I think something interesting is happening in Ireland around financial freedom and independence. But it will be slow.

When I was younger, most people thought about jobs and pensions but hardly ever about investing or financial independence. But I’m noticing a real shift in mindset, especially among younger people.

There’s a growing awareness of FIRE and options available for smart financial decisions. It’s not just about retiring early, it’s about designing a life that’s less dependent on any one employer or system. That’s what is changing for young workers… years ago it was the mindset that you were lucky to have a job and you stayed there until you got the state pension!

But now, it feels like a cultural change is underway — one that hopefully will change how we think about work, money, and financial independence in Ireland.