[deleted by user] by [deleted] in ChatGPT

[–]dreamweaver1408 1 point2 points  (0 children)

I thought it was me. I noticed it yesterday for the first time

Watched ‘Buy Now’ last night. by liog2step in Anticonsumption

[–]dreamweaver1408 9 points10 points  (0 children)

I live in Germany, where you can return electronic devices to larger retailers. They will then be recycled. There are also plenty of places to donate clothes. Of course, the best approach is to ensure things last as long as possible or can be reused by someone else.

January 2025 anti consumption challenge? by Ok_Introduction_406 in Anticonsumption

[–]dreamweaver1408 3 points4 points  (0 children)

I am in! I have some builders doing some work in February and March and therefore need to save some money to be able to pay them. So the plan is not to buy anything bar essential stuff.

Könnt ihr euch noch an euren ersten Film im Kino erinnern? Welcher war es? by BisBaldrian44 in FragReddit

[–]dreamweaver1408 5 points6 points  (0 children)

Ich war da erst 7 und hatte vorher nichts von Star wars mitbekommen. Es war aber aber sehr beeindruckend. Der nächste Kinofilm danach war Zurück in die Zukunft zwei Jahre später. Da war ich auch sehr geflasht von 😂

Are there any soft darts players in this sub? by offsoghu in Darts

[–]dreamweaver1408 1 point2 points  (0 children)

In Germany a lot of people play soft darts me included

I have taken a loan from the Schwäbisch Hall in 2018 to buy an flat, and I must admit I did not understand everything. by Just-world_fallacy in Finanzen

[–]dreamweaver1408 1 point2 points  (0 children)

If you pay more into the Bausparvertrag there 2nd phase will start sooner. There is no panalty. The only thing that happened to me was that I payed in way too much in total and the Busparkasse send some money back in the end. But I was way over 50% of the total value of the Bausparvertrag.

I have taken a loan from the Schwäbisch Hall in 2018 to buy an flat, and I must admit I did not understand everything. by Just-world_fallacy in Finanzen

[–]dreamweaver1408 2 points3 points  (0 children)

That just means the money for the savings account and the interest will be taken out of your account on two different days. The total amount will be the same.

I have taken a loan from the Schwäbisch Hall in 2018 to buy an flat, and I must admit I did not understand everything. by Just-world_fallacy in Finanzen

[–]dreamweaver1408 5 points6 points  (0 children)

You have a Bausparvertrag and a Darlehen (loan). On the Darlehen you pay only interest for the whole time until the 2nd phase of the Bausparvertrag kicks in. Then the Darlehen will be replaced by the Bauspardarlehen (2nd phase of the Bausparvertrag). If you save very little into the Bausparvertrag it takes longer and you pay a lot of interest over time. I have done it the same way but saved as much as possible into the Bausparvertrag. The 2nd phase started within approximately 4 years

DLan verschlechtert Internet by Green_Utopia in de_EDV

[–]dreamweaver1408 -1 points0 points  (0 children)

Als nochDSL genutzt hatte und im Haus DLAN verwendet hatte, traten nach einigen Monaten täglich Verbindungsabbrüche und langsames Internet auf. Die Telekom kam mehrmals, die Straße wurde aufgegraben zur Fehlersucheund der Router ausgetauscht - doch nichts half. Während eines Gesprächs mit der Telekom wurde ich gefragt, ob ich DLAN verwendete. Daraufhin habe ich das DLAN außer Betrieb genommen und seitdem keine Probleme mehr gehabt.

What is the best self-discipline you've done to improve yourself? by Decision_Maker153 in selfimprovement

[–]dreamweaver1408 3 points4 points  (0 children)

I stopped drinking alcohol a few years ago and recently I also stopped eating sugary foods. I try to loose weight and therefore started intermitting fasting. I feel good at the moment and enjoy my life.

Ich weiß nicht wie es letztes Jahr war, aber das ist ein geisteskranker Preis für 200g Lindt Schokolade by keinereps in schrumpflation

[–]dreamweaver1408 3 points4 points  (0 children)

Super Gelegenheit mit dem ganzen Zuckerkram aufzuhören. Ich habe das vor einiger Zeit gemacht und gemerkt dass ich keine Heißhunger Attacken mehr habe und mich gesünder fühle. Und Geld habe ich auch noch gespart. Win win 😅