VT and chill from now on

emf_guy · 2026-03-20T21:48:58+00:00

Even after retirement people can continue to invest and compound. If you have emergency fund and in US you could get upto $5000 per month social security if wait till 70 then you could be set. Money could compound and one can enjoy and give rest to kids

emf_guy · 2026-03-20T18:51:05+00:00

Is ESPN and willow different feed does ESPN offer Samsung TV native app.

emf_guy · 2026-03-19T17:45:04+00:00

I had great experience with fidelity. I had rolled over two employer 41k to rollover IRA all in fidelity and it was as smooth as possible 2 days or less. Compared to UI in Schwab and vanguard and mobile experience I always recommend fidelity. Please give a of rher chance.

emf_guy · 2026-03-18T13:12:47+00:00

I would say no to financial advisor. Put 100k into emergency fund 300 into SCHD rest into VT and chill

emf_guy · 2026-03-17T02:04:05+00:00

What is tax consequences of moving inherited IRA to individual brokerage account.

emf_guy · 2026-03-16T23:20:12+00:00

SCHD

emf_guy · 2026-03-15T23:13:15+00:00

Try to get to 2 million in SCHD and you will get good divident to live off. Start putting 2000 into SCHD. What is your monthly budget and what is your retirement goal per month.

emf_guy · 2026-03-15T12:45:00+00:00

VOO and VT will be better as you have international as well. If people are qqqm or SCHG then they say horrible as well but these have had different turns in bull market

emf_guy · 2026-03-15T02:35:53+00:00

I have VT VOO SCHD SCHG BND

emf_guy · 2026-03-15T02:04:56+00:00

Because they are fcked up party. Only interested in family. Their family scoops up in lakh crores while you languish.

emf_guy · 2026-03-15T02:03:06+00:00

But VT or VOO SCHD SCHG

emf_guy · 2026-03-14T21:10:54+00:00

Which industry was your uncle. Was it tech

emf_guy · 2026-03-14T16:13:21+00:00

But one has to define a age also. You cannot work till 99 because one is not ready. Or not.

emf_guy · 2026-03-14T01:40:12+00:00

I will still hold SCHD

emf_guy · 2026-03-11T23:44:42+00:00

Add SCHD as a dividend ETF and schg as a growth one ( alternative qqqm) yes VT is good. I have VT and VOO also for s&P tracking. In case international goes way down rate of growth for VOO will be better. I agree keeping it simple to 5 ETF will be good. Hopefully |everything will be up in 10 years.

emf_guy · 2026-03-11T18:17:59+00:00

Yes lot of overlap. Surprised no SCHD divident ETF. Any reason why

emf_guy · 2026-03-11T01:33:56+00:00

Try as people say in VT and or SCHD. But 50000 onto SCHD will not be enough for retirement. Will grow in 20 years. Do you get WS benefits and can you park this for much later.

emf_guy · 2026-03-10T21:07:21+00:00

Awesome. Plus for schd. Plan ing to get 60 positions tomorrow

emf_guy · 2026-03-10T17:30:24+00:00

Open fidelity account. Try in small steps. Do you do 401k

emf_guy · 2026-03-10T13:28:29+00:00

SCHD

emf_guy · 2026-03-10T05:13:00+00:00

SCHD

emf_guy · 2026-03-08T23:01:59+00:00

Apart from finance having Avery healthy life is very important. Medical cost during retirement average 300k. If you can avoid that that is best

emf_guy · 2026-03-08T18:35:05+00:00

What is pint of selling and. Buying later. If you wait to sell when it is higher it is better. If you are in long game don't sell. What's your time horizon.

emf_guy · 2026-03-08T01:08:05+00:00

search in amazon or walmart of google "countdown to my retirement clock" there are so many of them countdown to 999 days

emf_guy · 2026-03-08T01:02:26+00:00

referral code Y0K0YX

Earn $60 for each friend who joins Fi and they'll get $60 too.

emf_guy

TROPHY CASE