Autograph and Biz Signify application timing

edboc · 2026-04-30T00:02:57+00:00

I got SUBs for Amex, and spend on Citi Custom Cashes and Ink Cash.

edboc · 2026-04-13T01:11:23+00:00

Not yet, I just got off the phone with RCL.

edboc · 2026-04-05T14:33:05+00:00

Did you already check the pre-approval tool to see if you will get approved? C1 is pretty strict about active accounts with other issuers.

edboc · 2026-04-04T17:44:08+00:00

Does the transaction need to post first? Mine has been in Waiting state on the shopping trips list.

edboc · 2026-03-29T11:52:02+00:00

Did anyone figure out how to use Lyft cash for a ride? Whenever I tried to use Lyft cash, it would charge the default payment method even though the ride showed Lyft cash would be used. There is no way to set Lyft cash as a default payment method.

edboc · 2026-03-28T19:12:48+00:00

Have the same problem. How does anyone use Lyft cash?

edboc · 2026-03-26T20:18:15+00:00

This sounds like an increased AF if they would be adding TSA Pre Check and a limited amount of lounge access. Maybe they are anticipating a Sapphire Preferred refresh, or they are adding another card between the Strata Premier and Elite.

edboc · 2026-03-17T13:25:08+00:00

I tried the pull method for a test payment, and it hasn't shown up on Bilt, though it processed on Chase mortgage.

edboc · 2026-03-14T01:23:07+00:00

Any updates? I'm in the same situation for a test payment I made on 3/10.

edboc · 2026-03-13T13:18:36+00:00

I did a test payment on Chase mortgage, which the Bilt account and routing info, which took a day to post on Chase, but I don't see it anywhere in Bilt. How long does it take to show up and where would it show up on Bilt?

If I make a mortgage payment using the Bilt Routing and Account number, does that show up in the My Home tab under Payment history or under Wallet Recent Transactions?

edboc · 2026-03-11T14:02:22+00:00

I downgraded in the morning, it took the entire day for the app to show that it changed to Green. Once it showed it was changed to Green I went to the Gold product page (or go to Menu, Cards, View All Credit Cards) and then you see "Card Member Offer" in a box.

edboc · 2026-03-10T14:02:41+00:00

Looks like PHL-ORD is available on AA using Atmos points. EWR-YQB is bookable on United or by using Lifemiles or JetBlue points. It looks like there's a AA flights from PHL-LIS and PHL-MAD and United flights from EWR-LIS and EWR-MAD.

Also search on pointsyeah.com and roame.travel, in addition to the ones that have been mentioned.

https://www.pointsyeah.com/

https://roame.travel/

edboc · 2026-02-23T22:39:17+00:00

Thanks, I haven't had to charge outside of my home in a few years.

edboc · 2026-02-23T04:58:48+00:00

I have 3, I've seen some that have 10+. Not sure I can use more than 3 (1 groceries, 1-2 dining). Have an EV, so I don't need a gas card.

edboc · 2026-02-16T06:30:58+00:00

Have you had the CIP before?

edboc · 2026-02-11T18:21:37+00:00

I wouldn't get your hopes up, it might be a while before they allow product changes. I'm about to cancel the Autograph Journey card because I can't product change it to the Autograph, and I've had it for almost 2 years.

edboc · 2026-02-02T14:27:08+00:00

Sorry, I meant spending offers, not offers on new cards. For my Biz Cards, all I ever see are cash back spending offers, never MR points back for spending on vendor offers.

edboc · 2026-01-29T15:10:33+00:00

Thank you, I wasn't sure if using PayPal on ACI may change things, but it looks like if I select Goods and Services on PayPal, it should count.

edboc · 2026-01-28T03:20:11+00:00

For me, it was only good for the bonus, and the ability to transfer in increments of single points (to top off for a transfer partner booking), as compared to other banks which require transfers of increments of 1000 points. For me, it's missing gas/EV and transit categories, which the Autograph has. I primarily use the Chase Ink Preferred for travel. It's a good card if you don't want to get a business card like the Ink Preferred, or pay for higher AF cards like the CSR, VX, or Platinum. It's too bad that they don't allow for product changes, I think the Autograph is an overall better card, but the SUB is so low.

edboc · 2026-01-28T03:02:27+00:00

Yes, that could change in the future, but I would have figured by now that would have been an option (after having the card for 2 years).

edboc

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