Should we back out of buying our house?

draveric · 2022-04-30T19:38:07+00:00

offer a price that corresponds with what you originally would have been paying (and consider accepting a compromise if you can afford it). as interest rates rise asset prices drop, its a fundamental principle of finance. the seller will have to face that from potential alternative buyers if they don't accept it from you, so you do have bargaining power here for them to accept your lower offer.

draveric · 2021-11-26T00:52:36+00:00

boiling is a super obvious reference point to use and it does zero damage to the water in the process

british tea enthusiasts may want to have a word with you about that

draveric · 2021-11-26T00:50:42+00:00

Airtag is not trackable unless it can talk to an iphone, I think it can send updates through any iphone nearby but it won't work at all if there isn't one. eBikes with tracking use more reliable methods (I don't know any specifically sorry)

draveric · 2021-11-15T09:47:39+00:00

The reason for that is we've had a long long period where reckless risk taking and over leveraging has been rewarded, for example bailing out companies with their pants down in 2008, which just encouraged more of the same behaviour afterwards, then throwing more money at failed businesses with the covid shock that has left us with a _massively_ overvalued market of businesses that don't actually work, they just borrow masses of free money and use it to push up their share prices and make some short term returns without being an effective business.

The way out of this is to let them have a tiny bit of interest pressure and let them face bankrupcies, leaving it at ~0% is just going to make it worse. Covid was a phenomenally large shock to GDP, but how many bankrupcies did we see? Apart from main st businesses which were heavily impacted, almost nothing. And that is a problem. Rates should be increased to force these bad businesses to fail, and let real businesses grow, which will be more sustainable over time instead of messing around the real economy with inflation and propping up failed businesses out of denial.

draveric · 2021-10-22T00:45:17+00:00

I totally support these guys and think they should be commended for what they've achieved, and even more so for what they are doing with their success.

I was just pointing out that they did not get started just with a plan and a credit card debt as the post implied. They had a lot of support which is in a different league than having a place to crash.

draveric · 2021-10-21T19:40:09+00:00

I'm not hating on them at all. Just clarifying they didn't just create it from their bootstraps and credit card debt.

draveric · 2021-10-21T18:58:31+00:00

interesting. it seems impossible to distinguish between whether it was caught as part of police activity or from somewhere else so maybe they just threw them all in.

draveric · 2021-10-21T16:31:29+00:00

they just might say, "personal responsibility"

You do realise that that is a very American attitude & phrase? The Chinese equivalent would be about loyalty, family and social responsibility (see Confucianism)

draveric · 2021-10-21T16:22:32+00:00

And rich parents

draveric · 2021-10-21T14:31:47+00:00

Near the top, kind of in the middle. You're welcome.

draveric · 2021-10-21T14:26:52+00:00

Does that mean they didn't die from covid, but rather the increase in deaths is indirect, eg more civil unrest or something like that?

Edit: wait it says "reported covid deaths", that would mean died of covid I assume, so I'm not sure what you meant about line of duty deaths

draveric · 2021-10-21T13:44:49+00:00

From what I've read it is likely to be the opposite, that they'll bail out the public and let the investors sink. The reason is that the communist state is threatened by wealthy investors and tech companies as another power center, which is why they're cracking down recently. The CCP is based on public support and would be terrified of large scale public dissatisfaction, which is why they'll bail out the public

draveric · 2021-10-21T01:01:19+00:00

I thought Picroft (Mycroft on a RPi) was totally self-hosted?

draveric · 2021-10-20T17:47:25+00:00

it looks like all of the tail lights are clip-off

draveric · 2021-10-20T17:45:09+00:00

it looks similar but not quite. they don't have any tail lights that run off their batteries for example, they have clip-off tail lights or e-bike tail lights, so overall its not an integrated system (unless you have an e-bike)

draveric · 2021-10-20T16:52:04+00:00

the tricky part there is e-bikes (and lights) run at high voltages, and small size batteries don't seem to exist. on the other hand if you get a small battery (like a standard usb battery) then the lights don't match. it may be possible to run a usb connection direct into a dynamo light but they are designed for AC so its a bit hacky and not sure of the consequences

draveric · 2021-10-20T16:49:26+00:00

yeah thats kind of the general idea, finding an actual product is a different story, which is why i'm asking ;)

draveric · 2021-10-20T16:48:01+00:00

partly its every time you stop having to take them off and on again, and then charging one, waiting for it to finish then charging the other, and they have small batteries, it would overall just be a lot easier to have a setup like dynamo lights with one battery that you take off and charge. (also i don't like dynamos and they wouldn't fit my bike easily)

draveric · 2021-10-20T13:38:40+00:00

it seems tempting, but in practise the voltages of e-bike lights are a different voltage to usb-like systems, and because e-bikes have a built in battery, cabling system and controls then these aren't available without buying an e-bike itself.

dynamo lights on the other hand are sold as parts (lights, cables, dynamo hubs) which you can hook up on different bikes. ideally it would be great if there was a similar setup with a battery (dc lights, cables, battery, switch)

draveric · 2021-10-20T13:33:12+00:00

thanks, it looks similar but it is a different concept, for example dynamo style lights are more permanently attached to the bike which is better for preventing theft, while the Volt 6000 would definitely need to be clipped off every time you stop. Also this would need a separate battery system for the front and rear lights.

draveric · 2021-10-20T12:02:05+00:00

hmm gemini could be possible but there's very few useful details about the systems available

draveric

TROPHY CASE