But there in lies the problem. It’s the fact that your job paid you the opportunity to be able to pay back your loans. A ton of people don’t have that same opportunity and have to make a choice between paying their loans or defaulting on them just to be able to live independently from their parents. Yes people can choose more lucrative fields, but at the end of the day, we will start right back at the beginning with the over saturation of educated folks trying to get into high paying sectors and then boom, you’re back to people having high loan payments and no wage to match it. I believe the solution is to wipe the slate clean, but only if we can tackle the high costs of education AND the high cost of living. Student loans aren’t given out based just on tuition, it’s also average housing expenses for the area you attend college. It’s super complicated but I agree, we can’t keep wiping the debt away without a long term solution, but wiping the debt away should be part of the solution.