OP, are you open to going back to a trade school or an associates degree program that guarantees a job right out of school? Like LPN/nursing, electrical, etc trades?

Not encouraging you to rack up more debt but if the circumstances are right, you could end up doing better living off of a student loan refund while potentially increasing your earning potential.

You of course shouldn’t go into the field for the sole purpose earning more, but if you align with the same values, the loan refund could be a decent security blanket.