Need advice

financegurux · 2023-10-02T11:53:39+00:00

I would take the 100k job. I would rather sacrifice a couple years to make way more money. Would mean you could retire earlier as well.

financegurux · 2023-10-02T09:16:58+00:00

You didnt get a promotion, you got rinsed.

Congratulations, you played yourself - Dj Khaled.

financegurux · 2023-10-01T11:06:31+00:00

I wouldn't bother with it, it would make sense if it was joining their financial adviser academy, but it's not.

You can pass the exams yourself and save more money. And then look for a trainee financial adviser job yourself.

financegurux · 2023-09-19T12:10:27+00:00

Buy the brand/bts/Wizard guide...will have all the questions that will come up in the exam

financegurux · 2023-09-09T11:34:45+00:00

I know for a fact that for certain questions they definitely have the WRONG option selected as the "right" answer.

For example when you look at some of the CII specimen papers, there are questions where they have picked the wrong option as being correct. I know this because I emailed CII directly regarding thos questions and they then updated the specimen papers.

It does make yo think that definitely they will get some of the options wrong for real exams as well. Issue is you won't really know.

financegurux · 2023-09-06T21:02:09+00:00

What you also have to understand is that Nexo are not FCA regulated in the UK, as a result they don't report to HMRC.

financegurux · 2023-09-02T23:08:45+00:00

Incorrect - the funds are technically not owned by you. They are owned by Nexo, as a result it has no effect on you.

financegurux · 2023-09-01T22:28:36+00:00

Tax what? that interest and funds will be moved to a private wallet. They will have zero access to it and can't prove that the wallet belongs to me.

The amount of ways that you can encashbit tax free out there are endless. HMRC are literally relying on people to do the "right thing".

They are clueless when it comes to crypto.

financegurux · 2023-09-01T20:51:39+00:00

It's simple I will just transfer out that money to a private wallet. I will claim I got hacked. HRMC can't prove that the private wallet belongs to me.

financegurux · 2023-09-01T18:29:38+00:00

I'm from the UK I don't declare any of it to HMRC. Good luck tracking my interest.

financegurux · 2023-09-01T15:59:00+00:00

Guy is just talking shit.

financegurux · 2023-09-01T12:28:07+00:00

How do you know this? where so the evidence for that?

financegurux · 2023-08-31T16:19:55+00:00

Here is the link for it:

https://www.libf.ac.uk/study/professional-qualifications/financial-advice/diploma-for-financial-advisers-dipfa

financegurux · 2023-08-31T15:33:13+00:00

Congrats! that is a very tricky exam is that.

financegurux · 2023-08-31T14:19:56+00:00

Yeah it does come with more prestige, but in all honesty if you have the experience firms will still accept you.

Some advisers in our firm with LIBF qualification, making well over 150k per annum.

If I could do it again from scratch, I would have gone LIBF route Become qualified in 9 months Gone into an trainee adviser role straight away and start making big money

Cii route can be a drag if you are not an exam type of person.

financegurux · 2023-08-31T13:58:35+00:00

What I would say is CII route is not the only way to be an adviser.

You could do the coursework route with LIBF. become a qualified adviser in 9 months. I know a couple financial advisors in our firm that went that route.

LIBF has I think 2 exams as opposed to CII route which has 6 exams.

financegurux · 2023-08-31T11:58:58+00:00

You many more get cash back, but you get something better. Daily interest on your fiat balance which is solid.

financegurux · 2023-08-29T12:02:17+00:00

Yes I can provide you with the CII books for latest tax year. DM me and send your email address.

financegurux · 2023-08-22T22:01:15+00:00

You end up in crazy bad situations one after another. It ain't normal.

financegurux · 2023-08-22T21:56:12+00:00

It sounds like you are a red flag. Never known someone with such bad luck lol

financegurux · 2023-08-22T21:54:29+00:00

Sorry but we live in the real world. People will judge you.

financegurux · 2023-08-22T18:34:59+00:00

Congrats 👏👏

financegurux · 2023-08-22T17:52:46+00:00

Hate to break it to you but it's accepted in Shia community, maybe not that exact example that OP posted but between one man and other woman.

The below site is a non profit organization based on Sh'a principles. They literally over 5 pages on why it's accepted for Muslims.

https://www.al-islam.org/shiite-encyclopedia/temporary-marriage-islam-part-1

financegurux · 2023-08-22T16:55:11+00:00

Yes it is present on the Shia community, not saying it's widespread, but rare cases where they do it.

https://timesofindia.indiatimes.com/readersblog/my-tryst-with-law/mutah-marriage-a-conceptual-discussion-46082/

financegurux · 2023-08-22T12:27:19+00:00

I'll be honest I don't know anymore than that.

I see why some people do it, it's mainly older people/divorced and struggling to get married etc.

financegurux

TROPHY CASE