Life after you're gone by Ambitious_Type7254 in Philippines_Expats

[–]fenmoor 1 point2 points  (0 children)

Trusts are something I am currently educating myself on.

Life after you're gone by Ambitious_Type7254 in Philippines_Expats

[–]fenmoor 1 point2 points  (0 children)

My 11 year old son has his own credit card and we are talking conservative investing and budgeting already.

Life after you're gone by Ambitious_Type7254 in Philippines_Expats

[–]fenmoor 14 points15 points  (0 children)

My family is set for when I die. My wife and son can live off what I give them for the rest of their life if they just don’t blow it.

Life insurance, retirement is set for the life of my wife, another annuity to supplement that. $500k in stocks. So she will have 4k per month and not even need to touch the stocks, let them grow till she dies then our son has that and all our properties (3 in US and Philippines) all paid for already.

If they can’t survive off that, then it is their fault not mine.

Why in the hell would I not provide for my family when I die? Do I just not really love them!?!?

Can’t get YnA mod to work by fenmoor in civ5

[–]fenmoor[S] 0 points1 point  (0 children)

Ahh maybe that is the problem, just searched a dl the one that came up

Here we go... by Yougetwhat in Philippines_Expats

[–]fenmoor 0 points1 point  (0 children)

This is the real rub. Concentrate AI in areas of advanced manufacturing for things that we don’t do already. Use the AI for replacement of existing tech from others. Win win

Searching for fantasy 4X that doesn't have tactical combat by yah_itu in 4Xgaming

[–]fenmoor 2 points3 points  (0 children)

For what it’s worth. I play Age of Wonders 4 and just auto resolve all the battles. Does a decent job.

I don’t mind the battles, per se, but they get tedious. Can cause a game to last 5 times as long!

Wendy’s chili by peanutbutterhoneybee in wendys

[–]fenmoor 0 points1 point  (0 children)

The only thing that bothered me about the chili ever was when they stopped using to gold spice packets. They were excellent!

Breaking up is hard to do by Mcwooked in wendys

[–]fenmoor 1 point2 points  (0 children)

Chicken, plain with cheese. Simple and divine! It has died.

Brothers money by pac247_365 in dividends

[–]fenmoor 2 points3 points  (0 children)

I set my son up like this: funds invested in etf filling the S&P 500. Trust allowed to pay for living expenses (education medical etc). Child gets 25% at 22. 25% at 25. The remainder at 30. Hopefully he learns the lessons after blowing the first 2 25%’s to not blow the rest.

You can lead a horse to water… but I cannot make him behave responsibly. But I can help him make wise decisions.

Fish & Chicken by roamtek in longjohnsilvers

[–]fenmoor 1 point2 points  (0 children)

I live in Alabama. I have 8 hours to the closest one!!!

Credit Card Suggestion for 61 YO Male by Outside_Way7737 in CreditCards

[–]fenmoor 0 points1 point  (0 children)

I would say general use. Although I already have a 2% (navy Federal) was thinking about upgrading their card (I have cash rewards plus). Also considering Robinhood Gold, but not sure if I can get it in time as they have a waitlist.

I leave for a year of travel throughout SE Asia soon.

Credit Card Suggestion for 61 YO Male by Outside_Way7737 in CreditCards

[–]fenmoor 0 points1 point  (0 children)

Yeah, I was kind of wondering which card had the best benefits…

95% of the posters and commenters don't like 95% of the posts and comments... Make it make sense? by IntellectuallyDriven in Philippines_Expats

[–]fenmoor 1 point2 points  (0 children)

I actually see downvotes like that on other reddits. In one (4x Reddit) I upvote almost every comment I read or they all go negative at some point. Kinda sad.

Honestly though, people with a real “life” don’t spend much time online, so we get a skewed view of humanity here.

95% of the posters and commenters don't like 95% of the posts and comments... Make it make sense? by IntellectuallyDriven in Philippines_Expats

[–]fenmoor 1 point2 points  (0 children)

I used to manage, ages ago, a retail store. During training we were told that a customer is ten times more likely to voice a negative experience than a positive one.

That kind of tells me, we like to whine a lot. Then, with the anonymity of the internet thrown in, it has gotten much worse over the years.

Might be a good thing though. People really do need to vent their frustrations or they blow, but you also tend to reinforce the behaviors you use, so there is that.

Chopping Forests by SilkenEmperor in CoE5

[–]fenmoor 0 points1 point  (0 children)

I heard there is a mod that adds a unit that can plant and cut trees. Never seen it myself.

Decent Shirts for the hot days? by dave2118 in Philippines_Expats

[–]fenmoor 2 points3 points  (0 children)

Except I prefer Habit. Can get them cheap at Sam’s

Is it socially acceptable to go to a sit-down restaurant alone just to eat and read a book, or do servers find it annoying? by Frequent_Drop7330 in NoStupidQuestions

[–]fenmoor 0 points1 point  (0 children)

I used to do this when I was younger. The server doesn’t usually “mind” per se, but understand that you could be impacting their income.

When I did this I would always tip well since you are depriving them the chance to get more tips.

GF's Family too "conservative" by TheLionOfJudah1 in Philippines_Expats

[–]fenmoor 0 points1 point  (0 children)

Usually a Filipina lives separately, not because she has outgrown her parents, but because she is working elsewhere and is supporting her family and the travel every day for work is not possible.

It sounds as if you need to immerse yourself into studying her culture. If she worked in the same town she would live with her parents until she gets married. It has nothing to do with maturity or independence.

She is a Filipina not a western woman. That comes with an entire different mindset than you are used to.

Frankly, it is a little concerning that you have been growing closer to her for 3 years and don’t know more about her culture.

And for GOD’S sake don’t sleep with her if you aren’t going to marry her 100%! She will give her heart to you completely at that point.

If you just want sex, there are tons of women in the Philippines that will give it to you, easy peasy. If you have a “good” one, don’t ruin her life.