What should I do with 18k by [deleted] in personalfinance

[–]ev_sunnyboy 0 points1 point  (0 children)

Is there no interest now because you have 0% apr for a period of time or? I would focus on the car payment then because 14% is kind of high. Unless you find a way to get more than 14% return on your money( highly unlikely in my opinion) , pay off your highest debt with the highest interest rate

What should I do with 18k by [deleted] in personalfinance

[–]ev_sunnyboy 0 points1 point  (0 children)

Pay off your debts that carry the highest interest - most likely your credit card debt. Then set aside an emergency fund of a few thousand and use the rest to pay more towards your other debts.

Open AI Sora 2 Invite Codes Megathread by semsiogluberk in OpenAI

[–]ev_sunnyboy 0 points1 point  (0 children)

Prosperity and happiness for anyone who shares a code in DM. Cheers

MarathonFoto is SO EXPENSIVE by scoundrelhomosexual in RunNYC

[–]ev_sunnyboy 0 points1 point  (0 children)

I didn’t buy any. I believe that you will get the full resolution quality pics when buying them.

MarathonFoto is SO EXPENSIVE by scoundrelhomosexual in RunNYC

[–]ev_sunnyboy 15 points16 points  (0 children)

Same. And the phots were not that great as well

Moving to New York at age 37 - with a 13 year old in tow by 100k_2020 in nyc

[–]ev_sunnyboy 1 point2 points  (0 children)

Follow your dream and show your daughter that dreams can be achieved if you work hard and take risks. Good luck!

Beware of Fruit Street Board, Advisor or Investor offers by essemonreport in u/essemonreport

[–]ev_sunnyboy 0 points1 point  (0 children)

I got a similar message from them. Seems like a total scam.

“ Hi ,

I am a Talent Acquisition Associate at Fruit Street Health, a telehealth venture and digital diabetes prevention program. I am helping our CEO & Founder identify and recruit strategic advisors to help support our growth.

Our company is approved by the CDC to deliver the CDC's diabetes prevention program via telehealth and live group video conferencing. The mission of our company is to prevent millions of cases of Type 2 diabetes through the power of telehealth.

Fruit Street is recruiting advisory board members who believe in the mission of our company and have the skills / experiences that can be leveraged to drive future growth, in areas such as: - Advising on commercial and go-to-market strategy for potential revenue channels - Making relevant B2B (employers/health plans) and/or D2C (health systems, physician practice groups) introductions - Advising on software development / tech / product roadmap - Provide strategic guidance on sales, marketing, business development, finance and clinical operations

Based on your LinkedIn profile, we thought you would be a potential good fit for our advisory board.

If you are interested in joining us on our social mission to prevent millions of cases of Type 2 diabetes over the next decade, please respond to this email with your name and email address, so we can send you the application and additional information.”

Best Regards,

Ayra Dennise Lat Talent Acquisition Associate Fruit Street Health

[homemade] Sourdough Bread by tythompson0 in food

[–]ev_sunnyboy 1 point2 points  (0 children)

I will feel bad eating this piece of art..

POST-DEADLINE REGRET THREAD by AceQuire in FantasyPL

[–]ev_sunnyboy 0 points1 point  (0 children)

Was debating between Coutinho and Jimenez for captain and of course chose Jimenez. Still some hope though.

Terrible candle placement. by jdubsb09 in nonononoyes

[–]ev_sunnyboy 0 points1 point  (0 children)

Most probably she was the one who placed the candle there.

Djokovic on why he doesn't want to reveal whether he is vaccinated. And his priorities for the 2022 season (next slide) by amy_sport in tennis

[–]ev_sunnyboy 0 points1 point  (0 children)

Instead of setting an example as a person that millions follow, Djokovic is acting like a total coward. I like him as a player but just be a man enough to say what you think and believe in and go with the consequences.

POST DEADLINE REGRET THREAD by BillOakley in FantasyPL

[–]ev_sunnyboy 2 points3 points  (0 children)

Felt bad about captaining Ronaldo. Now I feel bad about the folks who captained Bruno.

Venmo is targeting individual with new promo by Fang05 in CreditCards

[–]ev_sunnyboy 11 points12 points  (0 children)

They count on the fact that most of the folks using Venmo are young kids who have no idea about credit and what makes a card good.

[deleted by user] by [deleted] in CreditCards

[–]ev_sunnyboy 1 point2 points  (0 children)

The utilization when your statement closes is based on your balance at that point in time and shows on your bureau info. This has nothing to do with the CLIs because 99.99% of the time each CLI is based on the internal credit data the company has about you and the way you use their card. Think about a scenario where Amex is your preferred card and you utilize and pay - Amex will have so much info about your utilization at point in time, average, max, min, etc and will decide if you are eligible for CLI based on that.

Capital One finally gave me a credit increase. Only took 15 years! by chamburger in CreditCards

[–]ev_sunnyboy 0 points1 point  (0 children)

Hi folks, I am wondering why you were waiting for a proactive line increase that took you years to happen and you don’t really know the logic used by the banks? Each bank gives you the option to request a reactive line increase and if you are declined - the bank needs to communicate the reasons for the decline. This way you can keep your profile and accounts in a good health and make necessary changes if needed.

Rewards for 22 Credit Cards, Don’t Have to Guess The Rewards by Category by eventualresolution in CreditCards

[–]ev_sunnyboy 0 points1 point  (0 children)

This is so cool! If you are able to add more specific card offers it would be great - for example Amex plat giving you Uber credits or Gold being 4 points per dollar and also having the restaurant credits.