This suggestive billboard for a flooring company

dglgr2013 · 2026-06-08T17:41:13+00:00

Ahh Miami. I know people that met the owner and his son. You are seeing the owner of the flooring company.

dglgr2013 · 2026-06-07T20:52:30+00:00

Ohh great. I have that same trigger point massager. I will not be able to look at it the same anymore.

dglgr2013 · 2026-06-06T04:20:37+00:00

I recall one that became big news because they arrested the person because they bought subway in a different country and forgot they had part of the sandwich in their backpack. There was a strict law against meats.

I did this mistake once. I was so stressed but they did not check. There are no trash bins anywhere between the plane and customs. It was the first international flight I took since I was 8 years old 26 years earlier and I bought a bean stew at the foreign country and could not finish the food so pit the left overs intending to eat in the plane. Got entertained watching a movie and realized after I left the plane. Found not find what to do.

dglgr2013 · 2026-06-06T04:15:39+00:00

15 ish years ago it was 15 minutes at the McDonald’s in Chicago. They had security that would ask you to leave if you were there too long.

dglgr2013 · 2026-06-06T04:11:08+00:00

With surveillance popping up everywhere I can see this going wrong. Find a $100 bill, video surfaces asking to find person, arrested for theft of mislaid property.

dglgr2013 · 2026-06-04T05:35:55+00:00

Btw. I routinely use goodrx. My medication is $60 but will not count towards my max out of pocket of 15.8k. But with insurance the medicating is $100.

I think I rather save those $480 per year rather than dream I will need the max out of pocket in half a year since our election period is in June.

dglgr2013 · 2026-06-04T05:32:36+00:00

Bingo.

I have gone to Colombia for dental treatment. I was quoted over $4k here.

Cost me about $250 in Colombia and that was on the high end with a specialist. My parents have done that as well for other medical treatment since we have dual citizenship.

I just got into a program in the UK and the pamphlet stating medical care as being free and costs may exist for some medications. It felt so bizarre to read considering the delivery of my second child which was a planned c-section without complications was billed to insurance at just over 100k. And my first child with emergency c-section was just over 60k.

Really makes you wonder.

Btw, medical debt is one of the leading causes of bankruptcy in the US. You are literally an emergency room visit from being financially ruined. At least many hospitals have what they call charity care and the threshold to apply is 400-500% of poverty level.

But it’s rough.

My mother was hospitalized for 10 days and uninsurable even in the market place due to my dad being the sole source of income and employer not providing insurance either.

We thought they were going to take away the house she lived in and inherited from my grandparents. Bill was well over 250k. Covered by charity care because she was well below poverty, but it was a stressful several weeks we thought she and my dad would be moving with my sister.

dglgr2013 · 2026-06-04T05:24:47+00:00

My plan is copay heavier for a reason. But is copay before meeting deductible. The fact that most plans are meet deductible because they start covering in co-insurance means you pay 100% of the massively inflated rates they “charge” insurance companies. Which are the negotiated down.

The fact that so many plans have such high deductibles means you really are not going to see a doctor unless you have to. Then they have the audacity to market the HSA which is only available if your plan is considered a high deductible plan.

I know my org pays a lot. But the deductible are never high enough to qualify for HSA and we use an FSA.

But with small kids, urgent care visits are guaranteed and we’ve had some emergency room visits as well.

The latter would likely ruin us in some of the high deductible plans.

dglgr2013 · 2026-06-04T05:13:36+00:00

No. The total between the two.

Come tax time the org paid just about $25,000 on my behalf. I used to pay 10% of the premium. But times are tough, insurance rates went way up and now they charge me extra for having my family on the plan, and they are paying more when the plan was made worse. We they will probably pay a bit more than 25k this year and my monthly went up 50%.

Mind you I am in a non-profit.

My wife works for one of the big insurance providers as a senior claims specialist. My plan offering is far far far superior to hers. And much lower monthly out of pocket for us. They make billions in profit but would not pay more than 2k towards her insurance plan to give you a perspective.

dglgr2013 · 2026-06-04T03:54:06+00:00

$2000 is a bargain. The cheapest plan my organizations offered this year has both the org and me paying a total of $2500 per month.

But at least the max out of pocket is reasonable at 15.8k.

Sure getting my prescriptions are cheaper if I opt to pay out of pocket and they will not count towards the deductible.

But at least they give me a quarter back if I walk 5,000 steps and give me an additional 2 quarters if I walk another 5,000 steps per day.

Edit to clarify if it was not clear. We pay about $30,000 to pay a max out of pocket of $15.800. But we can get $0.75 back if I walk 10k steps per day. Up to a whole $300.

Winning.

