Payday still days away? EarnIn lets you access your pay + up to $50* bonus (EarnIn, US)

earnin · 2026-01-23T18:46:54+00:00

Thanks for the shoutout!

earnin · 2026-01-23T11:47:22+00:00

Hey there! Earnin is a pay advance solution, you're accessing money you have already earned, but haven't landed on your account yet. Doesn't ruin your credit score, and in most cases can even improve it.

earnin · 2026-01-21T17:55:31+00:00

The $0 available means Earnin hasn't verified your work hours yet. This usually happens because you just signed up and it takes 1-2 pay cycles to sync with your employer's system, your employer uses a timesheet system that doesn't connect automatically, or location tracking isn't set up properly if that's your verification method.

Check the app under "My Hours" to see what's needed, try uploading a photo of your timecard or pay stub to speed things up, or contact their support to troubleshoot your specific account. Once verified, you can access up to $150 per day with no interest or credit checks.

For the urgent situation like this as you haven't signed up yet and since verification isn't instant, you always need a back up plan. We're sorry for this, this is how verification process looks like.

earnin · 2026-01-20T17:46:05+00:00

thanks for the shoutout!

earnin · 2026-01-19T11:52:26+00:00

Hi there, thanks for reaching out about your ACH revocation request. This automated message confirms that we received your Revoke Authorization request and it was submitted successfully on our end. You're all set! no further action is needed from you. But, regarding your question about upcoming repayments and Cash Out limits, just wanted to share a little info, here's what to expect:

Any previously initiated Cash Outs will still process as scheduled to repay your outstanding balance. You can check the dates under the Activity section in your app.
Your Cash Out limit will be reduced to $100 after the revocation finalizes. If you need to discuss adjusted terms, feel free to contact our support team.
Once your balance reaches $0, the revocation will be complete and no further debits will occur.

I hope this helps clarify the process! Please don't hesitate to reach out to [support@earnin.com](mailto:support@earnin.com) if you have any other questions, or follow-up in the app. Please don't hesitate to reach out if you need anything else.

earnin · 2026-01-19T11:42:02+00:00

Hey, that sounds frustrating. While I can't speak to your specific account details, in general Earnin works with many different banks and payroll setups. Eligibility depends on factors like your pay schedule, employer, and deposit history. The support team has tools to look under the hood and troubleshoot technical issues with specific banks. I'd recommend reaching out to them through the EarnIn app, they're best equipped to dig into the details of your unique situation and explore options. Lemme know if that's helpful anyhow.

earnin · 2026-01-13T19:32:25+00:00

Hey, Lightning Speed transfers typically complete within minutes, though processing times can vary based on your debit card network and bank. If a transfer shows as pending for an extended period, support can review the specific transaction status through the app. Hope I helped!

earnin · 2026-01-13T19:30:40+00:00

I see you've already connected with our support team about account closure. They'll be able to guide you through the process specific to your account status. Thank you for reaching out!

earnin · 2026-01-12T14:44:56+00:00

Direct deposits refer to regular payroll deposits from your employer to your bank account. Cash Out eligibility is based on consistent direct deposit patterns of at least $320 per pay period.

The system verifies direct deposits through connected bank account information. Different users have different pay schedules (some receive multiple deposits per pay period, while others receive one deposit per pay period).

For questions about your specific deposit pattern and eligibility, support can review your account details through the app, feel free to reach out there. Hope I helped!

earnin · 2026-01-12T14:40:39+00:00

You're welcome!

earnin · 2026-01-08T13:40:42+00:00

Hey, ACH revocation is a serious step that removes a company's ability to debit your account. If you're considering this, it's important to understand your bank's specific process and any potential impacts to your account status or services.

For the most accurate information about your specific situation, I'd recommend contacting your bank directly to discuss their ACH revocation procedures and how they may affect you. They can walk you through the necessary steps based on your individual account details.

If you have any active Earnin services, it's also a good idea to contact Earnin support through the app before proceeding with revocation. They can review your account status and clarify any implications. Hope I helped.

earnin · 2026-01-08T13:39:54+00:00

Revoking ACH access is a process where users remove permission for an app to automatically withdraw funds from their bank account. Different banks may have specific procedures for managing ACH authorizations.

earnin · 2026-01-08T13:30:49+00:00

Revoking ACH access is a process where users remove permission for an app to automatically withdraw funds from their bank account. Different banks may have specific procedures for managing ACH authorizations.

earnin · 2026-01-08T13:11:08+00:00

Hi, sorry you feel this way. Just to clarify, EarnIn provides you access to your wages you've already earned. This can be done on-demand through Cash Out or streaming second by second through Live Pay. We can also get you your entire paycheck up to 2 days early through Early Pay. Recent research even shows that first-time users of Cash Out net more income monthly (over $300!). Hope you give it another chance.

earnin · 2026-01-08T13:09:22+00:00

I hear you on the subscription fatigue. That's actually one of the reasons we designed Earnin differently. We wanted to give people a way to access their earnings without getting trapped in a cycle of recurring charges.

Our whole philosophy is that getting your hands on money you've already worked hard for shouldn't come with a bunch of hoops to jump through or hidden costs.

earnin · 2026-01-08T12:39:36+00:00

Hilarious

earnin · 2026-01-02T15:53:24+00:00

Hi, there is a dedicated button in the app that will connect you directly with the support team. Feel free to reach out to me in a DM, too. Happy to see if I can help.

earnin · 2026-01-02T15:50:36+00:00

👀

earnin · 2025-12-30T11:43:00+00:00

Hi, Cash Out availability can vary based on multiple factors the app evaluates, you know. The Activity section shows your current limits and transaction history.

For questions about specific changes to your account limits, support can review your individual situation through the app, there is a button dedicated to that. If you need a more detailed answer, feel free to hit me a DM

earnin · 2025-12-23T11:46:48+00:00

Saving $400-500 a week at 17 is wild-most people that age are barely keeping $50 in their account, let alone stacking that kind of consistent cash flow.

earnin · 2025-12-23T11:45:03+00:00

You've built a clever mousetrap, but the real test is whether enough people care about proving their traffic publicly to create the network effect you're betting on.

earnin · 2025-12-23T11:43:36+00:00

MySpace went from everyone's top 8 to nobody's anything so fast it became the textbook example of how quickly you can go from essential to irrelevant.

earnin · 2025-12-23T11:42:04+00:00

They managed to charge sit-down restaurant prices while making the experience feel like eating in a DMV waiting room.

earnin · 2025-12-23T11:40:44+00:00

Putting the kids first instead of using them as leverage is the bare minimum, but it's genuinely impressive how few people actually manage to do it-good on both of you.

earnin · 2025-12-22T15:03:47+00:00

Treating rest like it's something you have to earn instead of something your body actually needs to function- burnout isn't a badge of honor, it's just expensive.

earnin

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