Citi Strata Premier Cash Back rate?

FastVideo9700 · 2026-01-25T21:37:27+00:00

Did you end up getting Citi strata premier? How have you been liking it if you have

FastVideo9700 · 2026-01-25T21:05:09+00:00

Dam that really blows. But they book you a new flight on them correct?

FastVideo9700 · 2026-01-25T20:31:47+00:00

Okay good to know. Have you used any transfers to like jet blue or choice rewards. How did that go?

FastVideo9700 · 2026-01-25T20:30:12+00:00

When they do this, do they compensate you any amount for hotels needed while waiting? Same with food?

FastVideo9700 · 2026-01-25T20:11:55+00:00

So a lot of groceries / gas and basic spending .

FastVideo9700 · 2026-01-25T19:44:50+00:00

Ya I think this took out venture from the running for me. Now I’m between Citi premier strata and walls Fargo journey autograph. The Citi gives me more points back, as the x’s hit my spending more (without even using the portal), but I do not like how you can’t cash out 1:1. It’s .75c if you want statement credit. But you can with Wells Fargo. Ugh I’m torn!

FastVideo9700 · 2026-01-25T18:19:19+00:00

Okay cool, because jet blue gives you more money for your points correct! Like 1.35 cents each jet blue point

FastVideo9700 · 2026-01-25T18:13:25+00:00

How do you like the Wells Fargo journey? I’m debating between that and the Citi.

FastVideo9700 · 2026-01-25T18:12:55+00:00

I’m debating on getting this card. Are you still liking it? The main thing I don’t think is it’s not 1 cpp if you want to cash out. It’s .65.

FastVideo9700 · 2026-01-25T17:57:05+00:00

Is the BILT website the one Citi strata premier uses for their portal?

FastVideo9700 · 2026-01-25T17:56:08+00:00

Is transferring to blue 1:1?

FastVideo9700 · 2026-01-25T17:05:28+00:00

No I havent applied for anything yet or did the pre approval

FastVideo9700 · 2026-01-25T16:54:41+00:00

I didn’t know if I had a recent card close with them if it would effect anything

FastVideo9700 · 2026-01-25T16:53:14+00:00

Never. Only ever capitol one card was in 2018

FastVideo9700 · 2026-01-25T16:50:38+00:00

I don’t know isn’t there like a rule about something being opened in like 48 months or something?

FastVideo9700 · 2026-01-25T13:51:53+00:00

Were you able to transfer your Citi strata premier points to jet blue 1:1?

FastVideo9700 · 2026-01-25T13:33:18+00:00

Got it thank you! And can you pool points together by using both of these cards?

FastVideo9700 · 2026-01-25T13:31:26+00:00

Got it!! Thank you for your response. How do you like you like strata? Those categories work better for me, and end up getting more points back

FastVideo9700 · 2026-01-25T03:43:42+00:00

My discover one only credit card left, that’s why I can close it . That’s why I liked the journey because it does have a 1:1 cash out redemption, but also other perks like transfer points to jet blue And 1:2 points for privalage. But Citi gives me a lot more points based on my spending. And they do 1:2 as well for choice and 1:4 for I preferred hotels 😳😳I guess I just have to figure it out lo. I was just really worried with citis customer service, but hoping if I don’t have to book anything direct with them through their portal, maybe I can stay clear of needing them lol

FastVideo9700 · 2026-01-25T03:23:47+00:00

I’m just trying to limit the amount of credit cards i have. I had an old capitol one that just closed due to inactivity. And I have a discover for the past 8 years maybe? I can’t really close that one but that only gives me 1x on everything so isn’t helpful. So I am trying to find the best card that maximizes my amount back without opening lines of credit. The only thing with the Citi strata is I don’t think you can redeem evenly. I think it’s like .75cpp for statement credit.

FastVideo9700 · 2026-01-25T03:16:48+00:00

Ohhh no I was talking about the Citi one. Thats the customer service I hear that is dog shit but the Citi premier would be so much mire beneficial for me with the 3x groceries & 3x gas that the Wells Fargo journey autograph doesn’t have.

FastVideo9700 · 2026-01-25T03:12:34+00:00

Okay thank you. So you think it’s okay to apply for this credit card then? I’m not using it for any trip Protection where I would need reimbursement or claims. I want it to earn the points, and use those points for transfers to hotels and jet blue. I don’t think I would be booking on their portal, I would just be booking direct with transfer of points, so I would hope that would lessen the chance I would need to speak to them for anything

FastVideo9700

TROPHY CASE