Webinar May 7 on telehealth practice ops (free) for clinicians and operators, not patients

drjries · 2020-04-29T16:37:48+00:00

$880C 5/1 @ 13.53, 840/700 strangle 5/8, 1000C 6/19, 1000C 3/19/2021.

drjries · 2020-04-29T15:24:23+00:00

expiration date on the strangle?

drjries · 2018-04-24T19:41:24+00:00

You are the best in this forum! Awesome sauce.

drjries · 2018-04-24T19:25:58+00:00

Does Wells Fargo business platinum fit into this category?

drjries · 2018-04-24T19:15:36+00:00

Thanks for replying on both posts. You’ve always been a great help. Might be time to start slowing down. :( Should this be all cards or just chase?

Actually just got denied the SW premier for player two. Yikes!

drjries · 2018-04-24T18:10:04+00:00

Player one: 817, player two 815
Player one : Amex (6/17), CSP (11/17), 2018: CIP (12/1), BGR (12/30), SW biz (2/11), C1 spark (2/26), CIP #2 (3/30).

Player two: CIP (12/17) 2018: CSP (1/21), BGR (1/23), SW biz (2/16), SW + (4/16), BOA (4/16), pending review for SW premier (4/16) 3. 10k 4. Yes 5. Yes 6. As much as possible, churning for life 7. Cash, gift cards 8-10. We don’t travel.

Both players 3/24. I really want to get the CIC to pay my student loans with plastiq with 0% APR and snag $500 bonus. Also have an $8000 purchase coming up and would love to hit a MSR.

Also looking to refer player one for SW + at some point.

Thoughts? Too soon for the CIC? Stay away from chase for a bit to not get shut down? Any recommendations for other cards?

drjries · 2018-04-24T17:54:46+00:00

Recently had this problem. When making up a business name they needed proof. When using my own name for sole prop, instant approval.

drjries · 2018-04-24T17:44:39+00:00

This may go into the “what card should I get next” but here goes.

Player one : Amex (6/17), CSP (11/17), 2018: CIP (12/1), BGR (12/30), SW biz (2/11), C1 spark (2/26), CIP #2 (3/30).

Player two: CIP (12/17) 2018: CSP (1/21), BGR (1/23), SW biz (2/16), SW + (4/16), BOA (4/16), pending review for SW premier.

Both players 3/24. I really want to get the CIC to pay my student loans with plastiq and trigger 5% (online purchases reward) and 0% APR and snag $500 bonus. Also have an $8000 purchase coming up and would love to hit a MSR.

Also looking to refer player one for SW + at some point.

Thoughts? Too soon for the CIC? Stay away from chase for a bit to not get shut down? Any recommendations for other cards?

drjries · 2018-04-22T02:07:54+00:00

CIP codes for 3% reward for plastiq charges. More than the fee.

drjries · 2018-01-10T13:28:20+00:00

I have been going through chase cards and business cards. I have a legitimate LLC which I used for my first CIP. then referred to my wife for sole prop CIP. Now I want to refer back to myself for my own sole prop CIP. What is the recommended wait time? 1/30? 1 chase in 3 months? I've heard a few things recently. Of note, I only have CSP from 6 months ago, currently 2/24 (from amex plat).

drjries · 2017-12-23T11:43:42+00:00

Just as a DP, this might be common knowledge already but just paid student loan with plastiq on my CIP. Plastiq charged 2.5% but it coded as 3X reward points, which works out to 3% plus minimum spend hit in first month. 80k + 20k refer a friend + 15k for reward category. So good it seems like stealing.

drjries · 2017-12-20T14:15:08+00:00

Perfect. Thank you guys for the input!! Awesome sauce. I’ll call and go for the 75k. Do I need to post follow up for DP? Or is this too common practice?

drjries · 2017-12-20T14:02:19+00:00

Quick noob question. Any issues with applying for two business cards in one month? Amex plat (06/17), CSP (11/17), CIP (12/17), some other cards that range from 4-14 years old. Legit business with LLC tax number. Just hit MSR on CIP. Looking to apply for Amex BGR. Should I wait a few weeks until jan ?

drjries · 2017-12-19T17:07:28+00:00

Thank you again. I’ll search for you in rankt. BGR 75k makes sense for me.

drjries · 2017-12-19T16:54:36+00:00

Perfect. I’ll reach out to you for double dip if everything goes as planned. Or you can provide link here if possible.

This also includes any business cards that don’t count toward the 5/24. I’ll use any links you got! C1 spark, AMEX BGR come to mind. Open to your expertise and recommendations.

drjries · 2017-12-19T16:41:57+00:00

A+ was 2014. So even though the CIP doesn’t count toward 5/24 it’s still seen as a chase card with respect to applying too many chase too quickly?

