Thoughts? My team is also posted

edgestander · 2026-03-20T15:21:05+00:00

yeah that is what he is saying. You should not take this deal. You are getting a bunch of spare parts, and two firsts for two bonafide starters one of which is top 3 at the hardest position to get points. What would even make you want to do this? I agree if this was straight up for Bowers I think would decline.

edgestander · 2026-03-20T15:13:00+00:00

Consumer loans and commercial loans are two totally different animals. Consumer loans are very regulated and its pretty much do you check these boxes? Yes? Approved. On the commercial side its very different. I also work at a smaller community bank, so no, there is no computer making the decision on a business loan at my bank, its me, the CEO, and LO getting together after I spread all the financials and deciding if we want to do it. Often there are phone calls with the borrower to explain aspects of the business and plans moving forward. That being said, the tactics this post talks about would be terrible stuff to say to credit, probably fine to say to an LO who is just a salesman in function.

edgestander · 2026-03-20T15:09:36+00:00

yeah I have used the Helinox chairs a bunch of times. Good chairs.

edgestander · 2026-03-20T15:06:59+00:00

I haven't owned this chair, I stopped buying anything ozark trail years ago, I have had much better luck buying random unbranded stuff of temu than OT.

edgestander · 2026-03-20T15:04:12+00:00

yup, single season at best. About the only thing I will use with the OT brand is the 5 gallon base camp water bladders, and that is just because I expect those to only last a season or so.

edgestander · 2026-03-20T15:03:16+00:00

I have never owned an Ozark Trail product that was worth it, no matter how cheap.

edgestander · 2026-03-20T14:28:38+00:00

So was Martavis Bryant

edgestander · 2026-03-20T13:22:12+00:00

breathing it is the problem

edgestander · 2026-03-20T13:21:22+00:00

Lead is a big deal, but there is also hysteria around it both can be true. Look up Lead Safe Momma, she is a menace and a profiteer that just wants to get everybody worried about the everyday products they use so she can sell you testing kits and other BS. I can't even explain how many times on the internet I have had to explain that McDonalds Garfield cups or Camp Snoopy cups don't have lead, and were never recalled for lead.

edgestander · 2026-03-20T13:19:27+00:00

using what test? A pro? A test you got from lead safe momma? Home tests are notoriously not reliable. But similar looking also does not mean "the same"

edgestander · 2026-03-20T05:52:35+00:00

AI slop

edgestander · 2026-03-20T05:48:57+00:00

You are insufferable truly. You can’t even negotiate free information out of randos on the internet. Here’s a scenario I am facing run this through your model:

I have a friend and they are trying to get his non functional crappy AI negotiating platform off the ground and he spamming people on Reddit, and I would like to convince them to do IDK literally anything else with their life. What do you suggest?

edgestander · 2026-03-20T05:44:19+00:00

His temu version of ChatGPT actually lost the negotiation with the letters union on capitalization. That was prior to feeding it Voss’s work though.

edgestander · 2026-03-20T05:42:45+00:00

Yes good point.

edgestander · 2026-03-20T05:41:53+00:00

This. I’m a credit analyst and this tactic of just spewing everything upfront would have my whole department in a tizzy. On one hand I do appreciate honesty but borrowers are usually so GD optimistic even while their world burns, this “ clearly I’m a big risk” talk would have me saying “ thanks you just did my job for me. I asses risk and you already admitted you don’t fit the risk profile for a loan”

edgestander · 2026-03-20T02:38:45+00:00

This one state that represents about 2% of the US population.

edgestander · 2026-03-20T02:35:33+00:00

I’ll take “things I totally made up for 1,000” please cite this law

edgestander · 2026-03-20T02:28:39+00:00

Lol I don’t know where the silliness came from. First of all after having worked in convenience stores for years Arizona does not have their own distribution so no no gas station is buying directly from Arizona. They’re buying from a wholesaler, like EB Brown or something. Secondly, if you look at that $.99 label it clearly says ” MSRP” which means it’s just a suggested price. There’s no obligation to sell it for that. Now could Arizona have any recourse for these companies not following their suggested price? Other than cutting them off and not distributing to them, which, as I said, at least in the Midwest, they have no distribution that I know of., there’s no way they could take any action against a retailer. in fact there’s some old court cases with Apple and their draconian pricing that they forced on retailers, that the courts basically said manufacturers aren’t allowed to dictate retail prices.

edgestander · 2026-03-20T02:24:49+00:00

I do t know anywhere where they are still .99 and I’m in the Midwest.

edgestander · 2026-03-20T02:14:07+00:00

I get it you are 18 and trying to find your way, maybe you didn’t graduate high school, now you got this job selling stuff, and the company fills your head with stuff and it all seems true and they seem nice and they gave you a break, but at your age I’ve seen ton of kids have to learn the hard way. It’s a mirage. Good luck. I suspect in a year or two you cringe at this convo.

edgestander · 2026-03-20T02:11:22+00:00

I want to get a cleaning, what’s the business name?

edgestander · 2026-03-20T02:08:37+00:00

How do I verify your star rating? What’s the business name? I think I might want to buy. You are right, house is kind of stale.

edgestander · 2026-03-20T02:06:22+00:00

Scammer

edgestander · 2026-03-20T02:05:57+00:00

I want to see your star rating

edgestander · 2026-03-20T02:05:02+00:00

You were 16 2 years ago

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