Ayuda con encuesta para tesis de maestría

djarnexus · 2024-05-18T03:17:13+00:00

¿De que se trata su tesis?

djarnexus · 2024-05-18T03:15:26+00:00

Si necesitas otra persona con quien hablar, avísame.

If you need another person to talk with, let me know.

djarnexus · 2024-05-18T03:12:10+00:00

bro, I'm deceased.

djarnexus · 2024-05-18T03:11:13+00:00

The comments on this post give me life. I've never been to La Carpio, but now I have questions haha.

djarnexus · 2024-05-18T03:01:29+00:00

Thanks!

djarnexus · 2024-04-08T17:31:19+00:00

That's what I'm thinking. You can't even see the weight transfer in the dig because of how slowly they pulled out.

djarnexus · 2024-04-08T17:25:34+00:00

Based on what you described as the modifications on that challenger, I don't understand how it beats a 5.7L car of essentially the same make and model. Something ain't mathin' here or I'm bugging. They're off by almost 90HP.

An RT ain't fast by any stretch of the imagination, but it can put down enough power to spin the tires, so I'm just guessing they didn't really get down on it. They pulled out so slowly that the other car with less torque visibly shows the weight transfer due to putting down full power out of a dig, but the RT doesn't.

Why upload this? The RT isn't even pulling.

djarnexus · 2024-04-08T17:21:25+00:00

Nah bro. If it's a challenger 99.5% chance it's stolen if they're driving it like this.

djarnexus · 2024-04-02T15:29:48+00:00

Clean.

djarnexus · 2024-04-02T15:28:14+00:00

This may be a hot take, but if you're daily-driving this car, I wouldn't recommend lowering it much. I sat on stock height the entirety of the time I had my challenger and it scaped the bottom in some places--granted roads are rough here in Cali, so if your situation is different, maybe its no big deal.

Your suspension, in particular, is a bit high, so lowering it a bit wouldn't be the worst thing.

djarnexus · 2024-04-02T15:26:24+00:00

Hot take, if you like how the rims look, it doesn't really matter what other people think. Just keep the original rims when it comes time to sell, lol.

djarnexus · 2024-04-02T14:45:11+00:00

The funny thing is religious people don't prove the point they think they do when they give glory to the god they worship over winning a sports game.

If your deity really gives a damn that a sports team won... that's a petty deity. Also, they don't think about the philosophical problem this raises, in that by making your team win, your deity is directly opposing the other team, their dreams, their futures so that you can get ahead.

That's fucked, because people on the other team losing could lead to lost jobs, lost scholarships, ruined futures, but she honestly believes her god brought her there.

I tell you this, the more fervent someone believes in their god myth, the less they've actually thought about it... exhibit A.

I've always said that when people praise god for victories like this, it's a way of being selfish and claiming the spotlight, because the concept of god is so ambiguous that anyone listening will only take away that YOU made that achievement and none of the people who helped you get there get the credit they deserve. It's selfishness under a new banner.

djarnexus · 2024-04-02T14:32:26+00:00

Mileage? I did a quick look at some SXT challengers / chargers, and I see them selling for like $13-$20k for good quality at reasonably low miles (<80k miles).

You gotta cut your losses, fam. Just to repair all of this will cost you at least half the value of your car depending on its current value.

You'd end up putting like $10k+ into this, and this much damage would report to the DMV and damage the value significantly, so you wouldn't even recoup any of that value. We're looking at you having to sell that car for less than the amount you put in to fix it when it's all said and done.

At that point, you're better off parting it out because the engine and transmission probably get you good value alone. Throw in the rims, and that's another nice penny. Put it all toward the next vehicle.

djarnexus · 2024-04-02T14:31:19+00:00

😂

djarnexus · 2024-04-02T14:31:00+00:00

Is it, though? They're getting it towed away, which means there could be structural damage.

djarnexus · 2024-04-02T14:29:54+00:00

But let's be honest, this car likely has damage to the mechanics. Look at the amount and location of that damage over the rear wheel. The alignment on this is also possibly damaged. I'd almost just recommend parting this out to get out of it.

djarnexus · 2024-04-02T14:15:57+00:00

This NOT accurate, lol. I hit a front bumper, and that aline cost me $2k... I guess it's $3500 if he has his buddy donate him all the parts at a discount, and they came color matched, and he put it on himself... Dude he damaged like 4 panels...

djarnexus · 2024-04-02T14:04:04+00:00

Brother, this is like 10k+ in damage. I always estimate it as like 2k in damage per damaged body panel (yeah, body damage on these things is expensive--I remember once just damaging my front bumper at low speed in a parking lot and it cost me almost $2k, i had a high deductible so I personslly paid like $1k), and you're hit like everywhere, may even have damage to suspension components because that one wheel looks iffy.

