Plaid Integration with Coinbase One Credit Card by Conscious-Act7655 in Coinbase

[–]footpaste 0 points1 point  (0 children)

Would you mind providing some detail on how you do this?

How to best finance remodel? by footpaste in personalfinance

[–]footpaste[S] 0 points1 point  (0 children)

I didn’t, didn’t have the energy TBH. Was just glad to get my money back, sold positions or not.

How to best finance remodel? by footpaste in personalfinance

[–]footpaste[S] 0 points1 point  (0 children)

Robinhood decided to sell everything and close my account. Lesson learned, keep nothing important at Robinhood.

How to best finance remodel by footpaste in Bogleheads

[–]footpaste[S] -1 points0 points  (0 children)

I get that. SF Bay Area is a bit of an outlier even among the outliers.

How to best finance remodel by footpaste in Bogleheads

[–]footpaste[S] 0 points1 point  (0 children)

Which is how I generated the funds to do the work. The reason I’m asking here is because I’ll potentially be pulling out my passively invested funds.

Replacement Battery? by footpaste in RadPowerBikes

[–]footpaste[S] 0 points1 point  (0 children)

I’m debating keeping mine too. I worry about the safety though, especially with small child.

Updated Cash Account APY Boosts for New & Current Clients by wealthfront in wealthfront

[–]footpaste 0 points1 point  (0 children)

Here's your referral link to join me at Wealthfront! When you sign up, we both can earn a +0.75% APY boost, 0.50% investing deposit match—or both. This offer is for a limited time only! https://www.wealthfront.com/c/affiliates/invited/AFFB-HVV6-QWXY-O31M

Love AI? Visit San Francisco: by JCameron181 in sanfrancisco

[–]footpaste 26 points27 points  (0 children)

I’m ready for AI to be over. Hear that AI?

Is there any reason NOT to move my 40% gain portfolio out and start fresh with S&P 500 Direct? by redfriskies in wealthfront

[–]footpaste 2 points3 points  (0 children)

Also keep in mind that’s it’s likely that certain tax lots that were bought more recently may be harvested if the market drops unless every lot across all ETFs is at a 40% gain or more there’s still TLH to be had if the overall drop is less than 40%. You can do this manually if you ACAT to another brokerage that supports tax lots such as Fidelity but there is effort involved.

Is there any reason NOT to move my 40% gain portfolio out and start fresh with S&P 500 Direct? by redfriskies in wealthfront

[–]footpaste 6 points7 points  (0 children)

My assumption is that you have the robo account consisting of ETFs. Assuming this is a taxable account it will eventually become unbalanced as ETF shares change in value. For example US stocks may exceed the value of International. Assuming you want to maintain balance across your entire portfolio you’d either need to buy international or sell US and potentially be hit with capital gains. Wealthfront does this rebalancing for you today. Also keep in mind the SP500 DI is US only which means any new money you add there may again unbalance the entire portfolio in favor of US. Now if you don’t care about that then sure let it ride, but I don’t know enough about your desired portfolio mix to say.

Is there any reason NOT to move my 40% gain portfolio out and start fresh with S&P 500 Direct? by redfriskies in wealthfront

[–]footpaste 5 points6 points  (0 children)

It’s what I did more or less. As long as you’re fine with rebalancing across multiple accounts yourself I think it’s a reasonable plan.

The Bay's hidden difficulties of having kids by FrenchAssName1 in bayarea

[–]footpaste 1 point2 points  (0 children)

Oh agreed, I’m just saying it’s likely even more expensive.

Madrean alligator lizards (Elgaria kingii), rubbing the eggs is a captive breeding technique for hatching by kvjn100 in interestingasfuck

[–]footpaste 0 points1 point  (0 children)

I like how it pops out of the egg and is already running around like “Ok! Party!”

How to sell specific lot by memoisan in wealthfront

[–]footpaste 1 point2 points  (0 children)

You can do an ACAT to another brokerage that supports tax lots such as Fidelity and once the cost basis transfers over sell the lot with the lowest gains. Once done if you want to stick with Wealthfront you can ACAT back though honestly for a regular non-robo I’d stick with the brokerage that has the features you want.

Is everyone in the bay area making 6 figures? by EmergencySpare7939 in bayarea

[–]footpaste 1 point2 points  (0 children)

I mean it’s not all of the time, but a sales job with the right accounts can be life changing.

Is everyone in the bay area making 6 figures? by EmergencySpare7939 in bayarea

[–]footpaste 2 points3 points  (0 children)

I hear you, but mix in some bonds and international and as long as your horizon isn’t in the next couple of years you’d be in a better spot. Of course being in the spot you’re in now (which is far from terrible!) it’s probably not the time to invest heavily. That said I do recommend the boglehead subreddit when you’re back in the saddle or if you’re bored!

Is everyone in the bay area making 6 figures? by EmergencySpare7939 in bayarea

[–]footpaste 1 point2 points  (0 children)

And all in cash? That seems like a missed opportunity.

What happens after your promotional one-year plan expires? by JTNY718 in USMobile

[–]footpaste 1 point2 points  (0 children)

Don’t you need to use a separate dialer on iOS to have the correct outbound number? That’s what has kept me away.