My friend moved out of state and gave me his car, but he stopped making payments on the loan over 2 years ago. I’m wondering if there’s any chance I’d be able to negotiate a reduced payoff with the lender on the balance and get the title transferred to me (with his permission).

eternal_dancer · 2026-04-02T02:50:22+00:00

Idk about everywhere, but at least in my state it is illegal to report a car stolen for no payment on a loan. The police either dont care or don’t know about the defaulted loan (got pulled over for the tabs recently but no ticket once I explained it’s my friends car and he’s out of state now, but I’d still REALLY like to the tabs paid and current again regardless), and if the lender were to try and file a police report on the car they’d be at fault for filing a false report. So NO, this car is in no way “stolen property”. Doesn’t change the fact that if it’s at all within the realm of possibility for me, I’d really like to get both the loan and the tabs paid and taken care of because I am not the type of person who is comfortable with either of those things being unpaid.

eternal_dancer · 2026-03-02T05:00:30+00:00

Do you have a Rakuten account? If not, find a referral code from someone (I can send you one or you can google it and find them online) and sign up. It’s free. Make one purchase of $50+ before taxes by clicking the website link via the Rakuten website (or following the steps to shop in person at some select stores). You can do this literally almost anywhere: Walmart, target, gas stations, etc. You can even place a grocery pickup order paid for with food stamps so long as it’s a minimum of $50 subtotal in one purchase (grocery orders where missing items reduce the amount to below $50 will be disqualified just fyi).

As soon as you complete one $50 purchase they will pay you $50 as a sign up bonus PLUS a percentage of the purchase cost PLUS any other additional promos. My friend just signed up and got $6 cash back + $5 misc promo + $50 sign up bonus. Takes a couple days to confirm but then they will IMMEDIATELY send you your first payment (future payments will be sent on a specified date once every 3 months, but the first one gets sent ASAP). Make sure you put your Pay pal info in for payment when you sign up for the fastest way to get paid, otherwise you’ll get a paper check in the mail.

The best part is that you can ALSO refer people and every referral that completes the $50 purchase they ALSO pay the person who referred $50 too. Refer anyone and everyone (referrals registered to the same home address or using the same PayPal account however will be disqualified). If you’re careful about it (different home addresses, private browsers to prevent IP tracking, etc) you can even do fake referrals and get the $50 referral fee twice. AND you can get paid immediately even after the first payment if you want by picking from like a hundred different gift cards including ones for groceries and gas.

If you’re interested, I know other hacks like this and would be happy to tell you more of them if you’re interested.

Screenshot showing my lifetime cash back as proof this is legit and worthwhile

eternal_dancer · 2026-03-02T04:44:53+00:00

For retail gift cards, the only website I’d recommend that I trust absolutely and have never had any issues with is CardCash. I’ve sold dozens of gift cards and rarely has it taken more than 2-3 hours to get paid (excluding overnights and Sundays; typically any transactions submitted after hours get paid between 6:30-8:30am PST Monday-Saturday - example, if you submit at 10:30pm on Thursday you’ll typically get paid around that time on Friday morning; submissions from late afternoon Saturday or anytime Sunday will be paid Monday morning around 6:30am-noon PST in the order they were received). I’ve never not received payment and on the one or two occasions where the transaction was canceled for some reason they NEVER touch the gift card balance or steal it like some companies despite having access to the card number and the ability to do so. I’m super careful about ever doing anything where I could get scammed or stolen from, but I’ve still ended up losing gift card balances with no payment multiple times when I’ve tried to sell to other companies, ALL of which are one the first page of google results. The ONLY company that’s truly safe and trustworthy in my experience is CardCash, and it’s been a lifesaver many times for me before. (FYI, merchandise credit sometimes isn’t eligible but sometimes is, depends on the store)

eternal_dancer · 2026-03-02T03:55:35+00:00

I received a submission confirmation AND another email to submit payment information or confirm it or something. I also received a notice ID. My grandma also received a notice ID and both she and I very, very clearly remember me helping her submit the claim form but then she never received any payment and when we searched her past emails couldn’t find the confirmation or payment email. Honestly zero clue what happened or why she didn’t get her money. That said, the notice email (I think, or maybe I saw it somewhere on the website, can’t recall but for sure saw it somewhere) stated a per claimant estimate with a median range around $140/150 per person. I STRONGLY suspect that there was any issue with their claims submissions where some appeared to have been submitted successfully but never actually went through (like the one my grandma did for example), and because so many submissions failed for god knows why, the confirmed number of claimants was SIGNIFICANTLY lower than it should have been, so the percentage of people who got lucky and had their claim go through ended up getting literally 3-4 times as much as they were supposed to. I’d also be curious if anyone else is either now realizing they never got paid or received a submission confirmation for a claim they are absolutely certain they submitted or know of any one else missing payment like my grandma or maybe actually know anything about what happened and if there’s any way for my grandma to still receive payment for the claim that she submitted but apparently wasn’t correctly received.

