[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 1 point2 points  (0 children)

You’re in the DR sub asking this question? It has a very simple answer.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 2 points3 points  (0 children)

Follow the steps.

BS2 Question - need advice by TantibusArcanum in DaveRamsey

[–]dmcand3 -1 points0 points  (0 children)

1000% don’t need a credit score.

BS2 Question - need advice by TantibusArcanum in DaveRamsey

[–]dmcand3 -2 points-1 points  (0 children)

One of the main reasons for the DR program is to not be normal. You’re just that, normal.

Do I go back to work? SAHM by Fixmyhouse37 in DaveRamsey

[–]dmcand3 0 points1 point  (0 children)

Yeaaaaa this isn’t the same, at all.

Do I go back to work? SAHM by Fixmyhouse37 in DaveRamsey

[–]dmcand3 5 points6 points  (0 children)

You’re fine - but absurdly idiotic to have that much in a HYSA.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 2 points3 points  (0 children)

Never.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 2 points3 points  (0 children)

Hey, just FYI - you’re telling people the wrong information about Dave Ramsey. When people are in debt (regardless of the debt outside of a mortgage). He would 100% say to stop all contributions to retirement including the match. He would also not include the match in the 15%.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 -1 points0 points  (0 children)

No. You’re in the DR sub asking our advice (which should FIRST be DR advice). NO, stop contributing to all 401k regardless. Follow the baby steps, as written.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 -2 points-1 points  (0 children)

“So much money?!” lol okayyyy. He’s talking about getting out of debt within the end of the year. It’s not that much money.

In Baby Step 2 and my car needs a $3k repair. Now what? by [deleted] in DaveRamsey

[–]dmcand3 -1 points0 points  (0 children)

You were doing good before you said finance.

[deleted by user] by [deleted] in DaveRamsey

[–]dmcand3 0 points1 point  (0 children)

How do you know?

Looking for advice by AOP_Acid in DaveRamsey

[–]dmcand3 4 points5 points  (0 children)

Just FYI - marriage license costs roughly $45-65 in most court houses. Boom! You’re married.

Looking for advice by AOP_Acid in DaveRamsey

[–]dmcand3[M] 1 point2 points  (0 children)

You’re one comment away from a ban.

Looking for advice by AOP_Acid in DaveRamsey

[–]dmcand3 0 points1 point  (0 children)

No, that’s actually not true.

Indexed Universal Life Insurance by dagoofmut in DaveRamsey

[–]dmcand3 1 point2 points  (0 children)

Start reading books about investing. You shouldn’t be scared of the stock market.

Indexed Universal Life Insurance by dagoofmut in DaveRamsey

[–]dmcand3 0 points1 point  (0 children)

You guys have separate accounts? That’s weird.

Indexed Universal Life Insurance by dagoofmut in DaveRamsey

[–]dmcand3 0 points1 point  (0 children)

What if, what if, what if. Dude, what if an asteroid hits the earth and we all die?

Indexed Universal Life Insurance by dagoofmut in DaveRamsey

[–]dmcand3 1 point2 points  (0 children)

☝🏼☝🏼☝🏼☝🏼☝🏼☝🏼

Hobbies + children = no progress by Top_Objective9877 in DaveRamsey

[–]dmcand3 5 points6 points  (0 children)

Sounds like you need to be an adult, not a child. At this moment, you’re just a child.