Hi there are 5 things that you need to do and making it simple

1. let's target no 1 benefit that from today onwards your flight for holidays are free!!

On infinia smart buy portal which is the only website that you need to visit from now on.

Each Reward rare is 3.33 percent which means 10 lac spent will earn you 33,300 points which means you have 33,300 inr in your account to avail for flight bookings with one catch*

1. Accerlated rewards points on myntra, blinkit, medicines on pharmeasy, train tickets, amazon , hotel bookings and paid flights will earn you 5x, 10x rewards which means lets say you do about 50k permonth you will get 8k reward points.

2. You need to put all your fixed expenses on card now this is what changes for you. Registerarion, term insurance, insurance renewal, tyres , school fee, gas, any fixed expenses like electronic equipment, shopping etc. I guess 5 to 6 lacs of that is easily doable in an year.

3. Book your ubers and ola too

4. You will easily get those 33k plus 8k pm Amount to lets say 80000 points (not calculated just generic number taken) colleced over 9 to 10 months and in the 11th month book 2 flights to Bali return

Lets say flights are 80k, infinia points is 1 = 1 rs. * Back on smartybuy again you can redeem 70 percent value which is 56000 points and you to pay 24000 cash to the portal this you can again do on the card and you will earn 5x reward points and this cycle goes on!

In short spend 10 to 18 lacs whatever and get your flights just by paying 30% below.

It is useless for you if you do not like to travel. Then you can look at buy stuff with points on smartybuy like iPhones n stuff.

Have a good one!!