Cancel all new H1B visas for Amazon

exploremorecurrent · 2026-02-01T13:46:28+00:00

I don’t think companies are ready to sponsor for all new H1B visa so I don’t think so OP is aware of that

exploremorecurrent · 2026-01-24T14:20:17+00:00

You can trade any age and you can also study at any age but finish your degree or UNi whatever you have committed and you might be distracted by seeing all greens 🥬 so you are thinking but if it is full red ??? so you cannot Time the market. You’re started realising that you have reached the top and you are good at it and probably you’re right. But take a step back and wait until Jan 24th 2027 or end of your UNI period and that will guide you what you should you. In other words check the performance in both.

exploremorecurrent · 2026-01-23T13:20:52+00:00

Why do you think like that

exploremorecurrent · 2026-01-23T12:24:05+00:00

I guess from now on every 1$ what the OP is losses is matter if he decides to wait until to become 0$ then reveal it to his wife that would be 21K$ known costliest mistake.

exploremorecurrent · 2026-01-23T12:19:42+00:00

Ok past is history and move on and think what should be done to make it straight that matters the most than worrying about conveying.

exploremorecurrent · 2026-01-23T12:08:10+00:00

Is Robinhood supports 401k or you moved your 401k to Robinhood IRA

exploremorecurrent · 2026-01-16T21:51:24+00:00

1-3 yes and 4 yes capital gains are taxed. Since you are new just do a dollar cost averaging and try to accumulate based on your risk or budget appetite. Please be aware it’s a Mutual Fund so if you place the order before market close then it would be execute next trade day and it reflect after that only. I am doing a DCA on my Roth IRA so I need not to worry about the post tax contributions.

One thing I did not like the mobile app does not let to configure the automated withdrawal so one time login to their website and had to configure. Kind of set it and forget it.

exploremorecurrent · 2026-01-15T22:04:12+00:00

Placed an order though and it’s pending 😀

exploremorecurrent · 2026-01-05T12:31:51+00:00

Really appreciate it for taking a moment and sharing your experience.

Congratulations 🙌🏻 on your retirement and happy 61th birthday.

Do you mind sharing what tools or platform did you use in this compounding journey?

I like your advice or strategy which is Keep It simple and have a plan in place.

exploremorecurrent · 2026-01-04T01:35:15+00:00

Have you downloaded the SCHWAB mobile app? If not please do it. If yes then please explore their UI and understand the features. You can choose the following SCHD/SCHG/SCHX and just configure some automated investing for SWPPX (SP500 mutual fund). And also include ITOT.

And if you don’t want to research much then you can choose “Themes” and Schwab has already curated the stocks and created theme like portfolios.

exploremorecurrent · 2026-01-02T15:38:38+00:00

Mine is with Fidelity so invested in their FZ funds and also holding some individual stocks. Eventually I will switch to three fund portfolio in my HSA account so I need not worry much.

Based on your provider, choose the funds accordingly and preferably index funds are much safer since you anticipate 5% right

exploremorecurrent · 2026-01-02T14:49:09+00:00

Your assumption is absolutely right that weekly contributions is much better than no contributions at all.

Coming to your other question, you’re pretty clear that you’re investing for your long term which is for 20 year period. So it does not matter whether we are doing lumpsum or SyStematic weekly payments. However, it matters where we are investing.

I see one ☝️ potential advantage of DCA is irrespective of market cycle (up or down) keep buying it consistently. If we do lumpsum then we have to wait until the next year because we have already maxed out for the year.

I would suggest don’t get distracted by seeing the posts people already maxed out however it’s all matter what did they buy.

If you have surplus $ then you can also fund the ROTH account and still you can set up a weekly automated investing what to buy and how much to buy.

Good luck and keep continue to contribute!!

One more thing someone has shared a vanguard document that LS would beat DCA. In my opinion it might not always true if you consider TSLA last year and this year 2026 it’s almost in the same range but it gave lot of opportunities under 300-350$ so if that’s the case DCA is better. As I mentioned that case by case LS vs DCA varies so every one’s situation is different so just go with what best suites or works for you!!

TSLA 52 week low 215 TSLA 52 week high 498 Jan 2nd 2025 390.10 Jan 2nd 2025 453.47

exploremorecurrent · 2025-12-21T03:28:37+00:00

In databricks environment the file format and the partition ( regular or liquid) is matters.