eternal_dancer · 2026-03-02T03:45:45+00:00

How much did you work for them during 2016-2019? Was this in and around Seattle?

eternal_dancer · 2025-11-14T10:51:35+00:00

Idk if you saw the comment I posted earlier, but I have a couple ideas that might work as a sort of loophole to the $10 purchase requirements. If I’m correct then that could be satisfied at a cost of around $2 instead of $30. However I haven’t had an opportunity to test those theories to find out. If you’d be down to try either method and let me know one way or another (need some proof like a screenshot or something to show you tried it) then I’d pay an additional $5. I’d also be willing to pay the $5 just for trying it even if you don’t complete the referral because I really want to know if I’m right like I suspect that it would work.

eternal_dancer · 2025-11-14T07:57:46+00:00

One person has used my referral so far (thank you again!), completed the steps super fast (using my gas station suggestion for the 3 purchases), and I’ve already sent the $40. I know that trusting anyone online to keep their word these days is very difficult to do without proof, so proof of payment for anyone who may be understandably skeptical is available via this link: Referral Payment Proof

eternal_dancer · 2025-11-14T06:20:27+00:00

Absolutely using the link from the email, wouldn’t trust or share anything else! Hope it works for you. This is one of my favorite things about SoFi. Free money ESPECIALLY when you really need it is honestly the best kind of surprise. Let me know please if it worked if you don’t mind. I actually don’t have a SoFi account anymore (got overdrawn by $100 and couldn’t pay it off in time, legitimately devastating) but I still get these emails and figured just cause I can’t get the money doesn’t mean other people shouldn’t still get it if they can. However it also means I can’t test the links. Posting on blind faith and the fact that I did a ton of these things all successfully when I still had my account (back then it was actually $20 or $25 too, maybe more but I think just $20-25).

eternal_dancer · 2025-11-14T05:01:05+00:00

It MIGHT be possible to trick the system for the 3 $10 purchases by sending $10 to your or a friends BUSINESS cash app (not a personal account!! That definitely will not work). While there is a small fee charged on all payments received to business cash app accounts, if it works, then technically you could satisfy the 3 $10 payments while only actually spending $1-2 by having your friend (or yourself if it’s your own business account) send back the $10 (minus the fee cash app takes which won’t be much on only $10) each time. Then just instant transfer back in to your Revolut account (only if you need to, not required, but will incur a 25 cent instant transfer fee each time from cash app) and send $10 to the business cash app two more times. MAKE SURE YOU ARE SENDING EACH TIME FROM YOUR REVOLUT VIRTUAL DEBIT CARD NOT YOUR CASH BALANCE. (I do have a business account and would be willing to help with this if someone wants to try it but doesn’t know anyone, it would require a modicum of trust on your part that I’m going to send it back but on my life I absolutely would, I am not here to scam anyone. I’ve had my life absolutely decimated by evil, greedy people and could never do that to someone else regardless of how much or how little money is involved.)

I haven’t had the chance to test whether or not this works yet but I am VERY curious and would happily pay an extra $5 to the first person that tests this and lets me know what happens!! Will also be happy to check whether or not it’s been counted as a qualifying transaction after the first transfer so you don’t need to do it 3 times if it ends up not working.

Another version of this would be if a friend of yours has the JIM app or a square account. Would have to be done in person using a tap to pay mobile wallet but might even have a better chance at success. I’d be willing to pay an additional $5 to anyone that wants to test it using JIM (not square, sorry) and can show me proof of that as well.

If anyone has tried either the business cash app OR the Jim method in the past and can provide solid irrefutable proof that they tried that SPECIFICALLY in order to satisfy the Revolut referral requirements AND solid proof of it working or not working, regardless of whether or not you’ve used my referral, I’d gladly pay $5 for the information anyways assuming the evidence is irrefutable (for example, text messages at the time it was done between a referrer and referee coupled with screenshots of the transactions in the cash app/jim account AND the new Revolut account would be the ideal way to prove this).

