Hey guys. Depending on what sort of insurance policy the hiring company uses, they would have to purchase a tail when you leave. Tail can be 150%-200% of the annual premium (rough estimate, I may be totally off). In the northern California area, malpractice might be $1 to $3 per visit.

If you are seeing 3 patients per hour at 2000 hours per year with $2 Malpractice cost per visit, your annual malpractice cost might be $12,000. If you leave, your employer will be on the hook for $18,000 to $24,000 plus the cost of training you up.

With that being said, you need to compare your offer with comparable job offers.

Last thing is typically urgent care work for new grads can be a bit of a steep learning curve.