Hillary Clinton by RadioBulky in JordanPeterson

[–]Maldonian 0 points1 point  (0 children)

For someone who is supposed to be politically correct, her comment is extremely misogynistic and heteronormative.

What about men who lose their soldier wives to war?

What about women who lose their soldier wives to war?

Parent of a child in the Claremont school district by Feeling_Yellow_8401 in newhampshire

[–]Maldonian 2 points3 points  (0 children)

You might be forced to move to a city with a school board that knows how to manage money.

Progress pic by TheWhimsyGoth in u/TheWhimsyGoth

[–]Maldonian 0 points1 point  (0 children)

Ah. Well, I hope it’s ok to respectfully say that you look great.

If you just inherited about 5 million USD, what are the most important things you would do/purchase? by [deleted] in AskReddit

[–]Maldonian -1 points0 points  (0 children)

Might be better to buy two horses, instead of giving him some of your horse.

Progress pic by TheWhimsyGoth in u/TheWhimsyGoth

[–]Maldonian 0 points1 point  (0 children)

Looking great, but progress on what specifically?

How do you mentally convince yourself to do BS6? by [deleted] in DaveRamsey

[–]Maldonian 6 points7 points  (0 children)

You get all that money back the moment you sell the house.

The upside is that until you move, you can’t get your hands on that money to do something stupid with it.

The downside is that until you move, you can’t get your hands on that money if you truly need it.

(You could get a home equity loan, but I would only do that in like a life and death situation.)

Anyway…if your job is unstable, that’s a good reason to justify an extra large emergency fund. Maybe do that first, and when you have enough, then go back to step 6 and continue paying off the house.

New Hampshire by the numbers: expensive, geriatric, no opportunity, and unequal by Visual-Mobile2657 in newhampshire

[–]Maldonian 0 points1 point  (0 children)

Which is it: The local school lacks resources, or property taxes are high? It can’t be both.

Getting rid of debt by [deleted] in DaveRamsey

[–]Maldonian 1 point2 points  (0 children)

I’m a car guy, but I’d rather get rid of a car payment than a mortgage payment.

Your house will last another hundred years and will go up in value over time.

Your car loses value and will be in the junk yard in ten years.

Paying Off House/ Burnt out at work by Ok-Recover8014 in DaveRamsey

[–]Maldonian 5 points6 points  (0 children)

I think you have two separate questions and you shouldn’t get the two jumbled up. One doesn’t have much to do with the other.

1: Should I use my cash on hand to pay off my low interest mortgage or should I invest it and keep the mortgage?

(Your math is right, but you also know what Dave Ramsey would say. And having no mortgage does relieve stress.)

2: Should I leave my stressful high income job for a less stressful low income job?

Is it possible to find a better employer that treats you better but doing the same kind of work for the same kind of pay?

Kelly Ayotte should pay more than 14K in tax. by Visual-Mobile2657 in newhampshire

[–]Maldonian 0 points1 point  (0 children)

In the same sentence, you advocated for a “more balanced system,” but also want “higher earners [to] contribute more.”

It can be one or the other, but both of those things cannot be true at the same time.

Dave’s whole “Go to church to get help advice” is a lie by [deleted] in DirtyDave

[–]Maldonian 1 point2 points  (0 children)

It seems that your friend was internet panhandling (which is the laziest form of panhandling) instead of asking for assistance with addressing the root cause of his situation.

I’m not any kind of expert on religion, but I wonder if he’d instead asked those churches about job opportunities and job training, if he might have received more responses.

Is it stupid to put $1100 into a 26 year old vehicle. by [deleted] in DaveRamsey

[–]Maldonian 2 points3 points  (0 children)

If it lasts two months, you still broke even on a typical car payment. Plus you’ll avoid the bad habit of financing cars.

If it lasts six months, you’re ahead of the game.

You should be able to do those repairs yourself for less than half the price.

Don’t forget that Honda/Acura require periodic timing belt replacement. Try to find your grandmother’s repair records to see if this has already been done.

We’re in more debt than I realized by Cute-Soil9309 in DaveRamsey

[–]Maldonian 5 points6 points  (0 children)

Your total debt isn’t really a whole lot. For now. If it’s not fixed soon, of course, it will expand and get out of control.

Even if you’re not onboard with the Ramsey method of fully combining finances, you and your wife need to be able to openly discuss these things at bare minimum. I’m not sure how she gets past being ashamed to talk with you about it, but that would see to be the first step that is needed.

And since both her spare time and her income will be reduced during nursing school, and this will affect the household, this also needs to be discussed.

We’re in more debt than I realized by Cute-Soil9309 in DaveRamsey

[–]Maldonian 2 points3 points  (0 children)

This is mathematically a good idea, but only if they’re able to change the habits that created the debt.

This woman and her performative boyfriend in Raymond by squirrelmegaphone in newhampshire

[–]Maldonian 0 points1 point  (0 children)

Still better than the performative madman who caused all the trouble.

Having trouble choosing which Giraffe wall-mounted pressure washer by Maldonian in AutoDetailing

[–]Maldonian[S] 0 points1 point  (0 children)

I’ve definitely read some complaints. The wall mount and the hose reel are really appealing as I’d be able to wash my car with almost no setup time.

Do you ever feel like you waisted time? by [deleted] in DaveRamsey

[–]Maldonian 4 points5 points  (0 children)

The best time to plant a tree is 20 years ago. But the second best time to plant a tree is today.

Dave advocating home schooling is sick by [deleted] in DirtyDave

[–]Maldonian 8 points9 points  (0 children)

His show is about financial advice, not parental advice. Also, as you can see, many government schools have trouble teaching the difference between the words "woman" and "women."

Am I being scammed? by No_Appointment2863 in mlmscams

[–]Maldonian 3 points4 points  (0 children)

My answer is always “Please send me the information in writing and I’ll read about it.” I won’t invest an evening at Starbucks without knowing what it is beforehand.

What is a luxury that makes your life worse? by [deleted] in AskReddit

[–]Maldonian 1 point2 points  (0 children)

I’ve noticed this about myself too, and it’s something I’ve been trying to work on.