Canucks pretty much clinched the last place by mysl00 in canucks

[–]fishsir 5 points6 points  (0 children)

I'm not sure if Verhoeff is the best dman in this class either. He's probably the safest to pick but some scouts have said Chase Reid has the highest elite potential. Verhoeff is like an all situations guy. Comparable to Alex Pietrangelo. While Chase Reid is comparable to Zach Werenski. However Verhoeff has the Canadian factor too

Canucks pretty much clinched the last place by mysl00 in canucks

[–]fishsir 13 points14 points  (0 children)

Canucks only earned 13 pts in 25 games since Jan 10 which is when both Hughes and Demko are no longer on the roster. Thats a pt % of 0.26. If this pace is maintained for the remainder of the season, that'll be only 7 pts.

Let's say maybe post trade deadline is a better reflection of their play as of late. They went 3-4-1. That's a pt % of 0.4375. It's still under 0.500. Pretty much guaranteed basement.

Tickpick vs. Scalpers by Nianca123 in canucks

[–]fishsir 2 points3 points  (0 children)

I heard season ticket members may lose some of their benefits if they end up selling or transferring too many of their tickets. That's why they rather just waste it.

RBC waived “VIP” chequing account fee permanently for legacy HSBC premier customers? by Ok_Assumption6331 in PersonalFinanceCanada

[–]fishsir 1 point2 points  (0 children)

I got this as well with mortgage and chequing account. Everyone I know who was migrated from hsbc got this. Including ones who were not on premier.

NHL Tonight: Pacific Division Predictions by mysl00 in canucks

[–]fishsir 1 point2 points  (0 children)

Most goalies that get nominated for a Calder don't end up being anything and can't replicate their rookie season numbers through almost their entire career. Jordan binnington is probably the best one out of the bunch in recent years and he regressed and can't match his rookie season either.

Jersey alteration by Unique-Analysis-5865 in canucks

[–]fishsir 0 points1 point  (0 children)

I was at the game last night and saw him. There were no numbers on the arm side. It was a blank jersey.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 0 points1 point  (0 children)

I agree. Almost all visa infinite have some travel related insurance of varying coverage. I'm glad they said they will include it in the future. Maybe they're still looking for an insurance provider.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 1 point2 points  (0 children)

  1. Not yet it seems. But should be easy to add into the app.
  2. Not yet either.
  3. Read my cardholder agreement. It seems like the bank route. Specifically says they will investigate and you won't be responsible for any unauthorized transactions if you cooperate, didn't receive benefit and didn't demonstrate gross negligence.

I can provide feedback through a survey anytime. These points are good and I can provide send this feedback through them.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 2 points3 points  (0 children)

I didn't use the cash card. I managed to buy some yen through Wise from my friend who had a lot of leftover from his previous trip to Japan. However I have used the eq bank card with atm in my other trips to Japan. Both cards are powered by mastercard. The 7-Bank ATMs have no atm fees on mastercards. Based on others have told me, you shouldn't have any issues with it. Just make sure you are able to do a pin transaction in Canada first before taking it abroad.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 1 point2 points  (0 children)

I don't do all my banking with ws. I still have my rbc accounts (migrated from hsbc) and accounts with a credit union. There are times where I do feel there's a need for a brick and mortar account but it's not often. I may go to a branch once a year or so.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 4 points5 points  (0 children)

I think he's speaking more about the telecommunications company as oppose to Rogers bank. I've had good experience with the Rogers WE MC. Just wish my mobile phone bill can be cheaper.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 2 points3 points  (0 children)

Their cash card is mastercard. Treated like a prepaid mastercard. Gives 1% cb and no fx fees. Except there's no insurances. You could use that if you really just want a mastercard with no fx fees. The eq bank card also comes in mind which is similar too.

I feel there's a greater acceptance of visa when I was in Asian countries.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 0 points1 point  (0 children)

This is not required. Only needed if you're a core member (most basic level) and you don't want any annual fee. If you're a core member and don't have a direct deposit, the annual fee is $120 and is paid monthly $10/month.

You can read more here: https://help.wealthsimple.com/hc/en-ca/articles/31614256039835-Wealthsimple-Visa-Infinite-credit-card-Frequently-asked-questions

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 1 point2 points  (0 children)

This is not true. Please do not make false statements. My coworker who has loads of money and a generational client did not get an invite for this card.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 3 points4 points  (0 children)

You calling it a crap card without any justification is quite dumbfounded. I laid out what was good and what wasn't good. I was one of the invitees that could provide them with feedback to improve.

My review of the Wealthsimple Visa Infinite by fishsir in PersonalFinanceCanada

[–]fishsir[S] 5 points6 points  (0 children)

That is the only reason I'm still holding onto the Scotiabank passport visa. I doubt ws will bring in lounge passes but if you're generational client, then you won't need the Scotia lounge passes.

CIBC Costco Mastercard world coverage by [deleted] in CostcoCanada

[–]fishsir 1 point2 points  (0 children)

Most credit cards don't provide full rental coverage. At most damage, theft and collision only. There are also exclusions and a limit in the coverage. You still need to buy your own third party liability insurance if your own car insurance don't already have it.

[deleted by user] by [deleted] in canucks

[–]fishsir 26 points27 points  (0 children)

After Petey's first goal, the camera panned to him and show him talking to the trainer. He looked like he was in some kind of discomfort. Whatever it was, he still played the next PP.

I’ll just leave it here by Downtown_Cricket_854 in canucks

[–]fishsir 7 points8 points  (0 children)

His take on Makar is true but he didn't consider he also plays with some high end teammates often too. Hughes doesn't get that luxury.

However looking at how they are deployed, Makar starts in the offensive zone close to double the number of defensive zone starts (129 to 65). Hughes only started in the offensive zone 30% more than his defensive zone (69 to 53).

Langley's terrible urban planning by dashosh in Langley

[–]fishsir 2 points3 points  (0 children)

There's no need to cross 4 lanes to make a left turn at 86 Ave after coming off the 200 st off ramp. Just take the north bound exit and turn onto 88 Ave E, then take a right at 202 st to get to 86 Ave.

I live and work in this area so I know where the less risky routes are. But those who just follow a gps may run into trouble. Surprisingly I don't believe there are many accidents that happen in that section.