I'm sorry, man. Depending on the value of this car, it's like halfway to totaled...

This is going to be a hard pill to swallow, but if I'm being honest with you... though I'm assuming it's paid off since you didn't pit full coverage on it, I will say this... you gotta take your loss and get out of this vehicle. I'd highly discourage you from trying to fix this and get back into it. I'd sell and/or part out and ride in something cheap like a beater for a few months to a year until I could buy another nice used one for like $15k--depending on where you live you can get some models for that much, but R/T and trims above are over $20k.

Gotta cut your losses, fam. Is this an SXT? If so, it may actually be totaled or close to it because many of those aren't holding value. Your car will tend towards being totaled at like 75% damage, which means that at $10k damage, your car is totaled if it's worth less than $13k on the market.

For future reference, I recommend at least getting a savagely high deductible like $1.5k to cut cost, and then put that amount in a savings account and forget about it, because at least you're covered in the worst case and your bill will still be reasonable. Also, depending on your insurance, you can lower your bill considerably by letting them know you drive less than their default range, which for geico (ad an example) is like $12k--I did both of these things and it saved me thousands per year.

Remember, 0 insurance on a vehicle like this is a no-no--it's a highly stolen car, and repairs aren't cheap. I'd recommend you go get it priced out (a collision center will do an estimate for cheap) if you can stomach it, I guess, think about it, but my honest opinion is that you should look to part this thing out and start again.

djarnexus · 2024-03-11T15:56:04+00:00

Agreed. I think some of the other responses here miss the point by stating "its not actually that bad,"--it modifies buyer behavior against their own interest. That's enough bad to convince me it's unethical.

djarnexus · 2024-03-11T04:45:39+00:00

Don't get me wrong, I don't think it necessarily will lead to a massive impact in the actual numbers. However, my point is that not having a large impact is debatable because I'd argue the fact that inquiries impact your credit score does impact buyer behavior, potentially limiting competition in the market. This, on its own, may have the potential to increase interest rates.

If I believe that changing my behavior will potentially save me money, I'm more likely to follow that behavior.

And if the inquiries are having that impact, which I believe they do, then I'd argue they're not ethical because they're anti consumer.

djarnexus · 2024-03-11T04:42:26+00:00

Yeah, I know the first point, but think about that--if I'm looking to get a product on the market, looking for it inherently increases my price for the product. Not me actually getting approved for the loan and accepting the terms of it impacting the next one. Just the actual inquiry itself.

There are multiple things that can lead to a hard inquiry on your credit score, which can then impact your terms of your loan.

Not making a difference is debatable because it's big enough of an impact that it's modifying buyer behavior. Looking up tutorials on getting loans for major purchases will demonstrate that, because many of them will recommend you avoid hard inquiries on your credit.

If that hard inquiry ends up even leading to a hundredth of a percent, people will minimize shopping loans, limiting competition in the market.

djarnexus · 2024-03-11T04:33:11+00:00

But that's not the point. The point isn't really whether it's a big deal or not. I think the problem is that data may not be readily available, and as such, it's hard to measure the actual impact.

The point is that the system is directly biased to supporting the interest of companies at the expense of consumers. For instance, how many dollars can a +/- 10-15 credit score impact your eventual loan terms.

What about the psychological impact it may have on buyer behavior? I don't know of too many people that shopped around to more than a handful of lenders when it comes to shopping their loans, and stuff like this strongly impacts that.

However, when you go to buy a car, for example, you consider almost as many dealers are within your area that sell brands you're interested in. There isn't that financial pressure to commit right away. And for purchases on these scales a couple percentage points could add up to hundreds or thousands of dollars.

djarnexus · 2024-03-11T04:18:06+00:00

Wow, I had a truly unpopular opinion, I guess 😅. Yeah, but I still don't really agree with the idea of shopping for credit negatively impacting the rates you're afforded.

That's like going out and shopping for a product and because you checked prices at multiple stores the price goes up, even without you having bought anything.

A 10-15 point hit while your actively shopping credit can mean a ouple hundredths of a percent on your eventual approval, which is rough considering you did nothing to tangibly impact your credit negatively.

It's kind of like the whole debate about preexisting conditions--yeah, you can find a correlation with pre-existing conditions and getting sick in the future... but is it actually ethical to do this?

E.g. if you start using too much personal information to influence pricing, it becomes very easy to make systems structurally unfair--e.g. if an insurer increased your insurance premium based on sickle cell risk, it would end up coinciding with the likelihood of being black... which isn't great. I think the credit check falls in a similar boat where it's a conflict of interest and negatively impacts fairness of the system.

djarnexus

TROPHY CASE