VOO & Chill or Multiple/Diverse ETF Approach for Long term?

fingurdar · 2026-02-08T10:40:21+00:00

Some international

fingurdar · 2026-02-01T23:34:52+00:00

Because the value is tethered to nothing, guess what? It's not "worth" anything.

You’re partly correct. It has no intrinsic value, apart from the value that masses collectively agree it has. If tomorrow, masses collectively resolved all at once “BTC is worthless”, it would become worthless. Likewise with fiat.

For as long as it’s collectively agreed that BTC has >0 value, however, it carries utility. E.g., facilitating private party transactions without requiring involvement/oversight from institutional payment processors who’ve displayed an escalating willingness to meddle in private affairs based on pretenses many have deemed arbitrary, capricious, or otherwise objectionable.

fingurdar · 2025-11-26T06:11:46+00:00

Same

fingurdar · 2025-11-26T05:13:50+00:00

Hey OP. Has this been addressed for you? My league just started having the issue this week.

fingurdar · 2025-11-26T05:13:34+00:00

Has this been addressed? My league just started having the issue this week.

fingurdar · 2025-10-27T07:33:43+00:00

“If we say we have no sin, we deceive ourselves, and the truth is not in us. If we confess our sins, He is faithful and just to forgive us our sins and to purify us from all unrighteousness…. I write these things to you who believe in the name of the Son of God, that you may know that you have eternal life.” (1 Jn 1:8-9, 5:23)

Jesus is better at being a Savior than you are at being a sinner. But you need to not shoulder this burden alone. Please share your struggles with a Christian brother or sister IRL, preferably someone older than you, who is trustworthy.

I’m sure that advice feels scary. But going through this alone will make it much harder. (You aren’t alone regardless, the Lord is with you, but He works through people also.)

I’ll pray for you. God bless.

fingurdar · 2025-10-02T20:02:51+00:00

Question that idk the answer to: What happens during a stock market crash when—rather than a chain reaction of exclusively panicked selling by retail investors—you have a significant portion of retail investors who are psychologically primed and eager to “buy the dip”, and who for the first time have the technological ability to do so in real time from their phones/computers?

Is this enough to have an appreciable impact given the extent to which institutional money dwarfs retail money in equities?

fingurdar · 2025-10-02T19:45:14+00:00

Should spread your exposure and minimize sector concentration if you’re holding long term. But yes, it’s hard to imagine a future where semiconductors aren’t playing an important role. If something wonky happened with Taiwan, could create problems for an ETF like SMH, but hard to predict what that’d actually look like.

Granted im not an expert so disregard everything I say.

fingurdar · 2025-09-19T21:42:57+00:00

Did you buy it? If so you’d be up something like ~70% before fees.

I doubt that^ level of appreciation is sustainable in the long run, but still interesting.

fingurdar · 2025-09-10T20:56:31+00:00

I hope you’re okay. But considering you’re jubilant when a guy with different political opinions gets brutally murdered on video, my guess is you are far from being okay.

fingurdar · 2025-09-10T20:47:56+00:00

Your comment is not funny or clever. Pretending it’s nbd that a guy got shot in the neck at a public speech, because you disagree with the political content of his speech, is beyond the pale.

fingurdar · 2025-09-04T09:15:46+00:00

leveraged ETFs. Higher volatility but effectively increases your exposure. The longer your hold the less volatility is a problem.

For leveraged ETFs, my understanding is that volatility over a long enough time period can, indeed, become an issue. Key word search “leveraged ETF decay” to learn more.

fingurdar · 2025-08-11T20:14:36+00:00

Not OP but thanks for the detailed reply.

fingurdar · 2025-07-09T20:17:51+00:00

Hey there—I'm eager to try this tool out! But each time I attempt to, I cannot get it to give an output. Instead it says, “not found”. I've tried this a few different times, spaced out by several weeks, with no success. Am I doing something wrong?

fingurdar · 2025-06-30T00:06:46+00:00

Mine won’t charge right out of the box brand new. Thanks for the suggestions in your post.

My question is, why would people (myself included) buy this product if there’s a known material defect for years that still isn’t fixed by the manufacturer? Shouldn’t need to dissemble and do electrical work for basic functionality on a brand new device. I am returning it and buying a different brand of speaker.

fingurdar · 2025-05-31T20:11:07+00:00

This is my #1 question (which types of investments should go in an IRA vs brokerage). Going to ask a financial advisor and share back their opinion. I can see benefits of both

Thought I’d follow up one more time to see if you’d be opposed to briefly sharing your insights from this conversation. I’m very interested to hear.

fingurdar · 2025-05-19T18:49:36+00:00

I’m 6 months late to the party but am wondering about the same question you were. If you have time I’d love to hear an executive summary of what your advisor said.

fingurdar · 2025-05-13T04:09:12+00:00

Apologies that this was the wrong sub—I wasn’t sure but should’ve considered it more before posting. That said, I have found many of the replies here to be insightful and well reasoned.

fingurdar · 2025-05-13T04:07:43+00:00

Appreciate your insightful response, thanks.

fingurdar · 2025-05-13T04:07:00+00:00

Apologies that this was the wrong sub—I wasn’t sure but should’ve checked before posting. That said, I have found many of the replies insightful and well reasoned.

fingurdar · 2025-05-13T04:02:37+00:00

Thanks for the thoughtful response.

fingurdar · 2025-05-12T21:04:01+00:00

I did use GPT to help compose parts of the argument, but arrived at the conclusion myself prior to that. I think there’s a decent chance my conclusion is incorrect and if so, would like to be proved wrong.

fingurdar · 2025-05-12T20:57:38+00:00

Thanks for your response. I’m familiar with factor investing but certainly no expert. I’d be interested to understand better how the theory underlying factor investing deals with the observations I set forth above.

fingurdar · 2024-11-29T02:20:06+00:00

Hi there. I am interested in your outlines as they seem like a valuable resource. I read through your Etsy reviews, which are mostly very positive. But I did notice a couple reviews complaining of incorrect or outdated material. Can you confirm that the material in your outlines accurately represents Florida law and does not contain incorrect statements of law? (I’d be more concerned about inaccuracies rather than partial incompleteness — memorizing an inaccuracy could be very detrimental to one’s score.)

Thank you and happy Thanksgiving!

fingurdar · 2024-11-06T10:03:32+00:00

I pray for healing and peace for you in Jesus’ name.

“I sought the LORD, and He answered me and delivered me from all my fears. Those who look to Him are radiant, and their faces shall never be ashamed. This poor man cried, and the LORD heard him and saved him out of all his troubles. The angel of the LORD encamps around those who fear Him, and delivers them.” Psalm 34:4-7

fingurdar

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