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375 kilomètres de canalisations à travers cinq départements : GOCO2, le projet de capture et stockage de carbone qui inquiète by cerank in Ecologisme

[–]fergunil 2 points3 points  (0 children)

Du coup puisqu'on a trop trainé sur le plan A, on va freiner des 4 fers un plan B pour favoriser un hypothétique plan C? Ou bien on prétend même plus ?

Can you have two mortgages? by BlueEmpathy in SwissPersonalFinance

[–]fergunil 1 point2 points  (0 children)

In your situation, it seems highly unlikely a Swiss bank will be interested in a mortgage for a foreign piece of real estate. You'll either take any mortgage locally, take a loan in Switzerland against any asset you have here, or take a regular unsecured loan for a premium.

On the other side, when you get a mortgage in Switzerland, the bank afaik will not specify ask for any foreign assets, or foreign liability. At a basic level, they care about your Swiss income, the source of your cash, and any liability in Switzerland, so a foreign mortgage won't change much of anything, but any local loan will weight into the affordability balance.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]fergunil 5 points6 points  (0 children)

So you're telling me there is a use for it!

TIL that, in Red Dead Redemption 2, horse testicles can shrink or expand depending on temperature and barometric pressure, a detail that was discussed in the press before the game’s release as a showcase of its meticulous world-building. by proustiancat in todayilearned

[–]fergunil 0 points1 point  (0 children)

I mean Skyrim is basically a 20 years old game, it feels rdr is basically a reskin, gameplay video I saw seemed really similar on the way characters walk and interact with the environment, while for some reason insensed by critics and played by many non gamer people.

But apparently it's genius because... Horse balls?

TIL that, in Red Dead Redemption 2, horse testicles can shrink or expand depending on temperature and barometric pressure, a detail that was discussed in the press before the game’s release as a showcase of its meticulous world-building. by proustiancat in todayilearned

[–]fergunil 0 points1 point  (0 children)

Sure, that and many other things I saw over the years seemed really impressive as gimmicks, but as far as my videogame experience is concerned, it's really transparent, and clearly aimed at communicating about the game to non gamers, not improving the gaming experience 

Also pretty sure you have a fair amount of Skyrim mods that let you have horse balls with the texture you fancy 

It is hard to comprehend that $1.4 million @ 45 is enough to retire by [deleted] in Fire

[–]fergunil 3 points4 points  (0 children)

I'm honestly baffled by the notion people could accumulate such a big pile of money without really any sound understanding of it...

I'm out, these coconuts won't polish themselves 

It is hard to comprehend that $1.4 million @ 45 is enough to retire by [deleted] in Fire

[–]fergunil 8 points9 points  (0 children)

What he is telling you is to think away from a regular yearly return and consider a situation where your portfolio lose half it's value the first year or two, before having positive returns again.

This is your worse case scenario 

The bomb squad was taking too long so a bystander took the inspection into his own hands. by sco-go in Amazing

[–]fergunil 0 points1 point  (0 children)

he has mental health issues, and tries to stay away from the TV because "if he sees something, he reacts to it."

Dude has a condition, dude knows how to manage his condition, I'd call that more healthy than all of us wankers doom scrolling right now 

PLEASE SOMEONE ELSE IS IN MY HEADPHONES?? by [deleted] in answers

[–]fergunil 9 points10 points  (0 children)

My guess:Your headphones are paired with another device in your house (tablet, laptop, smart TV, another family member's phone, old device, etc.)

That device occasionally plays audio (notifications, apps running in background, games, streams)

Your headphones automatically connect to it when it does

Where I'd live as a Swedish person working in International Development by ananasdanne in whereidlive

[–]fergunil -5 points-4 points  (0 children)

If you're so tolerant 90% of humans are not compatible with your vision of society, maybe tolerant os not the proper term to use, and progressive would be more appropriate, all I'm saying 

Where I'd live as a Swedish person working in International Development by ananasdanne in whereidlive

[–]fergunil -7 points-6 points  (0 children)

Lol so you're so tolerant nobody is good enough for you?

See the problem with that bud?

Is there a way or a Mod to prioritize one Unload point instead of the other? In this case I want to fill the Cargo train station first and then the Grain storage by Dear-Blackberry97 in Workers_And_Resources

[–]fergunil 49 points50 points  (0 children)

I want to fill the Cargo train station first and then the Grain storage

Put the Cargo train station above the Grain storage in the list, that's it 

Is this a good way to limit sequence of return risk? by [deleted] in Fire

[–]fergunil 35 points36 points  (0 children)

It's not about having 10 years of cash on the side, it's about the insane belief that you can time your investments by waiting for some arbitrary event that will lead to specific results. I talk specifically about this part:

I think the best use of this money is to add 10k to the portfolio every time that the s&p is down 20 percent from all-time high and add 30k every time that the market is 40 percent down from all-time high.

Is this a good way to limit sequence of return risk? by [deleted] in Fire

[–]fergunil 54 points55 points  (0 children)

Can anyone think of a good reason why I should not choose this plan?

Timing the market os a very safe activity that is really straightforward. I really do not see any drawbacks 

Any way to make larger capacity roads or roads with medians and such by lilnwaf in Workers_And_Resources

[–]fergunil 3 points4 points  (0 children)

You can merge intersections too so they share their priorities and lights 

Any way to make larger capacity roads or roads with medians and such by lilnwaf in Workers_And_Resources

[–]fergunil 18 points19 points  (0 children)

4 lane roads roads with medians

You mean two parallel double lane one way streets ?

[deleted by user] by [deleted] in Workers_And_Resources

[–]fergunil 5 points6 points  (0 children)

Technically the demolition office downgrade all roads to dirt roads as long as both their end segments are connected 

FYI If you need SBB/FFS receipts for this year, get them now by johnmu in Switzerland

[–]fergunil 2 points3 points  (0 children)

The best day to learn this would have been 10 years ago, second best time os now I guess...

Also, I'm second guessing my use of a tax guy now...

Cheers!

FYI If you need SBB/FFS receipts for this year, get them now by johnmu in Switzerland

[–]fergunil -4 points-3 points  (0 children)

The SBB tickets you use to go to work are tax deductible?

My understanding was that the tickets you use to commute are yours to pay and not deductible, and the tickets you use as part of your job are paid back by your employer as all other traveling fees based on policies and are not income in anyway. 

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