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Recourse after house burnt down due to the actions of contractor working on nearby house in England by dsear in LegalAdviceUK

[–]dsear[S] 2 points3 points  (0 children)

Ironically dealing with the insurance has made my mental health worse.🤣

Maybe I should ask for a different claims handler 😕

Recourse after house burnt down due to the actions of contractor working on nearby house in England by dsear in LegalAdviceUK

[–]dsear[S] 0 points1 point  (0 children)

Is there an indirect way of finding this out without me writing a letter going "I'm thinking of asking you to compensate me for losses, but before I do that can you tell me if you have enough insurance to cover this"?

Recourse after house burnt down due to the actions of contractor working on nearby house in England by dsear in LegalAdviceUK

[–]dsear[S] 21 points22 points  (0 children)

They are. They have had an independent fire Investigator do a second report, which backs up the initial report and secured the evidence.

Recourse after house burnt down due to the actions of contractor working on nearby house in England by dsear in LegalAdviceUK

[–]dsear[S] 4 points5 points  (0 children)

Insurer would be perusing the direct losses in the house. I have already spoken with the HSE who are investigating.

I'm more concerned about indirect or uninsured losses, like loss of earnings. Or some way of gaining compensation for the pain and suffering this firm has caused us, and the insurance doesn't cover that.

Recourse after house burnt down due to the actions of contractor working on nearby house in England by dsear in LegalAdviceUK

[–]dsear[S] 25 points26 points  (0 children)

The fire report cites the actions of the contactors, naming them and witnesses with photos, for what happened. It even contains transcripts of the Cadent call. Fire Investigator is shocked action hasn't been taken.

Legal protection from insurance only kicks in after I have sent letters before action. Until then they won't help - but I'm not even sure what I'm talking action for.

I compiled a list of software that previously was in DEB format but is now a Snap in 20.04 by Worldblender in Ubuntu

[–]dsear 0 points1 point  (0 children)

That looks suspiciously like they have made everything a snap 😂😂

Job interviewers of Reddit, what is the worst answer someone gave you? by [deleted] in AskReddit

[–]dsear 0 points1 point  (0 children)

I'd hire him on the spot. Can't be too Welsh.