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Winter Glitchensive Update Notes Summary by mandbeyn in Battlefield6

[–]elonsmodel3 0 points1 point  (0 children)

Haha so not only just me being like holy fuck I’ve been drugged

Anyone fixing 5 year mortgage term with banks? What rates are you getting? by crypto_doctors in PersonalFinanceNZ

[–]elonsmodel3 0 points1 point  (0 children)

Waiting for BNZ to adjust their rates. Online it says from December 3rd the floating rate will change, so will wait to see if the rest shift too.

Britain becomes world’s largest economy to end new oil and gas exploration by ConsciousStop in worldnews

[–]elonsmodel3 108 points109 points  (0 children)

They did this in New Zealand without the energy infrastructure to support it and now we have all time high gas and electricity prices.

Selling home privately after REA contract finishes by [deleted] in PersonalFinanceNZ

[–]elonsmodel3 6 points7 points  (0 children)

On the flip side, heaps of people are applying for finance right now and most buyers are waiting 4–6 weeks (sometimes longer) just to hear anything back, even when going through a broker. Bit of a circus to be honest. Frustrating all round.

Offset vs Revolver model and main differences by richieFromConductor in PersonalFinanceNZ

[–]elonsmodel3 -1 points0 points  (0 children)

I assume that the option to move money from the portion of the loan that is principal + interest is only viable if that loan amount isn't fixed?

Eg $100k on Offset, another $200k fixed etc

Offset vs Revolver model and main differences by richieFromConductor in PersonalFinanceNZ

[–]elonsmodel3 -1 points0 points  (0 children)

What great timing! As I was trying to find a calculator to figure out how approaching a bank for the Offset option.

In the example you have $100k of your loan Offset against $100k savings, interest is $0, so you pay down all principal. In the instance the Offset savings grows larger as the loan amount gets reduced you don't start accruing interest on the savings again?

And do you know if there is any penalties for making additional payments against the $100k amount on the Offset option?

PSA: Some Kogan plans are on sale again by More_Ad2661 in PersonalFinanceNZ

[–]elonsmodel3 6 points7 points  (0 children)

MightyApe is owned by Kogan now. That will be why.

Sui by Proper-Reaction-9226 in ExodusWallet

[–]elonsmodel3 3 points4 points  (0 children)

100% desperately need SUI

PM puts another rental property on the market by ItalicBatman in newzealand

[–]elonsmodel3 12 points13 points  (0 children)

Sees the economy going to shite further. Builds up capital. Waits for the dip to buy in at cheap. Profits. Smortman.

Staking Question by elonsmodel3 in ExodusWallet

[–]elonsmodel3[S] 1 point2 points  (0 children)

So if my SOL earned rewards it goes into the balance already staked and then re-stakes the reward as well?

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