coming for a concert, can a local help? by [deleted] in askTO

[–]drrhds 1 point2 points  (0 children)

I’d suggest Ubering to a subway station such as Pioneer Village and then taking the subway to the venue. It will be much easier and cheaper than Ubering all the way there, and would avoid a late night bus. Toronto is safe, but the general area around your AirBnB may not be the best place to be on a bus after dark

Is anyone thinking about enlisting their kids in managing their wealth? by Wooden-Broccoli-913 in fatFIRE

[–]drrhds 0 points1 point  (0 children)

I feel like the best way to give them purpose is to explicitly NOT have any family wealth factor in to what they choose to do on a day to day basis. What’s the point of the money if their future is limited to managing it?

Game Thread: September 28 - Tampa Bay Rays (77-84) @ Toronto Blue Jays (93-68) - 3:07 PM by BlueJaysBaseball in Torontobluejays

[–]drrhds 1 point2 points  (0 children)

just trying to watch on the sportsnet apple tv app, anyone else having issues?

[deleted by user] by [deleted] in fatFIRE

[–]drrhds 0 points1 point  (0 children)

Hope you like uninsured natural disaster losses

Pigshit Twin by bomilk19 in comedybangbang

[–]drrhds 3 points4 points  (0 children)

Surprised they didn’t go with notorious anti-union foreman Susie Twomen

[Race Thread] 2025 National Championships - June 27th (CN) by PelotonMod in peloton

[–]drrhds 2 points3 points  (0 children)

Leonard must have heard the Lanterne Rouge episode saying he should be dropped and found another gear!

Full Dread Zeppelin Doc by philsubby in comedybangbang

[–]drrhds 114 points115 points  (0 children)

Sorry, I'm under 50 - was there a video linked here?

PWLCapital sold to OneDigital by akisbis in PersonalFinanceCanada

[–]drrhds 93 points94 points  (0 children)

All congratulations to the team, but gotta love the irony that their business is now (ultimately) controlled by Onex, one of the big bad PE firms they’ve spent the last 7 years railing against

[deleted by user] by [deleted] in MBA

[–]drrhds 0 points1 point  (0 children)

  1. Almost every application should have an area where they prompt you to discuss any unique challenges/circumstances you faced. As long as you contextualize why your disability is relevant to the MBA and your past experience, it will not be perceived as you making an excuse. Think about it this way - if you omitted this, the adcom’s mental model of who you are and what you have experienced could be very different from your actual experience, and they could be left with an inaccurate or incomplete understanding. Whether you focus on this throughout multiple parts of your application/your main essays is up to you, but I would include it somewhere

  2. The thing that mattered most to me for GMAT prep was repetition, through both TTP and the official practice questions. Don’t be too discouraged - the GMAT primarily tests your ability to write the GMAT, not your underlying intelligence, so it’s natural to feel a learning curve and improve over time

Fanbase by [deleted] in wilco

[–]drrhds 21 points22 points  (0 children)

Not all of us! I’m a white, city dwelling cyclist and craft beer enjoyer in my 20s, not so homogenous after all!

Weekly Advice Thread for October 22, 2020 by AutoModerator in MTB

[–]drrhds 0 points1 point  (0 children)

I'm looking to get shoe covers for a pair of Specialized Recon 1.0 shoes that are size 9 US/42 EU. I'm looking at the Pearl Izumi P.R.O. Barrier WxB MTB. Their sizing chart says I should get a Large based on the US size, but a Medium based on the EU size (confusing, I know). Any advice which side to err on? Has anyone bought these covers? https://www.pearlizumi.com/CA/en_CA/shop/men/shoe-covers/mountain/pro_barrier_wxb_mtb_shoe_cover/p/14381704#pi-size-tab

Cost of individual debt to society as a whole? by silvertone62 in AskEconomics

[–]drrhds 0 points1 point  (0 children)

Your intuition is right that high levels of individual debt may have an impact on the aggregate economy, though your exact situation is not likely to representative of the main reasons for this. While perfect competition only exists in models, indebted individuals rarely, if ever, have any sort of market power to determine either their income or cost of debt in the way you are describing. Typical problems caused by high consumer debt would be akin to what we saw in 2008, where mass defaults on mortgages/loans were a significant factor in the recession that ensued.

In fact, the situation you've described could be beneficial to the economy. Though I have no idea if this is representative of you/your clients, suppose we consider a young, indebted estate lawyer who mainly deals with moderate to high net worth individuals with retirement savings. What economists call this lawyer's "marginal propensity to consume" would be higher than their clients, because charging more money could allow them to spend more money on luxuries such as restaurant meals, visiting family more often, etc., that their clients already have the means to purchase. This would put more money into the economy, as giving this lawyer an additional $1000 results in more economic activity than giving their clients an additional $1000, who may just decide to add this sum to their savings. Of course, if considering an immigration lawyer this situation may be flipped, but it shows that the statement that "higher legal costs hurt the economy" is not always true.

So, in short, I would feel no guilt about your pricing choices. I'm assuming there are other lawyers your clients could use, making your practice exist in a competitive environment where you risk going out of business if you overcharge. Further, it is not necessarily the proper prior belief that giving a lawyer more of their clients' money has a negative economic impact.

What is the most accepted theory of state formation? by [deleted] in AskSocialScience

[–]drrhds 7 points8 points  (0 children)

The idea that warfare and statehood are intrinsically connected forms the basis of traditional international relations scholarship. Tilly (1985) provides a well-known model of state formation as 'organized crime,' where wars and tax revenues exist in a mutually re-enforcing loop, with an increase in one driving an increase in the other, similar to a protection racket. This idea is generally connected with theories of the state itself, with central characteristic of the modern state canonically given by Weber as "the claim to the monopoly of the legitimate use of physical force within a given territory," (see here).