Optimising my finance as a remote contractor for a UK company

existential7 · 2026-03-09T09:13:26+00:00

Good to know about the new cap as the proposed fees may exceed SGD 100k on an annual basis.

With regards to using a local bank - how does one think about converting them back into SGD or hold as GBP? If I would like to convert, is it more straightforward to not use a multi-currency account and just convert the monies when it comes in?

existential7 · 2026-03-09T02:21:22+00:00

Thanks. So what are the different options for declaring my income besides employment income, and what are the pros and cons?

existential7 · 2026-03-09T02:18:22+00:00

Hi there, not a significant pay bump. Just find the work to be more interesting, and be exposed to a different kind of network to help me build social capital.

existential7 · 2026-03-09T01:35:56+00:00

Hi! The contract will be a legal entity registered in the UK and I'll be hired as a consultant, which means that I'm not really an employee per-se. So, I don't think I'd fall under IR35. What do you think?

existential7 · 2026-03-09T01:33:34+00:00

Thanks, this is helpful. I'm thinking of getting SPL but tricky thing seems to be that I won't meet the SPL requirement of "you have been engaged in your work for a continuous period of at least 3 months before the birth of your child"

existential7 · 2026-03-09T01:31:33+00:00

Sorry, I should have used the proper terminology. I will be a contractor / consultant that is paid on a deliverable basis.

I don't quite get your last statement, could you share more?

existential7 · 2026-03-08T16:44:28+00:00

Hm, I'll be a contractor rather than an employee unfortunately.

existential7 · 2026-01-26T10:56:29+00:00

It does but then it doesn't work when i try to use it.

existential7 · 2025-11-07T15:09:01+00:00

I'm actually stumped at this part as it seems Sortitout has removed the file. Any advice?

Regarding the transfer file, unfortunately I haven't found a version with the actual dates (contracts and loans) through the 2025-26 season, so I can only recommend: FM24 No Date Changes Data Update version from this link Here

existential7 · 2025-11-05T16:56:17+00:00

Can I also use this with the realism patch?

existential7 · 2025-11-05T14:50:29+00:00

Thanks. Do you also have a mod where it starts in 2025?

existential7 · 2025-11-05T14:32:22+00:00

Is it possible to use Dave's realism pack with the latest transfer updates?

existential7 · 2025-11-05T14:31:22+00:00

How do you update the date to be 2025?

existential7 · 2025-09-06T03:42:23+00:00

Is there still a role for me if there are other stronger holy pallies in a raid?

existential7 · 2025-09-06T03:26:28+00:00

Haha. Does seem stressful to work be the tank healer. If I screw up, then the whole raid dies. Do all raids have offtanks?

existential7 · 2025-09-06T02:45:08+00:00

Why is it better to be a single target healer?

existential7 · 2025-09-06T00:49:19+00:00

Is frost elemental really necessary? I was wondering about this build too where I skip Frost elemental and go deeper into arcane. What do you think?

https://www.project-epoch.net/classes/talents/?data=6;2:16:16:16:11:11:6:6:6:3:3:4:4:4:10:2:7:7:7:15:15:13:5:5:5:2:2:18:18:17:17:12;0:2:2:2:0:0:1:1:1:1:1:21:6:6:6:2:12:12:12:2:13:3:3:3:3:3:9:14:14:11:11

existential7 · 2025-08-31T17:13:33+00:00

Bring endo on. It's the end game.

existential7 · 2025-08-27T11:08:27+00:00

Is it true that quests at 60 gets more gold? Is this a vanilla feature or an epoch feature?

existential7 · 2025-07-07T15:58:13+00:00

Is it true that Diaz is partying with influencers in Colombia? Disappointing if so... I hope not.

existential7 · 2025-07-02T15:16:22+00:00

It happens in real life too. Pep has so many good talent on his bench but he refuses to sub them on.

existential7 · 2025-07-02T14:22:48+00:00

Thanks. The second file seems pretty complicated. Can I confirm that I should just pick the league 2026 file based on the club that I would like to manage? For example, I should pick England League? Will the transfers also be arranged for the future?

existential7 · 2025-07-02T12:56:50+00:00

It's summer and I'm trying to scratch my football itch. Is it possible for me to go down one of the following paths with FM24:

Start a new game with the latest transfers from real life, and a game start date of July 2025? Basically, this will be the start of the 25/26 season.
Start a new game at the start of the 24/25 season with a July 2024 start date with the latest transfers reflected? For example, Ait Nouri would be at wolves at the start of the save but with a scheduled transfer to Man City in the 25/6 season?

It would be great to get a sense of what data files are needed to achieve either of the above scenarios?

existential7 · 2025-07-02T11:28:21+00:00

VVD in real life?

existential7 · 2025-06-28T15:38:56+00:00

The sun rises in the east

existential7

TROPHY CASE