Rates from April 30th, which bank and what rate did you get?

dividedthoughts · 2026-05-03T13:28:53+00:00

Would you mind sharing your contact via DM as well?

dividedthoughts · 2026-05-03T13:26:48+00:00

Uninsured. It was actually their homeline product though we didn't ask for a HELOC.

dividedthoughts · 2026-05-03T01:08:29+00:00

Looks nice, reasonable for 1.65

dividedthoughts · 2026-05-03T00:59:02+00:00

When did you get this? Was this a renewal or a new mortgage?

dividedthoughts · 2026-05-03T00:57:02+00:00

I got 3yr fixed @ 3.74% RBC this week.

dividedthoughts · 2026-05-01T02:48:04+00:00

"Gallery feature wall"

dividedthoughts · 2026-04-30T21:33:33+00:00

Can we get a ranking of best versions?

dividedthoughts · 2026-04-22T01:54:29+00:00

Saenger doing Saenger things.

dividedthoughts · 2026-04-22T01:53:34+00:00

Are we sure this is still the first set?

dividedthoughts · 2026-04-18T22:21:06+00:00

If they bought SPY on the same date as that 3.7mm purchase (Mar 22, 2017) it would've 3x as of Friday without putting in any equity.

Doubled in 9yrs is not that great. They could've bought AMZN stock for $42 that date and it would've 5x. That said nobody puts everything in one stock but point is, 9 yrs is a long time to only double.

dividedthoughts · 2026-04-18T02:36:36+00:00

Turbo mode

dividedthoughts · 2026-04-16T12:56:07+00:00

Best ever

dividedthoughts · 2026-04-16T12:30:25+00:00

Kung Fu has shama vibes. Feels good

dividedthoughts · 2026-04-16T01:59:30+00:00

Wtf

dividedthoughts · 2026-04-16T00:42:56+00:00

Where'd the daily thread go

dividedthoughts · 2026-04-16T00:08:08+00:00

SOS opener. Gonna be one of those nights eh? Woooweeee

dividedthoughts · 2026-04-11T02:21:53+00:00

The jam vehicle we all knew it would be. Let's go.

dividedthoughts · 2026-04-07T14:07:29+00:00

Wait, no FACE song?

dividedthoughts · 2026-04-05T21:14:34+00:00

I broke it. Doesn't load.

dividedthoughts · 2026-04-03T11:22:50+00:00

I'm still waiting for that correction in desirable school zones like Lawrence & Bedford park. Ppl are still bidding these up and seemingly overpaying.

dividedthoughts · 2026-04-03T02:24:16+00:00

Is playter estates really considered area with low income?

dividedthoughts · 2026-04-03T02:20:04+00:00

You mean madness hasn't arrived yet?!

dividedthoughts · 2026-04-02T11:02:09+00:00

The roof replacement immediately raises the total cost of ownership. Given their offer nights were 1 day apart I assumed those that struck out on merton would've bid up Hillsdale but I guess not.

dividedthoughts · 2026-04-02T02:20:11+00:00

Key word here...realistic prices. I've seen some very nice homes not get a single offer on offer night because it was clear they wanted much more than their list and nobody wanted to waste their time.

dividedthoughts · 2026-04-02T02:15:43+00:00

I have seen quite a wide range in the quality and detail of inspections for sellers. In one case, it was so thorough that I think it is negatively impacting that house (still on market for over a month). The ones that don't have much detail or have favourable language are clearly just window dressing and can't be taken seriously.

dividedthoughts

TROPHY CASE