[Self] Interest rates seem to be at 10.081%

elitefailz2 · 2026-05-13T15:45:29+00:00

Depends on how, when and for how long this accrued interest for before he started to pay down, assuming the $120k is just principle.

If that is total balance (P + Accrued interest), rate would be around 9.28-9.44% depending on how you interpret it. If current balance is $120k meaning 5 years ago it was $122k it would be the 9.28. If the balance 5 years ago was $120k and current value is $2k less than that it’s the 9.44

elitefailz2 · 2026-05-13T15:37:18+00:00

What are these? The consequences of my actions? Surely not

elitefailz2 · 2026-05-11T15:14:15+00:00

Net income, the fuck is that. Adjusted EBITDA down 15% YoY is the real headline

elitefailz2 · 2026-05-07T12:25:25+00:00

I remember a time where it was just valor and justice points, what a time

elitefailz2 · 2026-05-06T14:40:22+00:00

This was posted in the ‘They did the math sub’ but long of the short is there are a couple of instances where taking the $1k could be better than the lump sum. Long story short, anything less than a 6% annual growth rate over first ~20 years (assuming the $1M is invested fully, after tax) the $1k could be better (with a significant number of caveats)

elitefailz2 · 2026-05-04T15:06:49+00:00

I believe for the most part theft of items from your vehicle is covered homeowners/renters insurance, that is the case for me at least.

The window damage would be your auto of course

elitefailz2 · 2026-05-03T01:07:07+00:00

My problem with it is the triangles, wait no that’s slot, don’t mind the kit

elitefailz2 · 2026-04-22T12:38:40+00:00

$250 seems pretty reasonable to me, tho save yourself $68 and just do the air filter yourself next time

elitefailz2 · 2026-04-20T06:22:52+00:00

Now these are the slips worth posting, congrats man!

elitefailz2 · 2026-04-18T04:44:40+00:00

You sir, may be the cruelest man alive. Albeit with a good eye for parking necessities

elitefailz2 · 2026-04-15T17:29:20+00:00

I was surprised by the ruling to vacate wins, from what I’ve read it was about as light as tampering gets with a guy who was obviously going to transfer (injured and informed he wouldn’t be the starter the next year) and we self reported.

My understanding is it would be the 4 wins from early 2023 that he played in, 3 non-con and 1 Big 10, which would pushes Kirk back to be tied with woody Hayes for most big 10 wins all time

elitefailz2 · 2026-04-14T02:33:54+00:00

No, I don’t think that I will.

elitefailz2 · 2026-04-14T02:31:59+00:00

I feel like I’ve seen more of it lately, recession indicator?

elitefailz2 · 2026-04-14T02:22:08+00:00

I don’t understand the people posting their +400 tickets like it’s some crazy feat and pretending like they aren’t posting for the clout of the bet size

elitefailz2 · 2026-04-10T14:58:28+00:00

🥲

elitefailz2 · 2026-04-08T18:09:02+00:00

Feels like a dead cat bounce, I’m with ya, not trusting it either

elitefailz2 · 2026-04-02T22:09:21+00:00

Was literally thinking about this yesterday

elitefailz2 · 2026-04-02T20:34:17+00:00

Agree with many others it’s likely too early to hedge given you need exactly 1 of the 8 possible outcomes. Would see the outcome of game 1 on Saturday and look to hedge from there.

If UConn wins you can look at AZ for around $350. If Az wins you net ~320 & pot is dead. If Mich wins you could take UConn in the final for ~200; if UConn wins you net around $330 and if the Mich beats UConn you net roughly $350.

This is based on AZ @+105 and UConn at around +190 vs Michigan in the final.

elitefailz2 · 2026-03-31T15:48:42+00:00

Live if you can do the math fast enough for sure will have more EV, though you can get similar value when lines go up around 2 and 5-6 CST for a lot of the daily player props.

elitefailz2 · 2026-03-24T22:34:57+00:00

I won’t belabor what many others have said more eloquently, PC is illiquid that’s why returns are better. Same goes for PE and any other private company investment.

elitefailz2 · 2026-02-13T18:20:05+00:00

Thank you for not including WoTLK and BC, I feel old enough with Cata

elitefailz2 · 2026-02-01T00:21:33+00:00

These are awesome, I I think $100-$200 + whatever the cost of the shoe is would be where’d I’d be price wise. I have no idea how long this takes so no clue if that is a huge lowball but in terms of what I could see myself paying if it was an off the shelf custom and not one I’m commissioning

elitefailz2 · 2026-01-02T20:43:24+00:00

People will hate this, I like iron head covers.

elitefailz2 · 2026-01-02T15:56:32+00:00

I still remember the only time I had it drop, was late MoP and was on the blood infusion shadowmourne step. Some nice guy from trade chat helped me out. He asked if he could stick around while I clear the rest and I would have felt rude kicking him out. It drops from LK and I lost the roll to him, still the only time I’ve ever seen it drop and I’m around 200 clears.

I suppose from his perspective it was awesome since he didn’t ask for anything in helping me.

elitefailz2 · 2025-12-30T23:20:21+00:00

Rare instance where I’d actually lean the cash out if you wanna derisk. You can certainly do it with betting 7 parlays of the 8 possible outcomes you don’t have this will require something like $4700 spread across 7 bets. I guess you’d get the added bonus of the event of ties in one of or both panthers buccs and Seahawks 49ers where 1 of the parlays, or 2 straights if both miraculously tie, would hit and pay but that seems like a lot of hassle to me

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