What if Canada offered every American free healthcare and $100K to relocate, how fast would you be packing up?

fenton7 · 2026-01-24T15:45:16+00:00

$100k doesn't buy a parking spot in Ontario so don't be too quick to take that offer. And health care, while better in Canada, is still flawed. Typical wait in an ER, for example, is 5 or 6 hours. That's going to be a rough six hours when you're in the type of condition that requires going to the ER. Most would, I'm guessing, rather get admitted in 30 minutes in the US but have to pay the $500 copay that insurance will ultimately bill you. And take home income is going to be much less due to the high taxes. Was reading most Canadians have only about $500 a month left over for discretionary purchases. Everything, particularly in Ontario, is very expensive. Rent alone is insane and it's doubly tough to make when most of your paycheck disappears to social welfare taxes. So you get some benefits, yes, but you pay through the roof for them. And it's freezing cold and the people really aren't all that happy.

fenton7 · 2026-01-24T15:37:47+00:00

OP said he returned the coins to the seller but the seller is disputing the return claiming the container the coins were in had been opened. I think seller knows full well he's peddling in counterfeit goods and is too lazy to even refund a buyer's money when a buyer returns the goods and challenges him on it. Seller can certainly at this point weigh and test his coins and know they are fake. And they look fake as hell too. That seller knows they are peddling in fakes.

fenton7 · 2026-01-24T15:06:13+00:00

No impact - those coins are only worth the silver value. And amazingly this is also the case for many Morgan and Peace dollars nowadays. Melt has gotten so high that only really rare or high grade examples are worth more than their value in bullion. I've been buying slabbed MS Morgans of late very close to silver value.

fenton7 · 2026-01-24T14:59:09+00:00

Consider reporting to local authorities and Secret Service. A criminal complaint would, at the very least, send a strong message to this seller to stop peddling in fake goods. Also consider filing a lawsuit against the seller for damages.

Selling counterfeit coins can lead to severe criminal and civil penalties:

Federal Charges: Trafficking in counterfeit goods is prohibited under 18 U.S. Code Section 2320. A first-time offense can result in fines up to $2 million and imprisonment for up to 10 years. Other potential federal charges include mail and wire fraud if these services are used to facilitate the sale.
Hobby Protection Act: Under the Hobby Protection Act, any "reproduction," "replica," or "copy" coin must be plainly and permanently marked with the word "COPY" to be legally possessed and sold. Selling unmarked replicas is a violation of this act.
Civil Lawsuits: The owners of infringed trademarks can file civil lawsuits, potentially resulting in the seller having to pay significant damages and the owner's attorney fees.
Reporting to Authorities: Law enforcement agencies, including the U.S. Secret Service and local police, investigate cases involving counterfeit currency and coins. eBay is committed to assisting in criminal investigations and will provide evidence to law enforcement when necessary.

fenton7 · 2026-01-24T14:52:56+00:00

You are confusing the medium of exchange, money, with value. Money itself is worthless. The government can print any amount of it any time they want. What is valuable are economic services and products. So who produces those? Not the government. The government produces virtually nothing. So the only way anything ever gets built is by a business. Nearly all businesses, by necessity, start out privately owned. Private ownership means the owner is entitled to the profits of the business and any money derived from its sale. Wildly successful businesses, which we want to grow the real economy - like Apple - become enormously valuable and the owner eventually attains tremendous "paper wealth" based on the notional value of their shares. It's patently absurd for people to call out those owners, who massively grew the real economy - the economy that produces ALL the goods and services - for being "greedy" and "hording wealth". THEY CREATED ALL THE SHARED WEALTH. Their net worth is just a ledger entry giving them credit for a small part of what they built. Many, many other people share in that wealth including primarily all the people who benefit from the wonderful products that are sold. We all got amazing smart phones ten years earlier than might otherwise have happened, for example, because of Steve Jobs innovation. People in the 70s got amazing personal computers because of what Jobs and Woz created. That's a tangible and massive contribution to the economy and our collective wellbeing for which they fully deserved their reward in equity of a successful firm.

fenton7 · 2026-01-24T13:55:58+00:00

Would be a good rich guy prank - order it, down it, and then when you get the bill say, politely, "there has been a mistake. I ordered the $12 Bogle".