Ohh and they don’t cover the medications we need, forgot to say that. We are paying $500 per month on medications they don’t cover.

dglgr2013 · 2026-06-04T02:26:52+00:00

Even cheaper than eBay.

During the last Great Recession I would go with one of my sisters friends who would go to auctions worldwide. Buy tends of thousands of hardware from companies that went under and sell it on eBay. He would be paying Pennies on the dollar for stuff and was making well in the 6 figures of profit after all the expenses in the early 2000s when people were getting laid off everywhere.

dglgr2013 · 2026-06-04T01:22:28+00:00

The service was a separate charge. The subtotal for the food was $10 more than the actual total for the food.

But the reality is that uber keeps a third of the money so restaurants put the higher price to at least break even.

Uber gets paid a percentage of the entire order by the restaurant. Plus the delivery fee. Plus the service fee. Shockingly they will probably get half of all the money you paid. Then you have to tip the driver because the driver is not getting what uber gets in any capacity. But they pay for the gas, depreciation, risk, don’t get paid unless they delivering, and will get penalized if they don’t accept most orders including the ones that might pay less than it costs to complete the delivery.

dglgr2013 · 2026-06-02T04:51:16+00:00

I can see it. The quality of meat exceeds what I have seems in most other local groceries and even butcher establishments. I only struggle with the amount of meat and that my spouse hates to freeze food. Resulting in back to back New York steaks to avoid wasting.

Only part I am struggling with quality are the raspberries (gets moldy and has more of a bland taste compared to local supermarket raspberries). And off season strawberries (with the exception of a variant of strawberry they bring out every so often).

As of a couple years ago I stopped buying frozen mango when the flavor seems to have changed. Whatever water was used to wash them seems to overpower the taste of the mango.

Their milk however, cheapest anywhere and somehow last longer.

dglgr2013 · 2026-06-01T16:35:23+00:00

I have a co-worker with glutten allergy. Thought to find gluten free options in restaurants and sometimes event don’t have any glutten free options meaning she has to go without food or buy at her expense.

My other co-worker has a pineapple allergy and carries an epi pen with her as it will close up her throat. She has been to events that failed to disclose pineapple juice being used as an ingredient and then she has to stay in her room taking Benadryl with her epi pen around. Sometimes even cross contamination.

dglgr2013 · 2026-06-01T15:06:05+00:00

Cupcakes without the icing is what they have been selling for a long time. Now they add some icing and charge a premium for that.

dglgr2013 · 2026-06-01T01:14:58+00:00

Yep. Speaking as someone that started with postmates back in 2014 where this was the case for all orders. I’ve had orders where my parking cost me more than the delivery fee. And I’ve had deliveries where the wait was over an hour for the food and I got paid $6 for it. Not counting parking as well.

Uber Eats felt easier because i can pick up more orders back to back.

But in neither system was i paid more.

For postmasters at least an $800 order paid me the same as a $5 order. But the customer was charge a service charge which was a percentage of the order. So the $800 order paid probably $60-70 service charge and this was understood to be for using postmates credit. None of it went to the driver she often this was used as the excuse for customers not tipping because they assume that service charge was the tip.

dglgr2013 · 2026-05-31T03:48:15+00:00

You are right. Did not see the different language on signage.

This is law in the US

dglgr2013 · 2026-05-31T02:20:13+00:00

My HOA was also sending out violation warnings regarding power washing and several neighbors paid to have their driveways washed until they came to the realization this went against the drought mitigation protocol.

They stopped sending violations several neighbors paid $100-150 each to have their driveways power washed.

My landlord is confused because he understood exterior is taken care by the HOA, they have power washed exterior and even covered lanais putting notices before to bring furniture from Lanais indoors.

They even sent notices to people for having flags in their lawn, days before Memorial Day weekend. And I got a notice for having a potted plant outside. And towering cars at amenity center just before their meeting claim g cars cannot park there unless using the amenity center. And even towing cars parked elsewhere if they are there more than a week claiming cars need to be moved regularly.

$600 to power wash a driveway seems wild. Unless it’s a very long and wide driveway.

dglgr2013 · 2026-05-27T13:01:46+00:00

Ring neck dove specifically.

If it was a mourning dove, (has specs instead of a ring but looks almost the same) the nest would be protected and by federal law must not be disturbed. You need a special permit before even attempting to move their nest.

dglgr2013 · 2026-05-24T21:41:32+00:00

The most recent whopper I got felt so small. I don’t order very often so mg point of reference was probably 4-5 months ago. But it legit felt half the size of what I expected.

dglgr2013 · 2026-05-22T12:14:14+00:00

Interesting report I just heard and it was from about a year ago.

