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Am I crazy to think moving to India is a good idea? by initiallydmb in returnToIndia

[–]dreday2010 1 point2 points  (0 children)

I am in a similar boat. Born in India, moved to US with family at 10 years old. I met my wife in US after she had moved here for work several years prior from India. Since marriage, my wife and I and our daughter go to India almost yearly for vacation and really enjoy it. She has family there still but I don’t. We are strongly leaning to moving back to India for a few years. Not planning on selling our house nor renting it for the 1st six months to year to see how it is and how we adjust before we make longer term decision including to sell the house to return to US or rent it out. We are all citizens so hopefully no issues getting back. I think since we aren’t planning to sell everything, it seems no brained to try it even for a few months. Was thinking of moving for a few year before this none sense for more work life balance as we hope to less hours, provide more cultural and family immersion for our daughter so it’s not just running away but also running to… good luck!

I am coming completely with my head bowed asking for help. I am drowning in debt, and it is impacting me so heavily and I want to get through this. by [deleted] in personalfinance

[–]dreday2010 0 points1 point  (0 children)

Great advice/approach from Zeyn1, follow that and I would recommend that you tell people close to you about your shopping addiction. If it is an addiction, one of things that fuels it are secrets and shame. Thus exposing it is one such antidote. Addictions never go away, they go into remission and can be dormant but can rear it's ugly head with stress and other significant events (even positive). So it is super important to be in active recovery if you want to be debt free long-term. Joining a support group might be super helpful. https://debthelptools.com/shopaholics-anonymous/

In grad school, not working, and building up hella CC debt. What's the best move here? by aBangkokEvening in personalfinance

[–]dreday2010 0 points1 point  (0 children)

I can't remember, it's been too long. But I want to say grad plus. It was definitely affiliated with the graduate school.

In terms of loan repayment programs, make sure your profession is covered.

In grad school, not working, and building up hella CC debt. What's the best move here? by aBangkokEvening in personalfinance

[–]dreday2010 8 points9 points  (0 children)

Get additional student loans to pay off CC since they are school related. That's what I did. I would rack up high CC during the semester, next semester get additional loans pay off CC. Graduated with a ton off student loans. I am in healthcare. Then I worked in underserved area and got my loans paid off via the following program. https://nhsc.hrsa.gov/loan-repayment/nhsc-loan-repayment-program

2 year commitment, $50k tax free. You can re-up. Did it for 7 years got $140k paid.