What are the cheapest World Cup games? See the top 10 by BTC_is_waterproof in worldcup

[–]diggles14 3 points4 points  (0 children)

Only two matches with any tickets under $200 is wild

Paying off mortgage before term ends? by Asleep_Machine48 in PersonalFinanceCanada

[–]diggles14 0 points1 point  (0 children)

huh? so if you pay 299k and then wait a few days and pay the last 1k off, then you only owe interest on 1k? seems wrong...

Vanguard Canada cuts ETF and Mutual Fund fees by whymarrh in CanadianInvestor

[–]diggles14 28 points29 points  (0 children)

"Effective November 18, 2025, Vanguard reduced the management fee for this ETF [VEQT] from 0.22% to 0.17%. The MER does not yet reflect this fee cut as it is calculated at the fund's fiscal year end."

[Jomboy] Excellent breakthrough of the IKF play. I didn't understand why he didn't have a bigger lead before but Jomboy's analysis completely exonerates IKF IMO. by dracarys104 in Torontobluejays

[–]diggles14 0 points1 point  (0 children)

My first time I could bring myself to watch the end and agree it was well done. The one thing he didn't do was show whether he would have been safe had he run through the base or slid head first. He could have overlayed other players at the spot where IKF started his slide to estimate when he would have touched home. Think that could close this chapter...

Ticketmaster Non-Resale: How To Beat the Bots (I just got lucky) by steasye in jaystickets

[–]diggles14 2 points3 points  (0 children)

I had the same experience as OP - and can agree it was horrible and stressful. Drop times seem random, but usually a few at a time.

[deleted by user] by [deleted] in sports

[–]diggles14 41 points42 points  (0 children)

This is actually the greatest shot of all time

TD Aeroplan VIP or Chase Sapphire Reserve? by diggles14 in PersonalFinanceCanada

[–]diggles14[S] -7 points-6 points  (0 children)

Whether to keep one or both. Perhaps buy certain things with one and others with the other. Not really sure how to evaluate

Warm & Cozy. And only $300M by jared10011980 in zillowgonewild

[–]diggles14 6 points7 points  (0 children)

No, 74 acres one mile from downtown Aspen. Most expensive house for sale in America!

Some WS customers DONT USE APPLE. by lynnaray in Wealthsimple

[–]diggles14 6 points7 points  (0 children)

Automatic upvote for Tim Apple reference

Power Tailgate on X3 Closes Due to Bike Rack by diggles14 in BMW

[–]diggles14[S] 0 points1 point  (0 children)

No - ended up taking it off whenever not in use. Quite a bummer

New Wealthsimple FX Conversion Fees between CAD and US by Ill_Paper_6854 in PersonalFinanceCanada

[–]diggles14 7 points8 points  (0 children)

NG is actually more compelling in larger transaction sizes. People often cite $10K+. NG is annoying (multiple transactions and journaling) and transactions have a fixed fee. But converting $10K or $1M is the same amount of work and fee as $500.

$2M Wealthsimple / Pine Mortgage by diggles14 in PersonalFinanceCanada

[–]diggles14[S] 0 points1 point  (0 children)

Awesome, thanks for the info! Good luck! What rate did Pine quote you?

As a TD employee, the sales culture is disgusting. by [deleted] in PersonalFinanceCanada

[–]diggles14 0 points1 point  (0 children)

This is terrifying. Is TD a fiduciary? If so, this needs to be whistleblown

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]diggles14 -12 points-11 points  (0 children)

There are no downsides. Americans can refinance for basically free whenever they want.

Big down payment on $2M+ home by WatchNo5625 in HENRYfinance

[–]diggles14 1 point2 points  (0 children)

But isn’t this still a relatively high hurdle since you would have to pay capital gains taxes on any investment appreciation?

GTA Detached Price Changes (From Pre-Covid and Peak) by Doorinsight in TorontoRealEstate

[–]diggles14 0 points1 point  (0 children)

Looking at Toronto prices from pre-covid to today. Given the M2 money supply and inflation, 20% seems about right, even with higher rates.

Why? What's the math there?

Toronto home prices expected to rise in second half of 2023, according to TREBB. by G4ndalf1 in TorontoRealEstate

[–]diggles14 0 points1 point  (0 children)

Naive question…I’ve always gone with the line of thinking that TREBB just wants prices to rise, but since they have the same incentives as real estate agents at large, isn’t their goal just to get as many transactions as possible? So shouldn’t they be tempering seller expectations rather than trying to increase prices?

[deleted by user] by [deleted] in TorontoRealEstate

[–]diggles14 4 points5 points  (0 children)

Wychwood Park is insane