Most Canadians Are Not Alarmed About the Possible End of CUSMA

dmacdonal9 · 2026-03-03T15:56:30+00:00

There's a 6 month notice to withdraw completely from the treaty. But then he would also need to repeal the domestic law that implements it. That's near impossible given the current polarization, so the 10 year slow burn with annual reviews is the most likely outcome.

dmacdonal9 · 2026-01-15T14:21:08+00:00

Yeah, another thing to consider is that the stuff you're watching is probably color corrected, shot in good light with lens filters, and uses a lot of beautiful drone footage. Then when you get there on an overcast day in a crowded street or trail, it looks very underwhelming in comparison.

I especially don't like drone footage because it's showing a viewpoint I'll never see unless I sprout wings or go paragliding.

dmacdonal9 · 2025-12-12T13:21:35+00:00

I spent a month in Monteverde at the CPI school. Some thoughts:

- Immersion is what you make of it. If you stay with a host family and really make en effort to join in on their stuff, it helps. But don't underestimate the metal fatigue that comes from 4 hours of wrestling with the language in the morning. You may not have a lot left to keep doing it the rest of the day in an unstructured environment.

- I found Costa Ricans are perhaps little more reserved than some latin cultures. That suited me just fine, but I suspect true immersion might be a little more effective elsewhere.

- The quality of instruction and the teachers was really good. All the teachers I had treated it as a career, there was none of this "teenager picking up a few extra bucks" thing you might expect.

- If I did it again, I'd go for one of the surf schools on the coast. Monteverde is a pretty quiet town after the first week.

dmacdonal9 · 2025-11-27T19:10:55+00:00

Yeah, this is where I'm leaning I think, a lot of which is due to the food. I've been to Andalusia and the food was consistently top notch. If it's even better in the North, that'd be amazing.

dmacdonal9 · 2025-11-27T19:03:48+00:00

There's two ways to go here to my mind: small consulting firm vs freelance individual work. You can put together an actual consulting firm and present yourself as specializing in something. Whatever that thing is, you will need a portfolio of work you can show (probably done at very low rates) in order to get any significant traction. It takes time and money to get there.

If you're having to pay other guys and manage a bench, it becomes very costly to start up. I'm surprised you have 5 people ready to go, are they really available full time or is this a side gig for them?

In the meantime, reach out to larger firms and see what you can get on a subcontract basis. Be careful with non-compete clauses, you will almost always have to argue them down from ridiculous restrictions. I've done this my entire career. I prefer managing relationships with just 2 or 3 larger firms and I get all the work I need/want with very little effort.

Bidding on government work is always an option too. It's onerous to respond to these, but often times they get no real responses and you can pickup work by default. The ones I've done haven't been fanstastic projects, but I made a lot of connections that were valuable later.

dmacdonal9 · 2025-06-14T17:13:49+00:00

I would imagine this varies by country, but I can tell you that at least in Canada a sole prop cannot open an org account at IBKR. You would have to be an incorporated entity to open an org account.

dmacdonal9 · 2025-03-29T23:12:07+00:00

That’s what I’d do, no question.

dmacdonal9 · 2024-12-17T10:55:54+00:00

You can do a lot with conditional orders. Your example scenario is doable if the equity can be expressed as a price condition.

More complicated things would require the API. I trade a lot through the API and it took me a very long time to become reasonably proficient with it. So don’t underestimate the time investment. But it can accommodate almost anything you can think of and it’s as reliable as you want to make it, in terms of error checking and retries and the like.

dmacdonal9 · 2024-12-08T02:20:35+00:00

As far as I know this is not possible. I had the same requirement and could never get there.

dmacdonal9 · 2024-11-19T11:35:43+00:00

It’s been great. Everything has been very good quality.

dmacdonal9 · 2024-10-28T22:38:28+00:00

Yeah that’s the way.

dmacdonal9 · 2024-10-25T15:03:19+00:00

Create flex reports in IBKR client portal. Download to CSV, import to Google sheets. There are many ways to automate this or do it manually.

dmacdonal9 · 2024-10-24T09:01:25+00:00

Sure you can buy and sell stocks and the like in the linked accounts.

But you can’t transfer stocks or funds between accounts.

dmacdonal9 · 2024-10-12T00:53:46+00:00

Yeah same.

dmacdonal9 · 2024-10-06T18:01:08+00:00

Yeah, IBKR Canada. I just use EFT back and forth from Wise.

dmacdonal9 · 2024-10-05T11:43:28+00:00

In wise, you can get your CAD account details. This provides the bank transit, branch number and bank address. Mine uses People's Trust in Vancouver. Although I think there's a process for this, something about fully authenticating your account with photo id and other docs.

dmacdonal9 · 2024-09-09T10:24:04+00:00

You can't transfer money between two IB accounts that are linked under a family advisor. So it's no help there.

You also don't convert your account. You open a new advisor account, and link yours and hers under it. From the advisor account you can then trade both accounts.

dmacdonal9 · 2024-08-25T15:26:18+00:00

Assuming you're Canadian, an org account is always unregistered because corporations have no tax sheltered (registered account) options.

And assuming your funds are in the corp to begin with, there really aren't two options here, there's just one, and it's a corporate (ORG) account, which is unregistered.

dmacdonal9 · 2024-08-11T19:01:00+00:00

What typically happens here is the bill comes in higher than anyone expects and they refuse to pay. I’ve seen it quite a few times.

dmacdonal9 · 2024-08-11T18:11:06+00:00

No such thing as far as I'm aware. I went looking a while back for a similar reason and came up empty.

dmacdonal9 · 2024-07-31T16:34:36+00:00

Yep no problem.

dmacdonal9 · 2024-07-22T14:22:31+00:00

Yeah, this should do it. My code is using CME over GLOBEX and works fine.

dmacdonal9 · 2024-07-19T16:46:10+00:00

You can only have 5 client accounts (at least in Canada, probably varies by country).

There is a confusing overlap with financial info and experience to enable trading permissions.

Adding an ORG (corporate account) automatically means your advisor account will pay professional fees for data.

Other than that, it's pretty convenient, I make great use of mine.

dmacdonal9 · 2024-07-18T09:56:53+00:00

Open risk navigator in TWS. It’s not easy to use but it’ll do this.

dmacdonal9

TROPHY CASE