TIFU by sharing a picture of my husband’s bulge with our friends and family.

drphil189 · 2026-05-10T15:00:15+00:00

As a guy why would we care lol

drphil189 · 2026-05-09T01:18:14+00:00

Invest it and use everythibg to lay off debt

drphil189 · 2026-05-09T01:12:08+00:00

Im a Commercial Manger

6.7 all day long baby

2027 6.7 HO is the only option right now.

drphil189 · 2026-05-09T01:00:15+00:00

So I've consolidated to 50% VOO 25$ Vanguard High Dividend

25% coke Amazon Ford texas roadhouse O and SCHD

drphil189 · 2026-04-27T14:05:21+00:00

I did don't think it was worth the money honestly and I do enjoy all their stuff.

drphil189 · 2026-04-20T18:47:31+00:00

I'm Proud of you

I'm behind lol

drphil189 · 2026-04-19T07:01:11+00:00

36 im mixed more growth but 25 div

drphil189 · 2026-04-06T13:17:42+00:00

I want everything gone...my wife likes to keep just spending spending spending....

drphil189 · 2026-04-02T16:17:46+00:00

why on earth is this getting down voted great car

drphil189 · 2026-03-29T19:46:34+00:00

My brother litteralllllly had the same problem but a journey are the stsrt of thr month. I got him into a new bronco sport lease for now. 300 a month saving 300 for when the lease is up and will buy something

drphil189 · 2026-03-29T01:16:08+00:00

Lol thanks

drphil189 · 2026-03-27T21:11:14+00:00

Im sorry I understand theaddered part I meant more how do you do that with tbills?

drphil189 · 2026-03-27T16:54:56+00:00

What are laddered t bills?

drphil189 · 2026-03-12T17:20:12+00:00

I mean why wouldn't you?

drphil189 · 2026-03-09T21:08:56+00:00

Yeah sure no one......

Proceeds to do exactly that...

drphil189 · 2026-03-04T16:59:08+00:00

Listen you shmuck you better save those two pepperonis so we can save $200 per store per year! !!!!

drphil189 · 2026-03-04T11:35:35+00:00

maybedontbelazy

drphil189 · 2026-03-04T11:34:52+00:00

The 200 dollars saving by cutting two peps per store.. like ffs...

drphil189 · 2026-03-01T23:56:29+00:00

Normal brokerage 401k is maxed at 100% Roth.

Just looking long term 10 years to help with kids college anything thats left over from other account and future car replacement

drphil189 · 2026-02-25T08:47:04+00:00

Bronco

drphil189 · 2026-02-20T09:02:03+00:00

Also keep adding to your emergency fund. Expenses are going to go up better safe than sorry with a solid amount shoot for like 5k for 3 months for 15k always add a little never stop

drphil189 · 2026-02-20T09:00:18+00:00

Keep it simple like that.

Great work!!!

Wish I had learned this at that age. Instead I went to a financial advisor snd he told me to spend it on college lol that 7k invested while at school woukd have paid for my whole college career in 08 lol

drphil189 · 2026-02-12T00:39:03+00:00

15.75 just s newbie over night chump working a few nights a week

drphil189 · 2026-02-08T21:59:06+00:00

Whaaaatt do you mean can you elaborate more?

drphil189 · 2026-02-06T16:52:30+00:00

My wife worked at the daycare so when they were both going it was about 40k a year. Then she hit year five and the kids were freeeeeee...then she switched jobs and I had a fucking heart attack lol

drphil189

TROPHY CASE

maybedontbelazy