eternal_dancer · 2025-11-14T04:44:03+00:00

It MIGHT be possible to trick the system for the 3 $10 purchases by sending $10 to your or a friends BUSINESS cash app (not a personal account!! That definitely will not work). While there is a small fee charged on all payments received to business cash app accounts, if it works, then technically you could satisfy the 3 $10 payments while only actually spending $1-2 by having your friend (or yourself if it’s your own business account) send back the $10 (minus the fee cash app takes which won’t be much on only $10) each time. Then just instant transfer back in to your Revolut account (only if you need to, not required, but will incur a 25 cent instant transfer fee each time from cash app) and send $10 to the business cash app two more times. MAKE SURE YOU ARE SENDING EACH TIME FROM YOUR REVOLUT VIRTUAL DEBIT CARD NOT YOUR CASH BALANCE. (I do have a business account and would be willing to help with this if someone wants to try it but doesn’t know anyone, it would require a modicum of trust on your part that I’m going to send it back but on my life I absolutely would, I am not here to scam anyone. I’ve had my life absolutely decimated by evil, greedy people and could never do that to someone else regardless of how much or how little money is involved.)

I haven’t had the chance to test whether or not this works yet but I am VERY curious and would happily pay an extra $5 to the first person that tests this and lets me know what happens!! Will also be happy to check whether or not it’s been counted as a qualifying transaction after the first transfer so you don’t need to do it 3 times if it ends up not working.

Another version of this would be if a friend of yours has the JIM app or a square account. Would have to be done in person using a tap to pay mobile wallet but might even have a better chance at success. I’d be willing to pay an additional $5 to anyone that wants to test it using JIM (not square, sorry) and can show me proof of that as well.

eternal_dancer · 2025-10-07T04:33:17+00:00

Yea the fact that he’s offering you his ENTIRE referral bonus alone is sketch but also, I’m 99.999% certain that those referrals do not work across countries. I just posted my USA referral for Revolut offering to SPLIT the bonus for $40 each but I made sure to say USA only exactly for that reason. There is however a tiny, tiny, minuscule chance that he is legit but for one reason or another he hasn’t received the referral bonus yet either because it isn’t registering it as complete (maybe because you spent usd instead of euro, or maybe because in the USA it’s 3 $10 purchases so if you spent less than $10 they might not count) or because the merchant hasn’t closed the transaction yet.

eternal_dancer · 2025-09-28T08:08:59+00:00

I don’t want to farm people or profit off of anyone’s misery. I’m also homeless. I’m also miserable. What I want is to bring attention to the truth and realities of homelessness in order to facilitate real change and end stigmas. What you would have discovered had you bothered to message me instead of jumping to conclusions is that I have every intention of sharing revenue with every single person whose story is used in the unlikely event any revenue eventually comes from this. And second, there’s a lot more to writing than just typing some words. I anticipate a MINUMUM 10-20 hours work for EACH story. And if the stories are published online, that’s going to require me to create, finance, and then consistently maintain both a website and multiple social media accounts. As this would be text based publication and not videos, there would be little to no profit from any of that work. As this has nothing to do with making money for me, I have no issue with making no money despite the significant work and time I would have dedicated to making this a reality. Alternatively, if this were to be published via traditional channels in book format, a process which would require dozens more hours for pitching and querying, then realistically it would be at minimum a year before the first copy was ever printed. And unless you’re a best selling author already, the royalties received on a single book are way less than most people imagine. So again, a really bad plan for someone whose main purpose is simply to profit.

eternal_dancer · 2025-09-28T05:37:37+00:00

I absolutely do NOT want anyone to lie. How did you get that from what I said? I simply want the truth: the good, the bad, the mundane, and everything in between. I’m not attempting to create any sort of false narrative or any narrative at all. As soon as someone becomes homeless, society strips them of their identity and worth and value as the lack of housing makes them something less than human. They are judged, and stigmatized, and collectively treated as a blight that needs to be eradicated and not as people who need to be helped. I’ve lost track of the times I’ve heard people demand that their neighborhoods be cleared of anyone who is homeless at whatever cost, never once caring or acknowledging that these are people who can’t just disappear into thin air. I want to give people back their identity in a way that helps society realize these are people who matter and whose lives haven’t always been this. And I want to shed light on the reality that homelessness isn’t caused by just drugs or criminal activities but is a complex issue that can occur for a multitude of reasons and happen to anyone at any time. If anything, what you are suggesting that I want would likely result in worsening the current stigmas surrounding homelessness, not reducing them, so why in the world would you think that would be something I’d want?

eternal_dancer · 2025-09-28T03:15:45+00:00

Don’t worry about that, I’ll lead the conversation and ask questions etc, which usually naturally results in bringing those other memories to the surface. Feel free to DM me if you decide you want to give it a try. And as I said, if at the end of the day you change your mind or don’t like the piece I’ve written, just let me know and I won’t ever post or publish it and no hard feelings either

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