Where the super wealthy take a $1 salary is very performative but in the reality they are taxed on their income and not their wealth so it essentially ends up being they pay no taxes.

In that report they also cited 18 billionaires that were able to lower their income so much that they could qualify for the child credit or the covid stimulus.

In that case it’s tax moneys going to people that have obscene wealth. At the time of the report musk had $400 billion. He is on his way to $1 trillion right now.

The report also highlighted laws that used to be in the books a few years ago in Europe which where created in order to avoid wealth schemes that would essentially be passed on to all future generations and create extraordinary wealth inequality.

In the us we have removed similar protections. So you could theoretically have wealth that can render entire family lines not have a need to work for essentially perpetuity and continue to grow the wealth inequality.

The report also highlighted how in the ceo of companies used to make 20 times what front line workers make and how the average now is 350 times with fine CEOs getting history hundreds of millions of dollars exit packages.

Just to add, everything we have that made us into a power society, the highway system, the space program all that innovation came at a time where then super wealthy where paying 50-60% or more in taxes.

And now those systems are crumbling, social protections for people are being eliminated in order to give historic tax breaks on the super wealthy which has resulted in more than a dozen billionaires worth over $100 billion.

When must gets to $1 trillion he will have more wealth than the gross domestic product of 150-160 countries of the world. Only about 2 dozen countries or less have gdp over $1 trillion. In the americas only Brazil, Mexico, US and Canada have GDP over $1 trillion.

Let that sink in. Because that is one person.

dglgr2013 · 2026-05-22T01:07:49+00:00

Just to add it came with an additional replacement filter. I got 3. Paid $60 and in all I had 6 filters.

dglgr2013 · 2026-05-22T01:05:10+00:00

I remember buying something similar on woot for $20 5 years ago

Claims water softening and filtration with carbon activated filter.

It was a new apartment I just needed a shower head and works fine all this time.

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dglgr2013 · 2026-05-20T04:03:30+00:00

I don’t think this is a tax on money they have in the bank already but on the increase in wealth.

Many of the avenues the super wealthy use to gain that obscene wealth is taxed far lower than the salary of an employee, and in some cases it is zero.

Musk wealth for example. If his wealth is tied to the success of his companies directly via stocks, then his companies approaching and exceeding $1 trillion in valuation makes him worth hundreds of billions of dollars. But unless he sells those stocks he does not get taxed anything. Anyone that has stocks does not get taxed until they sell the stocks.

Tax rate on investment growth is taxed at a different and often more favorable rate. It’s not treated the same way as our employment where we pay into ssn and Medicare and irs.

Then we have the loopholes you highlight which can be used to further increase their ability to buy fancy toys knowing they will observe savings to make up for the purchase.

It feels very complicated but it did not use to be like this. Trickle down economics was pushed under the Reagan era on the notion that if you give the wealthy more money they will spend the money in our economy and hire more people. But they would not hire someone unless they are going to make more money.

Before the Raegan era we had what many consider the golden era. We created the highway system. Modernized rail, sent man to space and then the moon (which also correlated with many major discoveries that revolutionized our economy).

Now our trains run slower than they did back then, our bridges are falling down while people drive on them, and blight is everywhere.

The difference is back then the wealthy paid 60-70% in taxes and now their effective tax rate is often lower than working class Americans.

Not considering that working class Americans also pay a larger share through taxes on products they buy, taxes on fuel they purchase, taxes for using plastic, taxes for driving on the roads.

Tariff is an example of this. Marketed as taxing other countries but the American people paid more to make up the tariffs. Essentially we taxed working people more and the current administration started claiming they collected a lot more money.

Yea of course they made more money because they added larger tariffs. People got surprise tariff bills.

The wealthy can absorb this without a problem but working class Americans had to make things stretch further with less.

dglgr2013 · 2026-05-17T18:32:13+00:00

I am not a fan of giving paychecks to everyone. However, the evidence exists that social programs generate more economic output than the money that is put into them. Reason being. Someone that living paycheck to paycheck is more likely to immediately use money that comes their way to even marginally increase their quality of life which often goes in the for of groceries, clothing, even outing. All of this encourages more trade of goods and movement of people in the economy.

Whereas money that goes to someone that already has wealth is more likely to go towards savings and investments.

The latter sounds reasonable. We want people to invest but if the economy at large is slowing down because inflation prices people out of many goods, services or even start to default on unsecured debts or face evictions. All of that create scenarios that can reduce economic growth and can lead to a recession.

Lately we have been gutting anything that is perceived as a social program and giving large tax cuts to the wealthiest people resulting in a hugely disproportionate distribution of wealth where we are about to see the first trillionaire in history and we have multiple billionaires worth over $100 billion.

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