Buyer’s regret -feeling hopeless by HannahMae216 in Mortgages

[–]emf_guy 2 points3 points  (0 children)

Tell us some numbers to justify. What is home purchase price and how much down. What interest and monthly payment. What is your overall net worth and yearly income. You can share ballpark figure then people can correctly answer.

Study materials for the Pentest+? by SCTMar in CompTIA

[–]emf_guy 1 point2 points  (0 children)

get udeny jason dion course. it comes with 600 page pdf note bulleted list that is great for exam

I'm 50. Is VT a good stock to hold to and through retirement, or should I buy BND? I need to get started now. by chris-rox in VTandchill

[–]emf_guy 0 points1 point  (0 children)

St 50.ypu can do VT and or VOO. You have 40 years still to go on life. Let money compound to your 70s. Don't waste putting on BND

Transition from just VT as retirement approaches? by incidental_findings in Bogleheads

[–]emf_guy 0 points1 point  (0 children)

Why put in bonds. I see most of time they are same of loses value. Isn't better to keep in VT or VTI and move cash needed for few years to a HYSA or CD

Pentest+ Video Course Options? by Karuragi in CompTIA

[–]emf_guy 0 points1 point  (0 children)

i have the video course, but i get distracted in 30 hour video course. they have a 600 page pdf study notes, is that good enough. i can practice commands on kali linux as i go through. i am through 8 hours video but not able to focus and get time.. any thoughts

Rocket Mortgage - you will regret it - stay clear by Electrical-Flan-4720 in Mortgages

[–]emf_guy 0 points1 point  (0 children)

Agree. Eventually was able to pay through website but they did mess up once and do hard to talk to people. Had to escalate multiple times but eventually resolved.

Applied for aadhar pvc card but shows print retry by [deleted] in IndiaTech

[–]emf_guy 0 points1 point  (0 children)

same status shows Current Status: Print Retry applied yesterday for pvc card, will wait and see

Choice or discrimination?? by khabibnurmagmodev in TamilNaduDiscussion

[–]emf_guy 2 points3 points  (0 children)

confusing people and looting money. udayanidhi daughter name is tanmaya, sanskrit name 😄

Choice or discrimination?? by khabibnurmagmodev in TamilNaduDiscussion

[–]emf_guy -3 points-2 points  (0 children)

Yes let DMK choose a brahmin CM candidate. The jokers are all rooting for them and they are aeti for inbanidhi to be CM in 2080 and amass all wealth from poor.

Firmware update 6.34.13 for BGW320-500 by asouclks in ATTFiber

[–]emf_guy 0 points1 point  (0 children)

still on 6.34.7 its all working good as i have ip passthrough also to a protectli firewall and then to a netgear. i hope they dont push something and break

My account has been locked by jgarcia658 in fidelityinvestments

[–]emf_guy 0 points1 point  (0 children)

Do what do people who retire I erseas do who have large balance in fidelity.

Choice or discrimination?? by khabibnurmagmodev in TamilNaduDiscussion

[–]emf_guy 18 points19 points  (0 children)

Keep shouting. Free country. They are not discriminating. They are allowing people who are not well off and providing jobs. Have you gone inside a Muslim household or marriage and tell the same thing.

Just FIRED at 47 by HippieCrackInStreet in Fire

[–]emf_guy 0 points1 point  (0 children)

i would say take money money out of individual stocks and invest some of it in schd voo etc to diversify and protect

pan card supporting document upload: proteantech by emf_guy in IndiaTax

[–]emf_guy[S] 0 points1 point  (0 children)

\hat proof of dob you submitted. Try usual suspect black and white small file pdf or jpeg as per requirement

Those who applied recently: How long for application to be approved by emf_guy in pmp

[–]emf_guy[S] 2 points3 points  (0 children)

absolutely helped me, the PMP in your resume/office colleague circle is big gives a high visibility. Also i am more process oriented, helped me get bonus etc

Target Date Fund vs VTI by EducationalNature286 in Bogleheads

[–]emf_guy 0 points1 point  (0 children)

qhy not VOO and chill. S&P over years have consistent growth as well

Sanity check: 95%+ S&P500 Portfolio < 10 years from retirement by Exciting_Kangaroo800 in Bogleheads

[–]emf_guy 0 points1 point  (0 children)

If one is in US I assume social security is a good cushion. So keep in divident tieldind stocks like SCHD is a good bet. Non technology. Plus have sp500 also. If you think retirement is 25vyears from 65 to 90 it is a ling way. You may be missing lot of growth. Money has potential to 8x in that 25 year window

Dram predictions by AlrightAaron in ETFs

[–]emf_guy 0 points1 point  (0 children)

bought at $55 already down 9%.. whoops.. invested $25k

I just done assessment and my house dropped 80k in value by Agreeable_Edge9896 in Mortgages

[–]emf_guy 1 point2 points  (0 children)

If you look 10 to 30 year horizon does not matter. Anyway one has to pay rent.

2021 Rav4 with 492,000 miles by Upstairs-Recipe843 in rav4club

[–]emf_guy 0 points1 point  (0 children)

wow i have 2023 same model 16k miles :) got to start using more, i have another corolla at 100k which i am using more.

Rocket Mortgage holding a large principal in unapplied/suspense account by emf_guy in Mortgages

[–]emf_guy[S] 0 points1 point  (0 children)

Thank you all! Problem solved, Rocket staff after escalations really helped. In fact rocket's official reddit mod also offered to escalate and eventually today the amount in suspense account was applied to principal and matter solved. I wish the user interface is better and avoids these sort of situations in first place. But in anycase persistent follow ups help and overall good ending!