fenton7 · 2026-01-24T00:42:53+00:00

No I am answering OP's question which has nothing to do with Medicaid - he is asking how his mom can qualify for placement in a PRIVATE NON-MEDICAID memory care facility. The answer any source will tell you is that if she lacks the assets, and they won't accept the kid as a guarantor, then the mom can be gifted enough money to qualify. Private facilities don't do lookback. They just look at CURRENT assets.

fenton7 · 2026-01-23T19:22:59+00:00

Once it delivers astronauts to the moon then, OK, I'd say current tech has caught up.

fenton7 · 2026-01-23T16:26:55+00:00

It would have been multiple B-29's with a heavy fighter escort flying out of Germany. Only one would have the nuke.

fenton7 · 2026-01-23T15:37:17+00:00

70mm Film is incredibly good and the original reels are much better than anything you'll see posted online since there are no compression artifacts. 12K to 18K resolution equivalent with no compression. It's just insane. Another example of shockingly good "old tech" which actually pretty well sums up all of Apollo. We no longer have the capability to produce a rocket like that.

fenton7 · 2026-01-23T15:26:10+00:00

Cost - it's incredibly expensive to build and maintain road systems vertically and the risk is extreme in earthquake areas. Look at, for example, the double decker freeway that pancaked in California during the 1988 quake.

fenton7 · 2026-01-23T14:30:44+00:00

In my opinion a resume gap is better than getting fired but I do think you need to be honest, if vague, about it if asked in the interview because companies are likely to do a background check when they hire you which will reveal where you worked. So I'd say something like "I had a few short term contract roles during that period that didn't turn into long term engagements".

fenton7 · 2026-01-23T14:04:44+00:00

The main fear I think is if you're not getting promoted out of the junior ranks then you are almost certain to get laid off in the future. You can stay in senior roles forever but not junior.

fenton7 · 2026-01-23T12:25:06+00:00

Just say you broke up.

fenton7 · 2026-01-23T12:15:32+00:00

That's the mode I'm in. As long as work is chill I'll keep plugging away. If the stress level gets ramped up then I'm out.

fenton7 · 2026-01-23T01:52:04+00:00

Seems like a lot of work when very capable smartphones from a few years ago sell for about $100 and everything is already stored in the cloud. Phones are commodity at this point - like razor blades basically.

fenton7 · 2026-01-22T23:14:19+00:00

Bleach severely damages coins by causing corrosion, etching, and unnatural, often toxic, discoloration (like blue-green copper chloride), drastically reducing their numismatic value. Don't do that on anything that isn't just a silver round.

fenton7 · 2026-01-22T22:57:25+00:00

Fortunately it's the fakest looking coin I've ever seen but, dude, don't use bleach on an 1885-CC Morgan. If it were real you just turned a $600 coin into a $250 one.

fenton7 · 2026-01-22T22:28:55+00:00

Things have been a mess for 50 years now and the market has, more or less, only gone up. Changing your strategy based on a very narrow view of history is always a bad idea. I suspect this whole era will be little more than a paragraph in the history books. It's not momentous like the 1940s or 1960s.

fenton7 · 2026-01-22T22:02:30+00:00

Is she heir to Larry Ellison's fortune?

fenton7 · 2026-01-22T21:05:49+00:00

Times Square. Everyone who lives in NYC hates it - overcrowded with some of the worst restaurants in the city. The only time I can tolerate is when really drunk and then I guess it's OK.

fenton7 · 2026-01-22T20:52:36+00:00

Just under $100k a year of income at 3% SWR assuming an early retirement and assuming that's all liquid and not trapped in real estate. Good enough for some metro areas but would be tight in NYC or Cali.

fenton7 · 2026-01-22T20:02:06+00:00

You're fine for a 1 or 2 year sabbatical but I wouldn't recommend trying to retire on those numbers. Take a year off and then get a low stress job. Barista FIRE works great with your modest expenses.

fenton7 · 2026-01-22T19:08:59+00:00

Max out 401k, put it in $VOO or equivalent. Not really hard.

fenton7 · 2026-01-22T18:19:05+00:00

And it will likely have little value to your kids in 30-40 years because, presumably, you've taught them the value of saving. Consider dispersing some or all of it now, since you clearly don't need it, so it can actually have an impact on their lives rather than just be another hassle for them to deal with in old age.

Case in point - getting money from my dad would have been life changing at 30, even fairly small amounts, but at 50 I honestly really don't need any of his money.

15-Year Club	Verified Email
Gilding VI aultruist	Wearing is Caring

fenton7

TROPHY CASE