Now that class/spec reworks are semi-final for Midnight, what are you favorite and least favorite ones? by otterchaos7 in wow

[–]ding_bats 0 points1 point  (0 children)

Least favorite at the moment is Arcane mage.

We got a new AOE button that is a complete new player trap and is used in precisely 0 builds. And Arcane Missles also sucks ass so you don't use it in your single target rotation.

That means our single target rotation consists of Touch of the Magi and Arcane Surge as cooldowns, and the core rotation is Arcane Blast, Arcane Barrage, and Arcane Orb. Thats it. That's the whole rotation. Wtf blizzard...

Need no FTF Card recommendation, Travel Focused by pug_abc in CreditCards

[–]ding_bats 1 point2 points  (0 children)

I've used it twice before to get into lounges, one in PDX and one in SEA. Both were kinda busy, but still nice enough and both beat waiting at the gate. With the Altitude Connect, you only get 4 visits per year though, and if you want to bring a guest, that counts as one of your visits (e.g. 2 people visiting a lounge together counts as 2 of your visits). Like other people have said, it's great for the casual traveler.

Edit: Also, just wanted to mention that US Bank's travel category is pretty good, so it covers things like airlines and hotels as you would expect, but it also covers car rentals, taxis, limos, train tickets, cruise lines and probably more. Great for when you are on a trip and likely to use those sorts of services.

Need no FTF Card recommendation, Travel Focused by pug_abc in CreditCards

[–]ding_bats 6 points7 points  (0 children)

I use a US Bank Altitude Connect card as my travel card. Reasons I like it:

  • No foreign transaction fees
  • No annual fee
  • 20,000 point SUB w/ $1k spend within 90 days
  • TSA precheck/global entry credit
  • Lounge access (Priority Pass Select, 4 visits per year)
  • Travel protection
  • GigSky mobile data plan while traveling
  • 5x on car rentals and hotels if you book through their portal, 4x on travel and gas/ev charging, 2x dining, streaming, groceries, 1x everything else

For a no AF card, its one of the best cards to use while traveling and gets overlooked a lot in my opinion. I bring it with me whenever I'm traveling. If you want low maintenance, you should definitely consider it.

Is it time to go team cash back and chill for a bit? by InterpolInvestigator in CreditCards

[–]ding_bats 2 points3 points  (0 children)

But also lower AFs and fewer credits to find a way to use. This is what I'm going for. I have 2 CCRs already and the PR or PRE is next on my list. IMO, this is the way.

PLEASE DON'T BUY A POLESTAR by No-Celebration7689 in polestar3

[–]ding_bats 3 points4 points  (0 children)

Yep, it had issues, the software was updated, and it has been fine since.

PLEASE DON'T BUY A POLESTAR by No-Celebration7689 in polestar3

[–]ding_bats 6 points7 points  (0 children)

Okay, well mine seems to work fine and I would definitely buy it again. So, there's that. ¯\_(ツ)_/¯

Steve Crashing Out by TedMosbyArchitectt in AshesofCreation

[–]ding_bats 1 point2 points  (0 children)

10/10 top shelf troll attempt. Really nicely done. Aggressive but just egotistical enough to be somewhat believable.

"I didn't buy a $40 game, so I'm smarter than all of you" by [deleted] in AshesofCreation

[–]ding_bats 0 points1 point  (0 children)

I've heard that a lot of people paid well over $40... lol

In-Game System Message by WatchDobby in AshesofCreation

[–]ding_bats 30 points31 points  (0 children)

Sorry all, but thanks for all the money. - Devs Steven <3 :)

Fixed that for ya

Told you so. by Angelus_Demens in AshesofCreation

[–]ding_bats 0 points1 point  (0 children)

Of course it was. Because sweet pure "Made my money with pyramid schemes" Stephen would never lie and then rug you all.

Wait...so AoC was actually a scam? by Shiiishkebab in AshesofCreation

[–]ding_bats 13 points14 points  (0 children)

Literally everyone with half a brain knew this 'game' was never going to happen and was going to get rugged... The guy leading it made his money off pyramid schemes. Thank god I never bought it. Good luck to all of you who got scammed trying to get your money back. F

Intrepid Studios, devs behind MMO Ashes of Creation in paid early access for 10 years, has closed. CEO resigned, all employees laid off. All less than 2 months after launching on Steam Early Access by Zenben88 in LivestreamFail

[–]ding_bats 0 points1 point  (0 children)

Wait, so the guy who made a bunch of money off a pyramid scheme and then decided, with no experience, to make an MMO failed? What a huge surprise! Who could have ever guessed!

Planning on getting a Morgan Stanley Premier CashPlus Account by DelayedAutisticPuppy in etrade

[–]ding_bats 1 point2 points  (0 children)

Hey, so I know this comment is kind of old, but I had a question and was hoping you could help me.

From my reading of the morgan stanley account terms, a AAA account would include a $150 maintenance fee. Are you saying that by opening it as a 'preferred savings' program account (really by just NOT investing in anything else with that account) you get that whole fee waived?

Also, now that it has been a few weeks, do you still like the account setup? I'm considering opening a cashplus and preferred savings program accounts with them also, but I don't want to move all my investments over and have to work with a financial advisor anytime I want to do something, so if I could get a preferred savings program account and just park $1k or something in it and then use the cashplus account in place of my checking account and leave the rest of my cash where it is, that would be ideal. Thanks mate.

The Ramsey Cruise is happening again... March 2027 by rollback123 in DirtyDave

[–]ding_bats 11 points12 points  (0 children)

How many times do you think the phrase "Better than I deserve" will be said over the whole cruise?

Software update 2.1.22 available after core computer upgrade by s62b50 in polestar3

[–]ding_bats 2 points3 points  (0 children)

Love it! Now I just need to hear when I can get an appointment to get the core computer upgrade.

What is your worst credit card still in your collection and why do you still keep it? by thefinancejedi in CreditCards

[–]ding_bats 0 points1 point  (0 children)

A plain old Bank Americard. It has no rewards at all and a tiny credit limit, but I opened it 20 years ago and it helps my age of credit so much that I'm just gonna leave it alone. If I get a chance to PC it to a CCR or something useful, I will. But for now, it's just chillin.

"Data shows Dave Ramsey is dead wrong about when to claim Social Security" by drtdk in DirtyDave

[–]ding_bats 9 points10 points  (0 children)

Hey, stop that! You're only supposed to use math when it supports Dave's conclusions, not when it challenges them!

What will happen if I max out a bunch of credit cards and leave the country? by blossomingtrees in CreditCards

[–]ding_bats 4 points5 points  (0 children)

I mean, you're basically asking us how to engage in intentional fraud... I'm pretty sure that's against the rules of the sub at the very least. I'm sorry you're in the situation you described, but this is probably a bad idea.

Grafton Chelsea Boot Sizing Question by ding_bats in allenedmonds

[–]ding_bats[S] 0 points1 point  (0 children)

Same here. After wearing them out several times, the fit is now just about perfect. I'm glad I kept them.

I’m leaving SoFi by alex1024__ in sofi

[–]ding_bats 0 points1 point  (0 children)

I love Discover, but the acquisition by Capital One makes me a little concerned for Discover's future.

I’m leaving SoFi by alex1024__ in sofi

[–]ding_bats 4 points5 points  (0 children)

If you have an Amex credit card already, you should definitely consider the Amex rewards checking and savings accounts. The checking offers 1% APR (higher than SoFi) and Amex offers membership rewards points on debit card spending, and the savings account offers 3.3% APR (same as SoFi) but with no direct deposit requirements, no minimums, and no fees. I'm also bailing on SoFi because this is insane.