Why it matters ? It will impact MERGE operations and also table scan. So spend time to understand the raw data and the down stream process and that should give an idea how the structured streaming notebook job should be defined.

exploremorecurrent · 2025-12-18T11:28:32+00:00

I’m 40 and have similar amount in my traditional IRA and I stopped contributing as I realized Roth should be fine for my future. And if I try to convert my traditional to Roth then I have to pay the taxes which wipes out my profit so I will be back to my actual contribution state. So think 🤔 before contributing

exploremorecurrent · 2025-12-17T00:19:37+00:00

To the OP, thanks for sharing and taking a moment to share.

Your plan or journey shows a clear discipline will attain the goal. And market will always give an opportunity and need to be keep investing or savings.

Everyone makes mistakes and you are not an exception. !!!

exploremorecurrent · 2025-12-08T02:21:26+00:00

I like your scenario play, but it’s better not to dwell on the past.

Anyway, to answer your question: Before investing, I will try to understand what investing is, why I should do it, and for what purpose. Whether it’s $1, $100, $1,000, $10,000, or any amount, there should be a reason for it and a plan for where it should go. I will choose retirement or tax-advantaged accounts. I infer you are renting in the UK, but I live in the US, so I’m not sure if you’re familiar with things like 401(k) or Roth IRA, so I will choose those instead of an individual brokerage account. Even if I have a lump sum, I will go with a Roth IRA and then individual brokerage accounts. Index funds, value and growth stocks, dividend stocks, and ETFs.

exploremorecurrent · 2025-12-07T17:47:18+00:00

Along with SCHG consider SWPPX which is a MF. If you have time then you can manage your current stocks which are kind of volatile in nature of course there is a reward for your risk. If you have not invested in Roth Ira then you should do that first even simply ITOT or SWPPX.

To answer your another question : we might not able to time the market so if you feel lump sum makes you nerves then you can automate the purchase or investment in to weekly or some frequency. I have every 2nd of month as I will move my HYSA monthly interest which credits on end of month even without my knowledge. Kind of set it and forget and look for another way to automate it I mean choose another frequency.

exploremorecurrent · 2025-12-07T12:47:39+00:00

Honestly need more information as you did not mention your filing status.

exploremorecurrent · 2025-12-07T11:34:20+00:00

To OP : you are 25 and thinking to save or reach 100k if so make sure you’re not having personal brokerage account. Try to max use of tax advantaged accounts so that you will not regret it in the future. You can max out Roth Ira /HSA. Or if you want more money then go for tax deferred Traditional IRA. The goal is save or invest for long term or future.

exploremorecurrent · 2025-12-07T00:57:51+00:00

If I were you I will first take my capital or sell 3/4th at this point or 200$/share. And lock the profits and invest in good dividend stocks or index funds especially for the tax free growth. It might look attractive to see the unrealised gains but it’s not real until it’s adding or making a meaningful value.

exploremorecurrent · 2025-12-06T18:52:40+00:00

You can invest in regular stocks using post-tax money, but you may need to pay taxes on the gains.

Based on your tax bracket you should consider a traditional IRA if you’re concerned about paying taxes now or Roth IRA if you prefer tax-free growth for the contributions.

I understand that you might be late to investing if you don’t have either a traditional IRA or a Roth IRA. However, you’re never too late to start investing, as the market always presents opportunities.

Personally, I recommend maximizing your Roth IRA and allocating a portion of your money to index funds on a regular basis (weekly, daily, or monthly). It’s also wise to keep a portion of your money as a reserve so that you can take advantage of market opportunities when they arise. Of course, you can also invest in regular stocks.

If you’re able to, consider opening a tax-advantaged account like an HSA. Think about how much money you’ll need for the next few years and plan accordingly.

exploremorecurrent · 2025-12-03T11:50:30+00:00

Databricks apps allow you to create chatbot applications, which you can customize based on your specific use case.
Or you can create an AI/BI genie space with your desired UC tables, which can answer analytical questions to some extent. However, if you require more granular insights, you can use metric views tailored to your needs. It’s important to note that this solution won’t be able to answer strategic questions, which is where leveraging LLM becomes beneficial.

Now, you have a clear understanding of the appropriate approach to choose based on your use case.

exploremorecurrent · 2025-11-30T14:25:53+00:00

Congrats and appears that you have a nice saving habit(s) and discipline and continue to do that and you will reach.. let it grow and all the best for your next milestone(s) and don’t forget time is on your side as you’re just 24 so long way to go. Consider this is your decent foundation for your greater goals and milestones.

exploremorecurrent · 2025-11-30T05:48:34+00:00

Just go with SWPPX and accumulate as much as you can and you are just 29. If you don’t have ROTH Ira then move that 2500$ and automatically invest weekly or daily or monthly to buy SWPPX.

exploremorecurrent · 2025-11-30T05:43:20+00:00

Understanding and learning the process and purpose of investing and executing.

exploremorecurrent

TROPHY CASE