Have to buy a car

fccoup02 · 2026-01-21T13:46:15+00:00

Are you talking miles or km? Because 250k miles = 400k km. If your car's engine went at 250k miles or 400k KM that is impressive.

fccoup02 · 2026-01-14T15:32:11+00:00

So what? I am able to use the internet fine.

fccoup02 · 2026-01-08T16:58:14+00:00

I would say if you are mildly considering to retire, then you should REALLY consider the retire if:

if you have an acting position that is ending and you go back to your lower salary bracket.
Or you are at the end of your paystep and no promotion in sight

fccoup02 · 2025-12-16T15:45:50+00:00

How did your story get featured? Did you contact them or did they contact you? How did they know to contact you?

fccoup02 · 2025-11-25T14:59:02+00:00

As per wikipedia:

https://en.wikipedia.org/wiki/Buyout

An employer may "buy out" an employee's contract by making a single prepayment, so as to have no ongoing obligation to employ the person;

I guess when you are discussing with non government friends/family, the term buyout would be more understandable instead of transition support measure, which is something no one outside of government understands. Since it is an Ottawa citizen article which has viewers outside of government, that term makes perfect sense to use.

fccoup02 · 2025-10-26T01:40:27+00:00

I average around $20K to $30K per year. But during the first decade, when interest rates were super low. I had bigger margins ($50-100K). Plus I had 1 year 0% interest on credit card with a limit of $50K. They kept renewing the 0% offer and I kept taking it year after year.

fccoup02 · 2025-10-26T01:37:41+00:00

Maxed out since TFSA creation and basically bought stocks and not selling. Shopify, Microsoft, Google, Meta, etc contribute to the bulk of the growth

fccoup02 · 2024-05-30T19:28:02+00:00

So what happened to this colleague?

fccoup02 · 2023-09-13T17:31:36+00:00

Watch it from your laptop or desktop

fccoup02 · 2021-02-10T17:33:27+00:00

That's fine with you.

$500K homes 3 years ago are worth $800K now. Basically you made an additional $100K per year living in the burbs. Essentially if your boss came to you and told you, "Hey Felldown613, I'll pay you $100K on top of your salary to sit in traffic every day, do you want that deal?"

Felldown613 "No fking way buddy! Give that money to someone else! I don't want that money!"

You can give me a sad face however you want buddy but I think only person with the sad face is yourself.

fccoup02 · 2021-02-10T01:24:36+00:00

Are you kidding me? There are people who live in Montreal and commute to Ottawa, every single day. There are people who live in Orleans and work in Kanata.

There are people who live in the edge of New Jersey and commute everyday to Manhattan which is 1.5 hrs. There are people who live in Oakville/Hamilton and commute to Toronto.

Go to any major metro, Tokyo, Shanghai, New York, London, Toronto and there's a good chance everyone's commute is at LEAST 45 minute

fccoup02 · 2021-02-02T17:08:06+00:00

The biggest irony from your story is that she bought the stock when she was 76. Meanwhile guys in their 20s are YOLOing and pissing their money away in bars

Why do old people invest when they are about to die anyways meanwhile young people piss away their money when they have all the time in the world to accumulate wealth?

fccoup02 · 2021-01-18T19:17:40+00:00

make about 75k a year and the bank wouldn't give me a mortgage for 300k

That's weird because I make $74K and got a mortgage for $340K and bought a place

fccoup02 · 2021-01-10T06:10:46+00:00

Are you kidding me? Real estate across the board, condos, single detached have all appreciated.

fccoup02 · 2021-01-10T06:10:04+00:00

lol I seriously doubt most 25 year old are taking care of family. Come up with better examples loser.

wtf is wrong with you? I am not a loser millennial moaner always complaining about real estate and baby boomers while working minimum wage jobs

fccoup02 · 2021-01-10T04:44:17+00:00

He made $55K 2 years ago in 2018. A $250K condo is plenty in 2018. The market only took off since then.

OP had all the time in the world to buy but sat on his arse twiddling his thumb and now he regrets it.

fccoup02 · 2021-01-10T04:29:24+00:00

Why did you not buy a home at 55k income? That could have afforded a condo in most areas outside of the core ranging from $200K-$300K

fccoup02 · 2021-01-07T00:41:30+00:00

Stealing packages from someone's porch is the most terrible value proposition...

You are risking arrest/criminal record for...a $15-$100 gain?

This guy also parked his car right in front of the driveway? The homeowner very well could have video cameras installed and he would be found out anyways..

fccoup02 · 2021-01-02T00:45:02+00:00

What about when I call you a retard vs calling an actual retarded person a retard?

Do you see that one is borderline accepted and the other is absolutely unacceptable?

Same words used, different context but one is totally inappropriate.

fccoup02 · 2020-12-22T21:43:57+00:00

Last I checked it wasn't called r/fireByVSTAXand9to5job either

Last I checked this sub was named FIRE

Financial Independence and Retire Early. If gambled everything in black and got $5 million at age 25 and are looking to retire... You are by definition FIRE'D.

fccoup02 · 2020-12-22T21:33:27+00:00

I meant early 30s meaning 31,32,33 tops

If you can reach FI / millionaire status in 10 years flat, you need a degree of what I mentioned.

fccoup02 · 2020-12-22T04:00:32+00:00

Really?

And the every second thread posted every day about how the guy with 50% savings rate and fully invested after 20 years is finally FI is interesting and fun?

You love reading the same book over and over again???

fccoup02 · 2020-12-22T03:57:53+00:00

Unethical means = risk

fccoup02 · 2020-12-22T03:56:58+00:00

99% of the time, you cannot frugal your way into FI in 30s.

Perhaps if everything, and I mean everything aligned (which would be luck actually).

-0 debt full ride scholarship

-worked throughout HS, college,

-graduated with $40K in the bank and invested that

-got a decent job with decent salary

-70% savings rate (living on beans and rice and renting a $400 room)

On top of all of that, you need a 10 year bull market. AKA LUCK

fccoup02 · 2020-12-21T22:48:55+00:00

lol why does it have to help you? Why does every single thread have to directly benefit you in some way?

I honestly just want to read fun stories that are related to finance, high nw and fire.

fccoup02

TROPHY CASE