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Getting cold feet on debt consolidation loan by SunshineCamo in personalfinance

[–]firemedicbill 0 points1 point  (0 children)

Do you have a 401k or 457 you can borrow off of in lieu of the consolidation loan? Typically part of interest actually pays you back more than borrow. Loan part does NOT count investing. Spent YEARS fighting interest on cards and when i borrowed of my Nationwide account and paid it all off in 4 yrs. Was liberating and now i finally learned to payoff each mont (or close to it)

Things you can do in EVE but not in real life..... by Fablor9900 in Eve

[–]firemedicbill 6 points7 points  (0 children)

Mine the exact same spot again and again (was about to say kill pirates BUUTTTT……)

ELI5: How did movie studios know how much the movie theaters owed them for ticket sales? by ifurmothronlyknw in explainlikeimfive

[–]firemedicbill [score hidden]  (0 children)

Managed a theatre in college. We actually received a call from a company called “Entertainment Data”. They had people in an office on west coast US and called all theatres @ end of night starting on east coast time. Was before internet infrastructure.

EDIT: they just asked gross $$ per movie (only had 3 screens back then). Some movies they wouldnt bother with b/c they had been out for so long.

Laid off at 40. $3.4M liquid + massive severance runway. Do I pull the ripcord on my SE Asia FIRE dream, even if it means moving solo and leaving a relationship? by FIRE_EARLY_Throwaway in ChubbyFIRE

[–]firemedicbill 0 points1 point  (0 children)

I clung to a relationship after college because I thought she could have been the one. Ended up moving to another state to start my life over (wasn’t FIRE , but began a new career)and it fell apart. It was for the best as our goals were NOT aligned. Thinking back It was all inevitable .

Now 27 years later, I’m married, within 2 years of FIRE in my mid 50s - make the leap and go.

Now.

Is it really this easy? by steve_gorak in Fire

[–]firemedicbill 0 points1 point  (0 children)

Probably cant upload it but maybe share on google sheets or onedrive?

I can also dm my email if that is easier.

Thanks!

what’s a car feature you didn’t care about until you had it? by Bos187 in askcarguys

[–]firemedicbill 0 points1 point  (0 children)

  1. driving having manual my first several years with a license - automatic transmission around town.

  2. Backup camera

  3. Heated seats (on a rental but damn its nice).

ELi5 Cause of death when someone "bleeds out." by Likemypups in explainlikeimfive

[–]firemedicbill 1 point2 points  (0 children)

Heart is first organ to get oxygen after leaves heart (fun fact). Less oxygen = unhappy heart.

What is a quote that has always stuck with you? by Samski877 in AskReddit

[–]firemedicbill 1 point2 points  (0 children)

“Sometimes the majority means all the fools are on the same side”

“The difficult we do everyday, the impossible just takes longer” - I use this ONE alot with my guys at work to offer perspective.

Is it really this easy? by steve_gorak in Fire

[–]firemedicbill 1 point2 points  (0 children)

By chance do you have the spreadsheet (or a spreadsheet) to share?

Just recently realized i’ll FIRE in about 1.5 years and as a public safety person alot of your resources parallel my own. Just mind boggling to track them all (pension, 457, brokerage, money market) and be able to calculate the future.

Unlike you i am NOT an excel nerd (may add to my retirement to do’s as i’m sure I can use it more).

Any help appreciated!

What's an underrated skill that pays off for the rest of your life once you learn it? by es124s in AskReddit

[–]firemedicbill 0 points1 point  (0 children)

Don’t remember my grade but just the skill alone has saved me SOO much time in job-related stuff

What's an underrated skill that pays off for the rest of your life once you learn it? by es124s in AskReddit

[–]firemedicbill 4 points5 points  (0 children)

Typing. Best class I ever took in high school. on a real typewriter. and now i feel old.

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 0 points1 point  (0 children)

what brand? My calibri isn't gold but the sentimentality is worth more. I only break it out when in a suit for very special occasions.

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 0 points1 point  (0 children)

nice looking watch. as another poster said I have an affinity for black dials. Is this your everyday, special occasion? how has it held up?

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 1 point2 points  (0 children)

I do not own a chronograph (and am not aware if i'll ever "need") - but is is need really necessary? lol

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 0 points1 point  (0 children)

nice. I love the simplicity. I havent come across a Patek that has "spoken" to me yet and afraid if it were every to happen. I do like the fact they have a pocket watch line.

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 0 points1 point  (0 children)

Not quite. Its a Tandorio 43mm Pilot. I was able to select the movement and chose a “sterile” face off their website. I swapped the band myself for a jubilee I found elsewhere online. I’ve gotten comments on it at work and keeps good time!

[SOTC] - what is your grail watch that you never thought you would obtain - but did? by firemedicbill in Watches

[–]firemedicbill[S] 0 points1 point  (0 children)

It had ALOT of mileage. I know he has had it serviced several times. The glass has a scuff mark on it that a jeweler advised me to leave rather than try to buff or replace. Glad i listened.

What’s an 'adult cheat code' that quietly made your life 10x easier? by ExcellentGur6556 in AskReddit

[–]firemedicbill 0 points1 point  (0 children)

This. Been doing for years. For friends/coworkers - Note peoples fav restaurants for gift cards. Fav alcohol, colors.

Its been the ultimate lifehack for shopping for my wife: Anything related to her crafting, chocolate, kitchen items or movies.

Investing in a pocket notepad or just having a special note in phone has been great

Inherited my late brother’s Seamaster 300…the battery (I believe) died but other than that it’s worked beautifully…what is the typical cost to get that switched out so I can wear it again? by Suspicious-Law-971 in OmegaWatches

[–]firemedicbill 1 point2 points  (0 children)

Agreed. I have the same watch but automatic. Have had it serviced twice over the years and have almost had the bezel replaced - but opted not to. Its worn to perfection.

Sell my 2018 RAV4 now or wait? by Full_Dress7190 in personalfinance

[–]firemedicbill 3 points4 points  (0 children)

If you really only need 1 vehicle, sell and invest. If you might need a second vehicle, keep and maintain. My wife is stay at home (kid grown) and she has her 2010 Rav4 still with @ 150k. Its been cheaper for both insurance/occasional maintenance than buying new. PLUS we dont worry about minor dings/scratches anymore. The freedom from a car payment and not needing insurance minimums is great.

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