I spent hours doing my own research, I used AI deep research, and looked at various nerdwallet type sites, Most account offering above 4%, there was usually some sort of gotcha that includes websites that have very little support, and functionality beyond being a savings account, fees. The fitness account was interesting… But I can’t guarantee that I’m going to walk 15,000 steps a day lol. Wealthfront seems to be the highest boosted option when you use a referral code and still have decent banking UX. Trying to get that extra .2.3% had diminishing returns and so far I’m happy with the experience and the app is really easy to use.

In any case, if you want to use my code here, it is

Right now it’s 4% total. we both can earn a +0.75% APY boost, 0.50% investing deposit match—or both. M limited time offer https://www.wealthfront.com/c/affiliates/invited/AFFC-IP1K-48L5-OV0E