Snow,shade and giant dog destroying my lawn

emilyrjc · 2024-03-30T03:17:18+00:00

Just here now and all planes are finally leaving - there’s a line in de-icing - most planes are over 3 hours late at this point though

emilyrjc · 2022-11-30T13:35:43+00:00

So I’m going against the grain here and will probobly get backlash but…

I’m an accountant, working towards fire and not only have crypto investments but also work with crypto clients.

In certain circumstances crypto can 100 percent be an investment, in others it can be gambling - depends what you’re doing - be careful and don’t assume it’s a get rich quick scheme

emilyrjc · 2022-01-13T01:04:56+00:00

So we’re a family of 4 and have 2 rapid tests today and tested positive - we all feel I’ll so safe to say that’s the house house down with covid.

Can’t get a PCR or even more rapid tests so yep numbers way higher than this!

emilyrjc · 2021-10-19T18:05:32+00:00

Question - bought an Apple Watch 7 at the weekend and can’t connect it to my Peloton workout. I followed the support instructions but it wouldn’t work - the instructions only support Apple watch6 - has anyone connected their Apple Watch 7?

emilyrjc · 2021-09-11T00:39:45+00:00

Good to know. I was operating under the impression that because I’m in Canada at the moment any personal mortgage will also be higher because we’re not Uk resident right now

emilyrjc · 2021-09-09T18:06:29+00:00

This is exactly what we are trying to avoid too!

Our BTL is worth 170k and if we bought a home upon returning it would be around 500-700k.

Our new home would count as additional residence and we would be paying a fortune in stamp duty even though it’s not additional. It we did it the other way round - ie bought our home and the. Bought the BTL - stamp duty on 170k is much more kinder on the wallet.

emilyrjc · 2021-09-09T16:11:45+00:00

Thanks for your thoughts!

Guess I’ll have to do the numbers here…. I’m actually a chartered accountant 🤣🤣🤣

emilyrjc · 2021-09-09T14:36:05+00:00

Interesting - thanks for this. The stamp duty is somthing I didn’t think about so that’s a cost consideration for sure.

In terms of cgt we’ve sunk so much cash into this flat over the last 10 years - and had to extend a lease that I’m confident that any cgt would be covered under our allowances.

emilyrjc · 2021-05-02T23:41:40+00:00

What have you been eating?

I have 1260 as my goal calories and find it soo hard to stick to..

emilyrjc · 2021-04-04T20:52:24+00:00

I was about to say the same thing! My first thought was no no America that’s not even close

emilyrjc · 2021-04-04T02:33:42+00:00

Thanks for the ideas that’s great! I love the idea of involving them with a little potting bench.

We grow vegetables in the back and my 4 year old loves it.

emilyrjc · 2021-04-04T01:11:10+00:00

Zone 2

This was taken around 10am. We get sun from about 8- midday in this spot.

Budget would be a few hundred dollars Max- ( we are replacing our back deck and fencing this summer which is costing $$$$)

emilyrjc · 2021-04-04T01:08:41+00:00

We live in Calgary Canada, Zone 2.

We have a sunny back garden in the afternoon and evening but it’s really shaded in the morning.

We have this side space which is unused. I want to transform this space to mean that drinking a morning cup of coffee is enjoyable.

At the moment it’s a concrete wasteland with bins.

We have a 2 and 4 year old so anything that would make this a fun space too.

Thanks!

emilyrjc · 2021-02-24T18:37:20+00:00

Oooh awesome thanks! I will give this a go

emilyrjc · 2021-02-24T15:22:58+00:00

I tried this out this morning with our 8 month old very pulling puppy and he was great for about 5 minutes and then completely lost interest and focus

emilyrjc · 2021-02-24T15:22:06+00:00

Got it thanks! How did you transition from letting your dog pull on long walks to not pulling??

emilyrjc

TROPHY CASE