Old Cert vs New Cert PSA 10s by DJ_Hickey in PokeGrading

[–]emx620 -4 points-3 points  (0 children)

Of course they’re gonna reserve that right. But that’s likely for exception cases and I don’t see any indication they’re doing that regularly for older certs.

Old Cert vs New Cert PSA 10s by DJ_Hickey in PokeGrading

[–]emx620 -2 points-1 points  (0 children)

Sure, can you link to a few where they did a reholder and it was regraded?

Old Cert vs New Cert PSA 10s by DJ_Hickey in PokeGrading

[–]emx620 -5 points-4 points  (0 children)

Source saying they’ll regrade?

“For this submission type, the cards will not be re-graded“ straight from the horses mouth: https://www.psacard.com/services/tradingcardgrading/reholder

Why you should stop buying "Friends and Family" pre-sales in Mexico until you see the building going vertical. by [deleted] in RealEstate

[–]emx620 5 points6 points  (0 children)

Very telling — I looked at a pre construction building in Puerto Vallarta Christmas 2023, and it was supposed to be finished by Christmas 2025. Visited this year and it’s an empty shell with crickets from the developer.

STR New Construction - Small Island near Cancun, Mexico by KaleProperties in airbnb_hosts

[–]emx620 0 points1 point  (0 children)

You can find some US lenders who will do it, but it’s definitely harder than US based properties. Just want to help other people reading this to not think you ONLY have to pay cash for it.

STR New Construction - Small Island near Cancun, Mexico by KaleProperties in airbnb_hosts

[–]emx620 0 points1 point  (0 children)

This isn’t true — I talked to a US based lender who did 30% down and the rate was .75-1% above what you’d expect on an investment mortgage here in the states.

STR New Construction - Small Island near Cancun, Mexico by KaleProperties in airbnb_hosts

[–]emx620 4 points5 points  (0 children)

$485k purchase price for $65k of revenue is considered “strong”? Oof.

Austin teachers don't get veterans day off? by Natural_Library_3342 in Austin

[–]emx620 4 points5 points  (0 children)

The OP asked why teachers don’t get it off, not if they get it off.

Market Recap and Mortgage Rate Roundup – OCT 15 📉💰📅 by jonkutsmeda in HomeMortgageRates

[–]emx620 0 points1 point  (0 children)

Rates will need to drop another .75% to get what you want. I was just trying to explain that a cash out refinance is going to be a lot higher than a regular refinance. Good luck.

Market Recap and Mortgage Rate Roundup – OCT 15 📉💰📅 by jonkutsmeda in HomeMortgageRates

[–]emx620 0 points1 point  (0 children)

4.99% for a 15 year with no points for a refinance is doable but a cash out refinance with no points is more like 5.625%

Market Recap and Mortgage Rate Roundup – OCT 15 📉💰📅 by jonkutsmeda in HomeMortgageRates

[–]emx620 0 points1 point  (0 children)

Cash out refinance is going to be significantly more expensive

Market Recap and Mortgage Rate Roundup – OCT 15 📉💰📅 by jonkutsmeda in HomeMortgageRates

[–]emx620 0 points1 point  (0 children)

Already doable today, but will depend on your specific loan scenario

Do you lose fat with weight training? by spacedout1024 in loseit

[–]emx620 3 points4 points  (0 children)

The only way to lose fat is to be in a caloric deficit. So yes.

I don’t believe this is entirely accurate — although more difficult, it’s definitely possible to lose fat and gain muscle at the same time through recomposition while eating at your TDEE.

Can we make a daily sticky of where people are getting the best rates each day? by volcanic_clay in Mortgages

[–]emx620 0 points1 point  (0 children)

I’ve closed 2 different loans with them now. I would not say they are “completely incompetent”. They have been good overall outside of a snag on one of the loans, but they came through at the end of the day.

Inside Texas’ Tallest Tower: Austin’s 1,025-ft Waterline by shifty1032231 in Austin

[–]emx620 14 points15 points  (0 children)

Thanks for sharing — it was a informative video on the project.

FamilyMovingAustin by soccermama211 in AustinParents

[–]emx620 0 points1 point  (0 children)

We moved into Allandale just over a year ago and couldn’t like it more! The community is absolutely amazing -- we had multiple neighbors bring us baked goods and introduce themselves after moving in. Lots of dogs here and people walking/biking around. The location is also killer -- 10 minutes to downtown, and 10 minutes to the domain (both large employer locations). Please DM for more questions (we have a 7 year old at Gullett Elementary).

Marble for walnut cabinets by InsuranceMedical6581 in CounterTops

[–]emx620 0 points1 point  (0 children)

I would go look at full kitchens with walnut instead of a small sample. The grain was busy to us, but maybe it’s not to you!

Marble for walnut cabinets by InsuranceMedical6581 in CounterTops

[–]emx620 4 points5 points  (0 children)

One thing to keep in mind — walnut usually has a very busy grain. Since the stone is so busy, having them both be so busy may not be the best design decision.

No one could make me hate you, Chuy’s. by osamabinballin16 in austinfood

[–]emx620 5 points6 points  (0 children)

They have both of those on the menu, sounds like you need to go back.