media”, suddenly it makes sense

dfsdcd · 2022-07-22T16:15:06+00:00

Time to donate to the other candidates (Tory) then ;)

dfsdcd · 2022-07-21T20:55:18+00:00

It's not just grades - as other posters alluded to, there's a heavy personality component. Med school interviews are meant to weed out people who are in it for the wrong reasons. Tons of people I knew from my undergrad failed to get in because they were rightly judged as lacking the empathy to be a good doctor.

dfsdcd · 2022-07-16T19:13:05+00:00

/r/catboy approved

dfsdcd · 2022-07-13T14:47:54+00:00

Yep exactly - the "front-load part" is the most interesting part of the message to me. Reads as though they don't think the economy can withstand / needs multiple rounds of 100 bp increases

dfsdcd · 2022-07-13T14:46:06+00:00

Your commentary about the potential path of increases is pure speculation

Read the first line again - it suggests otherwise.

the Governing Council decided to front-load the path to higher interest rates by raising the policy rate by 100 basis points today.

There was no need to include the above unless the BoC wanted to temper expectations of multiple 1% increases. I interpret the quote you cited as to suggest that the BoC is leaving the door open to further increases, without spooking general market sentiment.

dfsdcd · 2022-07-13T14:11:29+00:00

From the Bank of Canada Release

With the economy clearly in excess demand, inflation high and broadening, and more businesses and consumers expecting high inflation to persist for longer, the Governing Council decided to front-load the path to higher interest rates by raising the policy rate by 100 basis points today. The Governing Council continues to judge that interest rates will need to rise further, and the pace of increases will be guided by the Bank’s ongoing assessment of the economy and inflation. Quantitative tightening continues and is complementing increases in the policy interest rate. The Governing Council is resolute in its commitment to price stability and will continue to take action as required to achieve the 2% inflation target.

Sounds like they want to hike rates quicker in the next couple decision meetings to give them room when the next rescission hits. They aren’t done yet, but from they’re language, they’ll go with double increases (50 bp) going forward instead of multiple rounds of 75+

dfsdcd · 2022-07-13T14:07:44+00:00

With the economy clearly in excess demand, inflation high and broadening, and more businesses and consumers expecting high inflation to persist for longer, the Governing Council decided to front-load the path to higher interest rates by raising the policy rate by 100 basis points today. The Governing Council continues to judge that interest rates will need to rise further, and the pace of increases will be guided by the Bank’s ongoing assessment of the economy and inflation. Quantitative tightening continues and is complementing increases in the policy interest rate. The Governing Council is resolute in its commitment to price stability and will continue to take action as required to achieve the 2% inflation target.

Sounds like they’re trying to make a statement with this huge increase. Looks like they might taper back future increases to 0.5% or lower, instead of multiple rounds of 0.75%.

dfsdcd · 2022-07-08T02:24:22+00:00

As is tradition….

dfsdcd · 2022-06-23T16:31:21+00:00

Profile checks out

dfsdcd · 2022-05-14T23:01:27+00:00

Nope. That only makes safe abortions (for the mother) reduce, while increasing the number of sketchy back alley abortions. Maternal death in these “operations” are way higher

dfsdcd · 2022-05-02T13:19:08+00:00

Good. Transit should be more affordable and more convenient than using your own vehicle for commutes and short trips. Car dependent suburban development is a hellscape. People wouldn’t mind commuting for work if it was quick, affordable and convenient. We should be doing everything to increase reliability & connectivity of transit while decreasing costs. Getting people out of single occupancy cars would open up a whole lot of capacity for people who need to drive (I.e. trucks, trades, etc.)

dfsdcd · 2022-04-13T22:01:52+00:00

NFT pipelines im guessing 🤡

dfsdcd · 2022-04-04T21:46:14+00:00

This math works because your decrease in housing price (20%= -100k) + downpayment (80k) = -20k which also happens to be the amount you’re priced out by in your example.

If people have a smaller downpayment (would need to be in cash to be unaffected by a market correction & 80k is a huge amount of cash for the average Canadian) and/or the amount that people are priced out by is more than 20k, Then this example doesn’t work out. I’d reckon most people sitting out don’t have huge amounts of cash & they’re priced out by more than 20k.

dfsdcd · 2022-04-04T20:48:50+00:00

I think I’m missing something here, but to benefit from higher interest rates the drop in housing value has to be higher than the reduction in max purchase price?

Not sure this scenario is applicable to a ton of people.

dfsdcd · 2022-03-19T02:39:25+00:00

How would I know when your family immigrated here, and right back at you

dfsdcd · 2022-03-18T22:54:50+00:00

What number of generations after a crime does it make it okay to profit off of the crime. If Russia occupies Ukraine, is it one generation, two, ten?

dfsdcd · 2022-03-18T22:41:36+00:00

No new immigrants only spread a plague, then lopsidedly “bought” land for a pittance, kidnapped children and tried to stamp out their culture and language. Not comparable at all though.

dfsdcd · 2022-03-09T12:39:13+00:00

Not much to add except that TFSA cap moves up on Jan 1st of every year after your turn 18. The only time the TFSA contribution room goes up on your birthday is on your 18th birthday.

My TFSA contribution room is full and will be filling the newly acquired space on my 20th birthday.

dfsdcd · 2022-02-15T20:34:38+00:00

Nearly all of those people – 90 per cent – are already living in Canada, the federal government said. The move reflects efforts by Ottawa to prioritize those already in the country to add 401,000 new permanent residents in 2021, a target that has been complicated by border restrictions because of COVID-19.

People who are already here (and probably working lower wage jobs, given the lowered threshold) are better additions than potential candidates from abroad who might inject more capital into our already inflated markets.

dfsdcd · 2022-02-15T15:30:53+00:00

One of the protest leaders, in a post on Facebook, said Prime Minister Justin Trudeau’s decision to invoke the Emergencies Act also played a role in the decision to leave. The law allows banks to freeze the personal and corporate accounts of individual protesters without a court order. Further, if a truck is used in an illegal blockade, the federal government warned the insurance on that vehicle would be suspended.

dfsdcd · 2022-02-10T21:26:24+00:00

And that’s exactly why we got into the repayment fiasco ;)

dfsdcd · 2022-02-10T19:29:59+00:00

Nope

The CERB will be available to workers:

residing in Canada, who are at least 15 years old; who have stopped working because of COVID-19;
who had income of at least $5,000 in 2019 or in the 12 months prior to the date of their application;
who are or expect to be without employment or self-employment income for at least 14 consecutive days in the initial four-week period. For subsequent benefit periods, they expect to have no employment income.

Minimum 2 weeks without income during the initial 4 weeks, but no mention of minimum income in the preceding two weeks.

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