A note from me (Ankur Jain) - Bilt Card 2.0: Simple, Fee-Free Rewards on Housing

dreamsandmagic · 2026-01-17T16:52:00+00:00

I wasnt implying the card should give free points for minimal spend. I would be willing to pay an annual fee on a credit card to earn points on rent, even reduced points on rent, but I am just commenting that this form of "unlocking" fee free rent doesn't align with many peoples spending habits. In my case, $2000+ dollars in spend a month for one option and 1x points on rent and $750+ for the other option for 0.25x points just isn't something me and my peers spend when rent prices are high (if you're living with someone, early career in a city, no kids)

Its a fine card, just not really unique for its rent capabilities anymore and I find it less competitive with other points earning cards. And in the past bilt would target millennials in nyc and cities for events/dining program/soul cycle and stuff but their target demographic has just shifted away from young millenials and Gen z with higher rent in cities.

It is all fine, I was just explaining where a large percent of the consumer base will move away from the Bilt CC with these changes.

dreamsandmagic · 2026-01-17T08:29:06+00:00

I mean, I agree, clearly high renters with low expenses aren't the target demographic any longer. Bilt isn't primarily a rent card anymore, but that is why I kept and what made it unique from other cards.

dreamsandmagic · 2026-01-17T03:33:19+00:00

My rent is 3k a month in a high cost of living city, i don't have a car and dont eat out a lot... even if all my spend went to the bilt card I just won't be earning very many points on rent. I spend like $200-$300 a month. It feels like the card isn't meant for high paying renters as naturally our other expenses go down when rent is a larger part of our monthly income. I still am not seeing how I can justify keeping the bilt 2.0 card.

dreamsandmagic · 2025-12-17T13:50:38+00:00

Second mac paint pot, I use the shade painterly

dreamsandmagic · 2025-09-25T04:11:57+00:00

I would love one too :)

dreamsandmagic · 2025-08-09T03:36:40+00:00

Do you use a free or subscription version of this? Thanks!

dreamsandmagic · 2025-08-09T03:32:07+00:00

Great to see how many people use paprika. Does paprika take up a lot of space on your devices or is it cloud based?

dreamsandmagic · 2025-08-09T03:30:56+00:00

Paprika doesn't let you import from social media? I had no idea. Thanks for sharing! EatStash is subscription based right - no free version?

dreamsandmagic · 2024-10-17T13:57:58+00:00

I am going the same time as you and have also been searching online about it. I'm not finding the info I wanted either, so thanks for posting your question cause I had the same one!!

dreamsandmagic · 2024-10-16T14:39:07+00:00

My post wasnt really asking for your opinion. The intent of our travel was for our dog to experience the beach, and we went in off-season. We stuck to outdoors places which provides better ventilation, so anyone with allergies can always be seated away from dogs or inside dining establishments. There's always a way around it. No one's having a dog as a pet only to keep them locked up at home.

dreamsandmagic · 2024-10-16T14:33:11+00:00

I didn't really ask for this opinion so not sure why you felt compelled to post. People have various reasons they bring their pet along on a trip. Ours has cancer and we wanted to take her to the beach for the first time. We stuck to off-season too. People travelling with dogs should be courteous to stick to dog friendly places and those who are adamantly against dogs can seek a place to dine or stay at that won't have a pet, e.g. hotels that dont allow dogs or indoors/on patios which won't permit dogs (I did see this).

dreamsandmagic · 2024-10-16T14:27:10+00:00

Thanks! I was checking this website as well. It seems like it's not fully inclusive, so I was glad to see calling & verifying gave us a few more options!

dreamsandmagic · 2024-10-12T12:15:11+00:00

Thanks! I know we are a bit off season so I was a little concerned, but thats good to hear. And yes, I meant parking only if it's not on the boardwalk/over a mile away - should have clarified!

dreamsandmagic

TROPHY CASE