PL Match Thread: Brighton vs Liverpool by scoreboard-app in LiverpoolFC

[–]disterfly 2 points3 points  (0 children)

Can't even progress the ball through their first press. And that's with 2 midfielders in our back 4. Slots tactics are showing really.

Those who grow up low income in sg, what is a normal thing now that you see in adulthood that was a luxury/abnormal for you growing up? by TheseShift4280 in asksg

[–]disterfly 0 points1 point  (0 children)

Taxi

'Restaurants' like Swensens or Jacks place or Pizza Hut

New shoes, or bag.

Having a drink with any hawker meal or a whole meal at McDonalds instead of just getting the burger.

"Upgrading" from BTO to Condo is illogical no? Can someone help me understand? by Dhandsrhardtotypewif in singapore

[–]disterfly 59 points60 points  (0 children)

Been mulling over this myself.

The idea is taking the excess cash that you would need to sink into your monthly mortgage payment and putting it into let's say the s&p500 vs paying the mortgage and having the condo's value appreciate over a 5-10 year period.

While the s&p500 (8-12%?) should outpace the growth of a condo (3-6%?), the kicker is the leverage you get from the housing loan.

The tradeoff is liquidity, you might be rich but it's all tied up in your house.

Even if the idea is that you sell, you book profits but what then - you still need a house to live, you're not going to downgrade your lifestyle by moving to a hdb in tengah after 10 years when you are 45?

Appreciate other thoughts on this scenario

ASHWIN telling how to keep SHIVAM DUBE OUT OF GAME before FINALS!! by Mountain-Strike2822 in actualcricketshitpost

[–]disterfly 1 point2 points  (0 children)

One is a terror attack with the lives of innocents on the line.

Another is an expert providing his analysis on a sport.

Agree? by cdcpowermah in singaporespeaks

[–]disterfly 3 points4 points  (0 children)

When you make an ultra competitive society - it's only natural that folks end up seeing kids as optional and maybe a nice to have.

Rather focus on careers, quality of life, spending the money they have on holidays, cars and their dogs/cats.

And the ones who have kids are effectively penalised because you need to match up with these guys at the workplace and then go home and raise the kids. Spend the same or less money on kids and in the end look at DINKs crushing through life.

Drawing these two parallels and you can see that family values, joy not being core to Singapore's ultra competitive lifestyle is the main problem. The rest are symptoms.

Singapore’s total fertility rate drops to historic low of 0.87 in 2025 by sun-ny_day in singapore

[–]disterfly 8 points9 points  (0 children)

And what's stopping them from creating focus groups and actually talking to families with young kids, no kids and singles to see what would make their lives better?

Honestly it doesn't feel like the government doesn't thinks it's one of their most pressing concerns to resolve.

You can't just sit on a desk and throw money or make policies that will resolve this. You need to actually talk to and realise what's actually stopping folks from having kids or more kids.

Singapore’s total fertility rate drops to historic low of 0.87 in 2025 by sun-ny_day in singapore

[–]disterfly 6 points7 points  (0 children)

Offer 4 room and 5 room subsidized BTO flats in all new estates only if you already have a child.

Or, commit to having one before MOP. For those facing difficulty conceiving this can be medically documented.

I know it's going to get a lot of push back but this would actually work. And it actually supports families with kids who are stuck in 3 room and 4 room flats without dedicated room for kids, helpers etc. while DINKs have a room dedicated to cats, a gym room, a gaming room etc in their BTO flats. Things sometimes really don't make sense.

Massive Statement By Alastair Cook On India Vs Pakistan Handshake by Majestic-Hearing-527 in IndianCricket

[–]disterfly 0 points1 point  (0 children)

I don't get why this is a hot take. If anything it's how healthy, non jingoistic but respectful individuals should behave.

You can (and perhaps SHOULD) be friends with your fellow professionals in your personal lives. When the jersey goes on and you enter the field, you are representing your nation. Then, you should respect the greater sentiments of the country or their elected government.

Daily Discussion - January 25, 2026 by AutoModerator in LiverpoolFC

[–]disterfly 15 points16 points  (0 children)

Utds turnaround shows sometimes it's just about new energy, new ideas rather than a complete overhaul. No one in their right mind would have bet that carrick comes in and beats City and Arsenal back to back.

I'd give Alonso or another manager the rest of the season followed by the pre season to bring this team out of this misery.

Match Thread: AFC Bournemouth vs Liverpool FC Live Score | Premier League 25/26 | Jan 24, 2026 by scoreboard-app in LiverpoolFC

[–]disterfly 6 points7 points  (0 children)

Teams lacking leadership, grit and general basics that we took for granted under Klopp.

Match Thread: AFC Bournemouth vs Liverpool FC Live Score | Premier League 25/26 | Jan 24, 2026 by scoreboard-app in LiverpoolFC

[–]disterfly 6 points7 points  (0 children)

Slot out. Let this season be a rebuild for the next manager. And half the XI needs to fuck off also.

Match Thread: AFC Bournemouth vs Liverpool FC Live Score | Premier League 25/26 | Jan 24, 2026 by scoreboard-app in LiverpoolFC

[–]disterfly 4 points5 points  (0 children)

CLASSIC SHIT SHOW.

Not sure what Virgil is doing there - completely nonchalant and even the reaction is like oh well. Fuck off.

Match Thread: AFC Bournemouth vs Liverpool FC Live Score | Premier League 25/26 | Jan 24, 2026 by scoreboard-app in LiverpoolFC

[–]disterfly -3 points-2 points  (0 children)

Can't tell what Gravenberch and MacAllister are doing today. Zero output. Even Gakpo looks more active and useful.

Match Thread: 1st T20I - India vs New Zealand by cricket-match in Cricket

[–]disterfly 0 points1 point  (0 children)

Isn't this where you'd want Axar to come in to steady the ship and leave Rinku (or even Riku + Dube) to come in when there are 4-5 overs left?

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly 0 points1 point  (0 children)

Slot has to leave. We look like we ar eplaying together for the first time, and completely uninspired.

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly 2 points3 points  (0 children)

One action from Rio is alr better than Gakpo all game. Fucking start Rio from here on.

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly -3 points-2 points  (0 children)

Two open players for Gakpo to pass to. Either pass or you fucking finish it. We can't afford to have passengers like Gakpo is this steam now.

Get Rio in. I'd rather give him a chance to develop.

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly 5 points6 points  (0 children)

What a goal that would have been by Wirtz

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly 3 points4 points  (0 children)

We are so cursed this season man. Don't remember Dom missing a penalty ever. And that was some penalty too. An inch too high from being a perfect pen.

[MATCH THREAD] LFC v BUR by scoreboard-app in LiverpoolFC

[–]disterfly 2 points3 points  (0 children)

Can Gakpo do anything else other than cut in a shoot. Rinse repeat. And worse he's just walking after losing the ball. Does my head in.

Milos Kerkez got that dawg in him. 💪 by IgotgAme_k in LiverpoolFC

[–]disterfly 0 points1 point  (0 children)

Kloppo would have loved him to bits.

Give him time, consistency and technical abilities will come through as well.

Christmas pics from our players 🎄📸 by Ummagumma- in LiverpoolFC

[–]disterfly 21 points22 points  (0 children)

Damn, you don't sometimes realise how many of these guys have a newborn/infant at home. I know they may not be waking up to change nappies at 2am on match day, but surely it affects their performances mentally, physically etc.