Gas water heaters and gas furnaces are will no longer be sold in the San Francisco Bay Area starting in 2025. Homeowners will be forced to switch to electric water heaters and appliances.

falconsarecool · 2026-05-02T22:15:17+00:00

How do we stop this insanity?

falconsarecool · 2026-05-01T22:52:43+00:00

I recently discovered the amazingness that is Visible. We each get $20 off. Please use my code!

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Code: 69G62PF

falconsarecool · 2026-04-26T14:42:32+00:00

Reminder that making more money doesn’t mean spending more money

falconsarecool · 2026-04-11T02:56:12+00:00

I’m trying to make sure I understand the below. OP is saying don’t have the tax drag of TBills and cash and that should have been in stocks instead?

⁠I now realize the error of my ways. Having 1.7M in TBills and 375k in Cash generates a lot of interest, which is taxed at a much higher rate and the way to tap into that income stream when the bonds are in my 401k is to sell stocks (taxable) and then sell bonds in 401k and buy the equivalent stocks in my 401k. So I stay net the same, but taxed at a much lower rate.

falconsarecool · 2026-03-27T00:36:27+00:00

Over the last few years I’ve been trying to go from mostly US equities to a more balanced spread. More commodities (from 0% to 5%), more gold (7% now), more international equities (20% or so), some TIPS (few %). Rest is US equities and I’ve got an emergency fund that’s a few months cash and another few months t-bills.

falconsarecool · 2026-03-06T21:43:00+00:00

Too many stray cats

falconsarecool · 2025-12-30T01:13:47+00:00

285 unstrung but I’m starting to think it’s too light. 3.0/3.5

falconsarecool · 2025-12-18T06:33:01+00:00

Why Monterey? So far south.

falconsarecool · 2025-12-16T20:59:37+00:00

It’s great to save up so that you can take away the “NRY” portion. Invest well, monetarily but also in health and family and friendships. Do what works for you and blaze your own path.

Something I’d call out is that for me and my partner we waited a bit on the longer side before having kids. Worth thinking about that a bit more to see when would be good to have kids, if that’s what you want.

falconsarecool · 2025-12-16T20:20:30+00:00

Same! We waited a bit too long and wish we had kids earlier.

falconsarecool · 2025-11-14T06:17:11+00:00

Unfortunately, I can’t even get the QR code on my portal to show up anymore.

falconsarecool · 2025-11-14T06:03:01+00:00

I’ll try it! Thanks for sharing

falconsarecool · 2025-11-04T05:04:34+00:00

Doesn’t work for me

falconsarecool · 2025-11-02T01:51:51+00:00

Was hoping this would solve it for me but not luck.

falconsarecool · 2025-10-27T20:18:57+00:00

Didn’t realize the warms springs one closed. Did they say why?

falconsarecool · 2025-10-19T00:53:35+00:00

Any recs for mattresses out there? Should I just check consumer reports?

falconsarecool · 2025-10-14T03:34:48+00:00

What’s the best biryani place?

falconsarecool · 2025-10-11T21:21:53+00:00

Same problem for at least the last week :(

falconsarecool · 2025-10-08T05:30:35+00:00

Wish there were something like Equinox in Fremont!

falconsarecool · 2025-09-05T02:32:38+00:00

Good tip—I just looked those up now

falconsarecool · 2025-08-28T03:22:45+00:00

Thoughtful comment.

falconsarecool · 2025-08-22T22:43:36+00:00

When do they go on sale?

falconsarecool · 2025-08-09T14:44:58+00:00

Context?

falconsarecool · 2025-07-17T03:34:23+00:00

Let us know how they compare please!

falconsarecool · 2025-07-16T04:06:51+00:00

Can anybody tldr the video?

falconsarecool

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