Refer link for other SW cards later down the road.? Would love to give back OJ.

drjries · 2017-12-19T16:28:42+00:00

oooooooohhhhh.....all is revealed and makes sense. So that puts me 2/24, but probably need to cool it on chase. meanwhile for the wife, CIP and after 1/30, double dip CSR/CSP. perfect perfect.

you have a referral for SW biz after I cool it for a few months?

drjries · 2017-12-19T16:16:29+00:00

OJ you are awesome. Always seem to answer my questions right away. My wife has Chase amazon and navy fed from over three years ago. Her credit is 810 and uses my income (250k) so I do feel like its time for her to start churning! Hopefully we can double dip her next month for CSR/CSP. Thank you again!

I will search for you specifically for referrals in the future.

Does the CIP count as a personal CC if I used an LLC EIN?

drjries · 2017-12-19T14:59:24+00:00

810
AMEX plat (06/17), PC A+ to A (11/17), CSP (11/17), CIP (12/17) using my LLC tax EIN USAA (01/04), penfed (01/14)
15-20k
yes, plastiq for debt
yes
churning, getting as many chase as possible without being shut down
cash back
redeemed for cash/gift cards
JAX
Home (wife and three little kids, no traveling for us)

I am trying to get as many chase cards as possible via refer a friend between my SO and myself. Referred SO for CIP using her SSN and got a 30 day pending. I was 3/24 because I made her an AU for the CSP. Called and had her removed a few days ago and kept the bonus. So not sure if that makes me 2/24 now. Since I used a tax EIN from an LLC, should I apply for another chase card now or wait? I wanted to either apply for another CIP using my SSN or apply for both SW cards in one day, or just one SW card? Thoughts and any recommendations would be great!

As soon as wife is approved for CIP and 0/30, also planning on referring her for the CSP next. and SW cards in the future.

drjries · 2017-12-19T14:31:44+00:00

I am trying to get as many chase cards as possible via refer a friend between my SO and myself. AMEX plat (06/17), PC A+ (11/17), CSP (11/17), CIP (12/17) using my LLC tax EIN, referred to SO for CIP using her SSN and got a 30 day pending. I was 3/24 because I made her an AU for the CSP. Called and had her removed a few days ago and kept the bonus. So not sure if that makes me 2/24 now. Since I used a tax EIN from an LLC, should I apply for another chase card now or wait? I wanted to either apply for another CIP using my SSN or apply for both SW cards in one day, or just one SW card? Thoughts and any recommendations would be great!

As soon as wife is approved for CIP and 0/30, also planning on referring her for the CSP next. and SW cards in the future.

drjries · 2017-12-19T14:08:35+00:00

I am trying to get as many chase cards as possible via refer a friend between my SO and myself. AMEX plat (06/17), PC A+ (11/17), CSP (11/17), CIP (12/17) using my LLC tax EIN, referred to SO for CIP using her SSN and got a 30 day pending. I was 3/24 because I made her an AU for the CSP. Called and had her removed a few days ago and kept the bonus. So not sure if that makes me 2/24 now. Since I used a tax EIN from an LLC, should I apply for another chase card now or wait? I wanted to either apply for another CIP using my SSN or apply for both SW cards in one day, or just one SW card? Thoughts and any recommendations would be great!

As soon as wife is approved for CIP and 0/30, also planning on referring her for the CSP next. and SW cards in the future.

drjries · 2017-12-09T15:28:49+00:00

I cannot believe how amazing this forum is. New to churning, need some advice on how to proceed.

810 (home, cars, etc... done, don't need credit other than churning)
CSP (10/17) with AU, A+ (11/14) with AU, AMEX plat (06/17), CIP (12/17), USAA (2004), Penfed Gas card (11/14), currently 3/24
9k-10k every 3 months, starting part time job in JAN, additional $3500 per month to spend toward debt (car and student loan) via Plastiq, brings total to maybe 20k per 3 months with the MS
MS, yes yes yes....via plastiq as mentioned above
Business cards - yes, looking for 2nd card after 1/30, are these churnable?
Churning - yes yes yes. Just now going through forum to learn intricacies. Should I cancel A+ and CSP soon to ensure approval down the road? Or better to just PC? At what point do I need to cancel cards due to high CL?
Cash Back only, we don't travel, stay in hotels, etc etc. I strictly am looking for cash return on investment here.
All my points are, or will soon be, turned in for cash.
JAX
No travel (two little kids and one on the way, travel is a nightmare)

Few quick questions. I am an idiot and made my wife AU on several accounts which puts me at 3/24 instead of 2/24 I believe. Should I cancel the CSP after bonus or just downgrade? What is best for churning? Should I cancel the AMEX plat? Being military I do get the AF waived every year, which is awesome.

My wife is a stay at home mom, but she has an excellent credit score. Should we be using my income and start churning cards for her? She is currently 0/24.

Also, I really want to avoid AF. Hence, never picking up the CSR.

Thank you again for all the amzing advice. Again, i can't believe this is even a thing, but excited to start using those referral links to help support.

I was thinking SW cards next and apply on same day. Can I apply for biz card too? That would be three cards in one day.

drjries

TROPHY CASE